RACV Comprehensive gives you the option to insure your car up to an agreed value, or its market value. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. This policy has no excess on glass repairs, and a reduced excess on glass replacements.
Pros
The product's best features and benefits
Cons
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Description
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $500
- Covers personal items
- Cover for child seats
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- Up to $500 per item
- Covers child seats and baby capsules
- Cover for keys
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- Up to $1000
- Covers replacing and recoding keys, locks and barrels
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $1000
- Covers trailers and caravans
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
- Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
- Available if vehicle is damaged and cannot be driven as a result of a covered incident
- Must be at least 100km from home
- Transport costs
- Not covered
- Towing after an incident
- Covers one tow to nearest authorised repairer or safe place recommended by insurer (if there are multiple tows, insurer decides which to cover)
- New car replacement
- Covered for total loss within 24 months of purchase
- Reduced excess on glass claims
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- Optional
- $0 excess
- Covers windscreen, sunroof and window glass
- Roadside assistance
- Sold separately
Car rental
- Rental car after theft
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- Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
- Available for up to 21 days
- Up to $60 per day
- Up to $2000 for excess or security bond
- Rental car after not-at-fault incident
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- Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
- Available until claim settled
- Up to $2000 for excess or security bond
- Rental car after any incident
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- Optional
- Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
- Available for up to 21 days
- Up to $60 per day
- Up to $2000 for excess or security bond
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value