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Suncorp Comprehensive Advantages

Bupa Comprehensive

AHM Comprehensive

Huddle Comprehensive

GIO Platinum

RACQ Comprehensive

BOQ Comprehensive

Aldi Comprehensive

Bingle Comprehensive

Stella Comprehensive

CBA Comprehensive

Everyday Insurance Comprehensive

Allianz Comprehensive

Real Insurance Comprehensive

RAA Premium Comprehensive

RACT Comprehensive

Suncorp Comprehensive Extras

Suncorp Comprehensive

RAA Standard Comprehensive

National Seniors Comprehensive

QBE Comprehensive

NAB Comprehensive

St.George Comprehensive

Westpac Comprehensive

Bank of Melbourne Comprehensive

BankSA Comprehensive

AAMI Comprehensive

Great Southern Bank Comprehensive

Kogan Comprehensive

GIO Comprehensive

Apia Car Advantage

Hume Bank Comprehensive

RAC Comprehensive

TIO Comprehensive

People First Bank Comprehensive Plus

NRMA Comprehensive Plus

AANT Comprehensive Plus

Bendigo Bank Comprehensive Plus

RACV Comprehensive

Over Fifty Comprehensive

NRMA Comprehensive

People First Bank Comprehensive

Qantas Car Insurance

ING Car Insurance

Budget Direct Gold Comprehensive

Budget Direct Gold Low Kilometres Comprehensive

Ozicare Car Insurance

Youi Comprehensive

Australian Seniors Comprehensive

ROLLiN' Comprehensive

TrueCover Comprehensive

PD Car Insurance For Fans

NRMA Comprehensive Basics

People First Bank Comprehensive Basics

AANT Comprehensive Basics

Bendigo Bank Comprehensive Basics

RACV Complete Care

ANZ Comprehensive Plus

AANT Comprehensive

Beyond Bank Comprehensive

Australian Unity Comprehensive

Bank Australia Comprehensive

Bendigo Bank Comprehensive

Bupa Ultimate Comprehensive

Coles Comprehensive

COTA Comprehensive

HSBC Comprehensive

Huddle Black Comprehensive

Description

Insurer
Suncorp
Bupa
AHM
Huddle
GIO
RACQ
BOQ
Aldi
Bingle
Stella
CBA
Everyday Insurance
Allianz
Real Insurance
RAA
RACT
Suncorp
Suncorp
RAA
National Seniors
QBE
NAB
St.George
Westpac
Bank of Melbourne
BankSA
AAMI
Great Southern Bank
Kogan
GIO
Apia
Hume Bank
RAC
TIO
People First Bank
NRMA
AANT
Bendigo Bank
RACV
Over Fifty
NRMA
People First Bank
Qantas
ING
Budget Direct
Budget Direct
Ozicare
Youi
Australian Seniors
ROLLiN'
TrueCover
PD
NRMA
People First Bank
AANT
Bendigo Bank
RACV
ANZ
AANT
Beyond Bank
Australian Unity
Bank Australia
Bendigo Bank
Bupa
Coles
COTA
HSBC
Huddle
Policy
Comprehensive Advantages
Comprehensive
Comprehensive
Comprehensive
Platinum
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Premium Comprehensive
Comprehensive
Comprehensive Extras
Comprehensive
Standard Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Car Advantage
Comprehensive
Comprehensive
Comprehensive
Comprehensive Plus
Comprehensive Plus
Comprehensive Plus
Comprehensive Plus
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Car Insurance
Car Insurance
Gold Comprehensive
Gold Low Kilometres Comprehensive
Car Insurance
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Car Insurance For Fans
Comprehensive Basics
Comprehensive Basics
Comprehensive Basics
Comprehensive Basics
Complete Care
Comprehensive Plus
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Comprehensive
Ultimate Comprehensive
Comprehensive
Comprehensive
Comprehensive
Black Comprehensive
Insurance provider
AAI Limited
The Hollard Insurance Company Pty Ltd
The Hollard Insurance Company Pty Ltd
The Hollard Insurance Company Pty Ltd
AAI Limited
RACQ Insurance Limited
RACQ Insurance Limited
RACQ Insurance Limited
AAI Limited
Virginia Surety Company, Inc.
Hollard Insurance Partners Limited
The Hollard Insurance Company Pty Ltd
Allianz Australia Insurance Limited
The Hollard Insurance Company Pty Ltd
Allianz South Australia Insurance Limited
RACT Insurance Pty Ltd
AAI Limited
AAI Limited
Allianz South Australia Insurance Limited
Allianz Australia Insurance Limited
QBE Insurance (Australia) Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
AAI Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
AAI Limited
AAI Limited
Allianz Australia Insurance Limited
RAC Insurance Pty Limited
Allianz Australia Insurance Limited
Insurance Australia Limited
Insurance Australia Limited
Insurance Australia Limited
Insurance Australia Limited
Insurance Manufacturers of Australia Pty Ltd
Allianz Australia Insurance Limited
Insurance Australia Limited
Insurance Australia Limited
Auto & General Insurance Company Limited
Auto & General Insurance Company Limited
Auto & General Insurance Company Limited
Auto & General Insurance Company Limited
Auto & General Insurance Company Limited
Youi Pty Ltd
The Hollard Insurance Company Pty Ltd
Insurance Australia Limited
TrueCover Pty Ltd
Pacific International Insurance Pty Ltd
Insurance Australia Limited
Insurance Australia Limited
Insurance Australia Limited
Insurance Australia Limited
Insurance Manufacturers of Australia Pty Ltd
Insurance Australia Limited
Insurance Australia Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
Insurance Australia Limited
The Hollard Insurance Company Pty Ltd
Auto & General Insurance Company Limited
Allianz Australia Insurance Limited
Allianz Australia Insurance Limited
The Hollard Insurance Company Pty Ltd
About the insurer
Cooling off period
21 days
14 days
14 days
14 days
21 days
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14 days
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21 days
14 days
21 days
14 days
14 days
14 days
How your car is valued
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Market value
Agreed value
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Agreed value
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Cost

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Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism

Claims

Emergency repairs
• Up to $1000
• Limit combined with emergency accommodation and personal property benefits
• Covers emergency repairs to make vehicle roadworthy or safe to get to your destination and repairer or home
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
• Up to $1000
• Limit combined with emergency accommodation and personal property benefits
• Covers emergency repairs to make vehicle roadworthy or safe to get to your destination and repairer or home
• Up to $500
• Covers emergency repairs to make your vehicle safe to operate and fit for its intended purpose
• Up to $1500
• Covers emergency repairs to make vehicle safe to operate and fit for its intended purpose
• Up to $1500
• Covers emergency repairs to make vehicle safe to operate and fit for its intended purpose
• