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Compare over 50 car insurers to find the best cover for your ride. Select cover that has your choice of repairer, rental car after an accident, or no excess cover for windscreen replacements from the biggest brands on the market – Allianz, Aldi, Australian Seniors, COTA, APIA, Everyday, NRMA, RACV, Coles, GIO, Youi and more.
Unlike other insurance comparison websites, we don’t get paid by any of the insurers we compare. This means you sometimes won’t see price scores for insurers like NRMA and RACV, but it also means we don’t recommend insurers based on how much they pay us. We only recommend the best insurance policies for you.
Results for paid members only
AAMI Comprehensive
AAMI gives you the option to insure your car up to an agreed value, or its market value. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra.
AANT Comprehensive
AANT Comprehensive gives you the option to insure your car up to an agreed value, or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to three other policies in this comparison. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. $0 excess for windscreen claims is a useful optional extra.
AANT Comprehensive Basics
AANT Comprehensive Basics gives you the option to insure your car up to an agreed value, or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to two other policies in this comparison. No choice of repairer with this policy – the insurer chooses who fixes your car. There's no reduced excess for glass claims, which might make it cheaper to simply get window damage fixed yourself.
AANT Comprehensive Plus
AANT Comprehensive Plus lets insure your vehicle either to an agreed value or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to four other policies in this comparison. You can pay an extra premium to have your choice of repairer. This policy doesn't charge an excess for windscreen damage claims.
AHM Comprehensive
AHM lets insure your vehicle either to an agreed value or its market value. This is a Huddle white label product, identical in cover (but not price) to Comprehensive by Huddle and Bupa. Repairs are done at a shop chosen by the insurer. For an extra premium you can remove the excess for glass claims. This policy charges a quite high additional excess for younger drivers, even if you name them on the policy.
Aldi Comprehensive
Aldi is an agreed value policy, where you set the amount you want to insure your car for. This is a white label policy managed by Honey Insurance. It has the same cover as BOQ. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra.
Allianz Comprehensive
Allianz is an agreed value policy, where you set the amount you want to insure your car for. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
ANZ Comprehensive Plus
ANZ is an agreed value policy, where you set the amount you want to insure your car for. This policy is a white label of the similarly-named NRMA product – it has identical cover to four other policies in this comparison. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. A $0 excess on windscreen claims comes standard with this policy.
Apia Car Advantage
Apia gives you the option to insure your car up to an agreed value, or its market value. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra. This may not be a suitable policy for households with drivers under 25, as the additional age excess can be over $1000. This seniors-focussed insurer will only sell a policy to people aged 55 and older (although younger people can still drive the car).
Australian Seniors Comprehensive
Australian Seniors gives you the option to insure your car up to an agreed value, or its market value. It's a white label Hollard policy. You can get the same cover at a different price with Everyday Insurance or Real Insurance. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra. This may not be a suitable policy for younger drivers, as the additional age excess can be over $1000. While the brand name suggests it's only available to seniors, people of any age can get a quote.
Australian Unity Comprehensive
Australian Unity gives you the option to insure your car up to an agreed value, or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
Bank Australia Comprehensive
Bank Australia lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
Bank of Melbourne Comprehensive
Bank of Melbourne gives you the option to insure your car up to an agreed value, or its market value. It's a white label policy, identical in both cover and price to policies sold by Westpac, BankSA and St.George. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
BankSA Comprehensive
BankSA gives you the option to insure your car up to an agreed value, or its market value. It's a white label policy, identical in both cover and price to policies sold by Westpac, Bank of Melbourne and St.George. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
Bendigo Bank Comprehensive
Bendigo Bank Comprehensive gives you the option to insure your car up to an agreed value, or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to three other policies in this comparison. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. $0 excess for windscreen claims is a useful optional extra.
Bendigo Bank Comprehensive Basics
Bendigo Bank Comprehensive Basics gives you the option to insure your car up to an agreed value, or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to two other policies in this comparison. No choice of repairer with this policy – the insurer chooses who fixes your car. There's no reduced excess for glass claims, which might make it cheaper to simply get window damage fixed yourself.
