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Budgeting app reviews

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Last updated: 11 August 2021


Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE.

Good budgeting software can help you keep track of your income and expenses. We review popular budgeting apps for Android and iPhone to find out which ones do the best job.

Our buying guide can introduce you to the basic features and concepts behind these apps, plus other expert insights. Find out more about how we test budgeting apps.

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Our review covers iOS (iPhone and iPad) and Android mobile devices.

Our expert testers give every app a thorough workout to help find the apps that:

  • are easiest to set up
  • are the most useful when you want to maintain a long-term budget
  • have the best manual data entry
  • can synchronise data between your bank account and the software/app.

Our interactive comparison tool helps you find out which apps have all the specs you need, such as the right budgeting model, synchronisation security, the ability to generate financial reports and create savings goals. Our Recommended list will help you quickly work out which programs come out on top.

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List of brands we tested in this review.


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    The price as of July 2021 for a year’s subscription. Fudget Pro's displayed price is the for Android version; for iOS it's $6 and for Windows it's $7.15. Monefy Pro's displayed price is for the Android version; for iOS it's $4.50.

    enter value/s in increments of 1 between 0 and 79.24

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    Sync to banks

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    Whether you can sync your bank account with the program so that it automatically pulls in data, including income, expenses, and regular bills. This is the easiest approach to accurate budgeting, as the software handles most of the data entry for you. The caveat is that you have to entrust a third-party app with your bank account details. 


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      Android app available.


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        iOS app available (iPhone and iPad).

          Web browser

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          Whether a web-based version of the program is available using a username and password (accessible via web browsers like Firefox or Chrome).

            Included in this review

            Members-only access
            • Overall score
            • Versatility
            • Ease of use
            • Good points
            • Bad points
            • Price
            • Subscription required
            • Free version available
            • Free trial period
            • Web browser
            • Security PIN
            • Data import supported file types
            • Exports to CSV
            • Exports to PDF
            • Official banking app
            • Sync to banks
            • Account aggregation service
            • Automatically recognise recurring transactions
            • View scheduled transactions
            • Categorise transactions
            • Generates reports
            • Displays trends
            • Displays forecast
            • Spending graphs
            • Set savings goals
            • Attach images to transactions
            • Flag transactions for tax


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