The score is made up of incident cover like emergency accommodation and transport and hire car (25%), insured events and legal liability (10%), new car replacement (15%), additional benefits like choice of repairer, windscreen cover, roadside assistance (25%), personal property cover (10%), Sum insured value and excesses (15%)

The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot depending on where you live. Check the $ price rating for your region or state in our comparison table to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.