Bendigo Bank Comprehensive Plus
Bendigo Bank Comprehensive Plus gives you the option to insure your car up to an agreed value, or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to four other policies in this comparison. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. A $0 excess on windscreen claims comes standard with this policy.
Beyond Bank Comprehensive
Beyond Bank lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
Bingle Comprehensive
Bingle covers your vehicle for its market value at the time of an incident. Repairs are done at a shop chosen by the insurer. For an extra premium you can remove the excess for glass claims.
BOQ Comprehensive
BOQ insures your vehicle for an amount you set, known as the agreed value. This is a white label policy managed by Honey Insurance. It has the same cover as Aldi. Repairs are done at a shop chosen by the insurer. For an extra premium you can remove the excess for glass claims.
Budget Direct Gold Comprehensive
Budget Direct Gold Comprehensive lets insure your vehicle either to an agreed value or its market value. Budget Direct is Auto & General's flagship brand, but it is still identical in cover (but not necessarily price) to three other policies in our comparison. You can pay an extra premium to have your choice of repairer. For an additional premium you can reduce the excess payable for window claims – although not to zero, which other policies offer. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
Budget Direct Gold Low Kilometres Comprehensive
Budget Direct Gold Low Kilometres Comprehensive lets insure your vehicle either to an agreed value or its market value. Budget Direct is Auto & General's flagship brand. This policy is the same as Gold Comprehensive, {{{{{but in exchange for a lower premium you're limited in how far your car can be driven in a year}}}}}. You can pay an extra premium to have your choice of repairer. For an additional premium you can reduce the excess payable for window claims – although not to zero, which other policies offer. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
Bupa Comprehensive
Bupa Comprehensive gives you the option to insure your car up to an agreed value, or its market value. This is a Huddle white label product, identical in cover (but not price) to Comprehensive by Huddle and AHM. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra. This may not be a suitable policy for younger drivers, as the additional age excess can be over $1000 even if they're listed on the policy.
Bupa Ultimate Comprehensive
Bupa Ultimate Comprehensive lets insure your vehicle either to an agreed value or its market value. It's a white label of Huddle Black Comprehensive: it has the same cover but the price is different. You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims. This policy charges a quite high additional excess for younger drivers, even if you name them on the policy.
CBA Comprehensive
CBA lets insure your vehicle either to an agreed value or its market value. Repairs are done at a shop chosen by the insurer. For an extra premium you can remove the excess for glass claims.
Coles Comprehensive
Coles gives you the option to insure your car up to an agreed value, or its market value. This is a white label of Budget Direct Gold Comprehensive. It has identical cover to three other policies in our comparison, although the price may vary. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. Reduced excess for glass damage is available as an optional extra. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
COTA Comprehensive
COTA lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
Everyday Insurance Comprehensive
Everyday Insurance gives you the option to insure your car up to an agreed value, or its market value. It's a white label Hollard policy. You can get the same cover at a different price with Australian Seniors or Real Insurance. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra. This may not be a suitable policy for younger drivers, as the additional age excess can be over $1000.
GIO Comprehensive
GIO Comprehensive lets insure your vehicle either to an agreed value or its market value. This policy has mostly the same cover as Suncorp Comprehensive Extras, also from AAI. You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
GIO Platinum
GIO Platinum is an agreed value policy, where you set the amount you want to insure your car for. In terms of cover this policy is comparable to Suncorp Comprehensive Advantages, issued by the same underwriter. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. A $0 excess on windscreen claims comes standard with this policy.
Great Southern Bank Comprehensive
Great Southern Bank lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
HSBC Comprehensive
HSBC lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
Huddle Black Comprehensive
Huddle Black Comprehensive gives you the option to insure your car up to an agreed value, or its market value. You can find the same cover at a different price point with Bupa Ultimate Comprehensive. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra. This may not be a suitable policy for younger drivers, as the additional age excess can be over $1000 even if they're listed on the policy.
Huddle Comprehensive
Huddle Comprehensive gives you the option to insure your car up to an agreed value, or its market value. There are white label versions of this policy (same cover, different price) available from AHM and Bupa. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra. This may not be a suitable policy for younger drivers, as the additional age excess can be over $1000 even if they're listed on the policy.
