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Car insurance comparison

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Last updated: 03 February 2021


Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE.

Compare comprehensive car insurance policies from over 30 insurers to help you find the best cover for your ride. Select cover that has your choice of repairer, rental car after an accident or no excess cover for windscreen replacements. From the biggest brands on the market – Allianz, NRMA, RACV, Coles, GIO and more.

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The fewer the $ signs, the cheaper the policy is compared with their competitors. It's based on the average premium for a rang of scenarios covering young people, families, good drivers, bad drivers and retirees. For each scenario we request two quotes per state and territory, one in the capital and one in the regions. Each policy is ranked according to how close those quotes are to the average in each state, $ being cheaper, $$$$$ being more expensive.

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

    Your choice of repairer

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    Even if you have your choice of repairer, many insurers retain the right to veto your option if they think the quote is too high or they have concerns about the quality of the work.

      Insure your car for an agreed value

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      These policies will let you select an amount to insurer your car for, within a range set by the insurer.

        Included in this comparison

        Members-only access
        • Provider
        • Where policy is sold
        • How your car is valued
        • Additional excesses
        • Legal liability cover
        • Insured events
        • Contaminated fuel cover
        • Personal property cover
        • Child seat cover
        • Keys cover
        • Trailer cover
        • Choice of repairer
        • New car replacement
        • Rental car after insured event
        • Insurance for rental cars
        • Additional cover when away from home
        • Towing after an incident
        • Your choice of repairer
        • Rental car after at-fault accident


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