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    Health insurance

    As health funds are hiking up their premiums on 1 October, now is the time to rethink your cover. Our insurance experts are here to help you with clear, unbiased advice and smart money-saving tips.

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COVID-19 and health insurance

Buying guide

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Extras insurance

Extras covers things outside hospital like optical, dental, orthodontics, physio, podiatry and psychology services.

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  • Fairer health care during COVID-19

    So many of us are doing it tough right now.

    That's why we're pushing for discounts on health insurance premiums, rolling extras coverage into the new year, and an inquiry into the private health system.

    Join our campaign to make health care in Australia fairer for everyone.

    Join our campaign

How the funds rate

Find out how our experts rate funds on out-of-pocket costs, fund complaints and more.

  • Teachers Health

    How Teachers Health rates for member complaints, gap cover and ambulance.
  • Bupa

    How Bupa rates for member complaints, gap cover and ambulance.
  • Medibank

    How Medibank rates for member complaints, gap cover and ambulance.
  • Australian Unity

    How Australian Unity Health rates for member complaints, gap cover and ambulance.
  • ACA

    How ACA Health rates for member complaints, gap cover and ambulance.
  • CBHS corporate

    How CBHS Corporate Health rates for member complaints, gap cover and ambulance cover.
  • CDH

    How Hunter Health Insurance rates for member complaints, gap cover and ambulance cover.
  • CUA

    How CUA Health rates for member complaints, gap cover and ambulance.
  • Emergency services health

    How Emergency Services Health rates for member complaints, gap cover and ambulance cover.
  • Frank

    How Frank rates for member complaints, gap cover and ambulance.
  • Health Partners

    How Health Partners rates for member complaints, gap cover and ambulance.
  • Health Care

    How Health Care Insurance rates for member complaints, gap cover and ambulance cover.
  • Health.com.au

    How Health.com.au rates for member complaints, gap cover and ambulance.
  • Latrobe Health Services

    How Latrobe Health Services rates for member complaints, gap cover and ambulance.
  • Nurses & Midwives Health

    How Nurses & Midwives Health rates for member complaints, gap cover and ambulance cover.
  • Mildura Health

    How Mildura Health Fund rates for member complaints, gap cover and ambulance cover.
  • Navy Health

    How Navy Health rates for member complaints, gap cover and ambulance.
  • Phoenix

    How Phoenix Health Fund rates for member complaints, gap cover and ambulance.
  • Police Health

    How Police Health rates for member complaints, gap cover and ambulance.
  • Qantas

    How Qantas health insurance rates for member complaints, gap cover and ambulance.
  • Queensland Country Health

    How Queensland Country Health Fund rates for member complaints, gap cover and ambulance.
  • RT Health

    How RT Health rates for member complaints, gap cover and ambulance cover.
  • Transport Health

    How Transport Health rates for member complaints, gap cover and ambulance.
  • TUH Health

    How TUH rates for member complaints, gap cover and ambulance.
  • Westfund Health

    How Westfund rates for member complaints, gap cover and ambulance.
  • HCF

    How HCF rates for member complaints, gap cover and ambulance.
  • NIB

    How NIB rates for member complaints, gap cover and ambulance.
  • HBF

    How HBF rates for member complaints, gap cover and ambulance.
  • AHM

    How AHM rates for member complaints, gap cover and ambulance.
  • GMHBA

    How GMHBA rates for member complaints, gap cover and ambulance.
  • Defence Health

    How Defence Health rates for member complaints, gap cover and ambulance.
  • CBHS Health Fund

    How CBHS rates for member complaints, gap cover and ambulance.
  • Doctors' Health Fund

    How Doctors' Health Fund rates for member complaints, gap cover and ambulance.
  • HIF

    How HIF rates for member complaints, gap cover and ambulance.
  • Peoplecare

    How Peoplecare rates for member complaints, gap cover and ambulance.
  • St.LukesHealth

    How St.LukesHealth rates for member complaints, gap cover and ambulance cover.

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