Hume Bank Comprehensive
Hume Bank lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
ING Car Insurance
ING lets insure your vehicle either to an agreed value or its market value. This is a white label of Budget Direct Gold Comprehensive. It has identical cover to three other policies in our comparison, although the price may vary. You can pay an extra premium to have your choice of repairer. For an additional premium you can reduce the excess payable for window claims – although not to zero, which other policies offer. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
Kogan Comprehensive
Kogan gives you the option to insure your car up to an agreed value, or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
NAB Comprehensive
NAB lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
National Seniors Comprehensive
National Seniors gives you the option to insure your car up to an agreed value, or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra. While the brand name suggests it's only available to seniors, people of any age can get a quote.
NRMA Comprehensive
NRMA Comprehensive lets insure your vehicle either to an agreed value or its market value. NRMA may be IAG's flagship brand, but the cover is identical to three other white label products we compared. You can pay an extra premium to have your choice of repairer. For an extra premium you can remove the excess for glass claims.
NRMA Comprehensive Basics
NRMA Comprehensive Basics lets insure your vehicle either to an agreed value or its market value. NRMA may be IAG's flagship brand, but the cover is identical to 0 other white label products we compared. Repairs are done at a shop chosen by the insurer. You will have to pay the full excess for window damage claims, which might make it not worth claiming at all.
NRMA Comprehensive Plus
NRMA Comprehensive Plus lets insure your vehicle either to an agreed value or its market value. NRMA may be IAG's flagship brand, but the cover is identical to four other white label products we compared. You can pay an extra premium to have your choice of repairer. This policy doesn't charge an excess for windscreen damage claims.
Over Fifty Comprehensive
Over Fifty gives you the option to insure your car up to an agreed value, or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
Ozicare Car Insurance
Ozicare gives you the option to insure your car up to an agreed value, or its market value. It's a white label of Budget Direct's policy, and apart from some lower benefits it's identical in cover to the other products issued by Auto & General. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. Reduced excess for glass damage is available as an optional extra. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
PD Car Insurance For Fans
PD gives you the option to insure your car up to an agreed value, or its market value. No choice of repairer with this policy – the insurer chooses who fixes your car. This policy charges no excess on windscreen repairs, and for an extra premium you can extend this to windscreen and window replacements.
People First Bank Comprehensive
People First Bank Comprehensive lets insure your vehicle either to an agreed value or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to three other policies in this comparison. You can pay an extra premium to have your choice of repairer. For an extra premium you can remove the excess for glass claims.
People First Bank Comprehensive Basics
People First Bank Comprehensive Basics lets insure your vehicle either to an agreed value or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to two other policies in this comparison. Repairs are done at a shop chosen by the insurer. You will have to pay the full excess for window damage claims, which might make it not worth claiming at all.
People First Bank Comprehensive Plus
People First Bank Comprehensive Plus gives you the option to insure your car up to an agreed value, or its market value. This policy is a white label of the similarly-named NRMA product – it has identical cover to four other policies in this comparison. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. A $0 excess on windscreen claims comes standard with this policy.
Qantas Car Insurance
Qantas lets insure your vehicle either to an agreed value or its market value. This is a white label of Budget Direct Gold Comprehensive. It has identical cover to three other policies in our comparison, although the price may vary. You can pay an extra premium to have your choice of repairer. For an additional premium you can reduce the excess payable for window claims – although not to zero, which other policies offer. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
QBE Comprehensive
QBE lets insure your vehicle either to an agreed value or its market value. You can pay an extra premium to have your choice of repairer. This policy charges no excess on glass repairs, and for an extra premium you can extend this to replacement glass.
RAA Premium Comprehensive
RAA Premium Comprehensive lets insure your vehicle either to an agreed value or its market value. You can choose your own repairer with this policy (or use the insurer's). This policy doesn't charge an excess for windscreen damage claims.
RAA Standard Comprehensive
RAA Standard Comprehensive gives you the option to insure your car up to an agreed value, or its market value. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
RAC Comprehensive
RAC is an agreed value policy, where you set the amount you want to insure your car for. You don't have choice of repairer, but the insurer will consider a quote if you provide one. This policy has no excess on glass repairs, and a reduced excess on glass replacements.
