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Car insurance comparison

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Last updated: 22 February 2024


Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE.

Compare more than 40 comprehensive car insurance policies to find the best cover for your ride. Select cover that has your choice of repairer, rental car after an accident, or no excess cover for windscreen replacements from the biggest brands on the market – Allianz, NRMA, RACV, Coles, GIO, Youi and more.

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We can help you get your head around the types of insurance on offer, the tips and traps when choosing a policy, and how to save money on your premiums. Read our car insurance buying guide to find out more.

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

    Cover for personal belongings

    enter value/s in increments of i between 0 and 1500

    Windscreen replacement

      Your choice of repairer

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      Even if you have your choice of repairer, many insurers retain the right to veto your option if they think the quote is too high or they have concerns about the quality of the work.

        New car replacement timeframe

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        Most policies will replace your new or ex-demonstrator model with a brand new car if it's written off within the first few years of being bought. A few policies place limits on how far the car can be driven.

          Rental car after theft

            Unlimited rental car cover after not-at-fault accident

              Rental car after at-fault accident

                Included in this comparison

                Members-only access
                • Provider
                • Insured events
                • Legal liability cover
                • Additional excesses
                • Personal property cover
                • Child seat cover
                • Trailer cover
                • Accommodation and transport when far from home
                • Towing after an incident
                • Choice of repairer
                • New car replacement
                • Roadside assistance
                • Rental car after insured event
                • Insurance for rental cars
                • Cover for personal belongings
                • Your choice of repairer
                • Rental car theft
                • Rental car after at-fault accident
                • Where policy is sold
                • ACT price comparison
                • NSW price comparison
                • NT price comparison
                • Queensland price comparison
                • SA price comparison
                • Tasmania price comparison
                • Victoria price comparison
                • WA price comparison
                • Cover for contaminated fuel damage
                • Cover for keys
                • Insure your car for an agreed value


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