Stella lets insure your vehicle either to an agreed value or its market value. Repairs are done at a shop chosen by the insurer. For an extra premium you can remove the excess for glass claims.
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
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Recommended products
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Scores
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- CHOICE Expert Rating
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- Cover score
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- Price score
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- Customer satisfaction
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- Claims satisfaction
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Description
- Insurer
- Stella
- Policy
- Comprehensive
- Provider
- VSC
- About the insurer
Cost
Results for paid members only
- Same price to pay monthly
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- NSW price comparison
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- NT price comparison
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- Queensland price comparison
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- SA price comparison
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- Tasmania price comparison
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- Victoria price comparison
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- WA price comparison
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Additional benefits
- Cover for personal property
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- Up to $1000
- Covers items normally worn or carried
- Cover for child seats
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- Up to replacement cost for baby capsules and child seats
- Up to $2000 for baby gear
- Covers baby capsules and child seats
- Also covers prams, strollers, and other essential baby items
- Cover for keys
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- Up to reasonable cost
- Covers replacing or recoding keys, locks and barrels
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $1000
- Covers trailers
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers essential accommodation, or transport to get driver and any passengers home
- No cover for other incidental costs such as food or laundry
- Available if vehicle is not safe to drive after a covered incident
- Must be at least 100km from home
- Transport costs
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- Up to reasonable cost
- Up to $50 per trip
- Covers transport costs to get from repairer to next destination
- Covers transport costs to repairer when you pick up car
- No cover for transport to repairers outside insurer's network
- Towing after an incident
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- Covers cost of towing to nearest repairer or safe location agreed to by insurer
- Also covers vehicle storage costs at towing destination
- New car replacement
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- Covered for total loss within 2 years of purchase
- Must have fewer than 40000km
- Reduced excess on glass claims
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- Optional
- One nil-excess claim per year
- Covers windscreens, rear windows, sunroofs and window glass
- No cover for non-retractable panoramic roofs
- Roadside assistance
- Optional
Car rental
- Rental car after theft
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- Covers a suitable hire car, arranged by the insurer
- Available for up to 14 days
- Rental car after not-at-fault incident
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- Covers a suitable hire car, arranged by the insurer
- Available until claim settled
- Rental car after any incident
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- Optional
- Covers a suitable hire car, arranged by the insurer
- Available for up to 14 days
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value