RACQ Comprehensive
RACQ gives you the option to insure your car up to an agreed value, or its market value. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. This policy has no excess on glass repairs, and a reduced excess on glass replacements.
RACT Comprehensive
RACT is an agreed value policy, where you set the amount you want to insure your car for. No choice of repairer with this policy – the insurer chooses who fixes your car. This policy has no excess on glass repairs, and a reduced excess on glass replacements.
RACV Complete Care
RACV Complete Care lets insure your vehicle either to an agreed value or its market value. You can choose your own repairer with this policy (or use the insurer's). This policy has no excess on glass repairs, and a reduced excess on glass replacements.
RACV Comprehensive
RACV Comprehensive lets insure your vehicle either to an agreed value or its market value. You can pay an extra premium to have your choice of repairer. This policy has no excess on glass repairs, and a reduced excess on glass replacements.
Real Insurance Comprehensive
Real Insurance lets insure your vehicle either to an agreed value or its market value. It's a white label Hollard policy. You can get the same cover at a different price with Australian Seniors or Everyday Insurance. Repairs are done at a shop chosen by the insurer. For an extra premium you can remove the excess for glass claims. This policy charges a quite high additional excess for younger drivers.
ROLLiN' Comprehensive
ROLLiN' covers your vehicle for its market value at the time of an incident. Repairs are done at a shop chosen by the insurer. This policy doesn't charge an excess for windscreen damage claims. Young drivers are the target market for this policy, so it doesn't have any additional age or experience excesses. It does have a whopping $3000 unlisted driver excess though.
St.George Comprehensive
St.George gives you the option to insure your car up to an agreed value, or its market value. It's a white label policy, identical in both cover and price to policies sold by Westpac, Bank of Melbourne and BankSA. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
Stella Comprehensive
Stella gives you the option to insure your car up to an agreed value, or its market value. No choice of repairer with this policy – the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra.
Suncorp Comprehensive
Suncorp Comprehensive lets insure your vehicle either to an agreed value or its market value. You can choose your own repairer with this policy (or use the insurer's). You will have to pay the full excess for window damage claims, which might make it not worth claiming at all.
Suncorp Comprehensive Advantages
Suncorp Comprehensive Advantages insures your vehicle for an amount you set, known as the agreed value. Suncorp is AAI's flagship insurance brand, although they offer similar cover through the GIO Platinum policy. You can choose your own repairer with this policy (or use the insurer's). This policy doesn't charge an excess for windscreen damage claims.
Suncorp Comprehensive Extras
Suncorp Comprehensive Extras lets insure your vehicle either to an agreed value or its market value. Suncorp is AAI's flagship insurance brand, although you can get substantially similar cover with the Comprehensive policy from sister brand GIO. You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
TIO Comprehensive
TIO lets insure your vehicle either to an agreed value or its market value. It's an Allianz white label, with the same cover as 11 other policies in our comparison (but it is different to the flagship Allianz product). You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
TrueCover Comprehensive
TrueCover is an agreed value policy, where you set the amount you want to insure your car for. No choice of repairer with this policy – the insurer chooses who fixes your car. The insurer will charge you a reduced excess (but not to zero) for window claims. TrueCover pushes the definition of young driver to the extremes, imposing a hefty $1000 additional excess for any driver under 35.
Westpac Comprehensive
Westpac lets insure your vehicle either to an agreed value or its market value. It's a white label policy, identical in both cover and price to policies sold by Bank of Melbourne, BankSA and St.George. You can choose your own repairer with this policy (or use the insurer's). For an extra premium you can remove the excess for glass claims.
Youi Comprehensive
Youi gives you the option to insure your car up to an agreed value, or its market value. No choice of repairer with this policy – the insurer chooses who fixes your car. Reduced excess for glass damage is available as an optional extra. Getting a quote from Youi can be a uniquely frustrating experience. While other insurers are happy to give you an easy online quote, Youi will call you up to three times before texting you a link to your quote.
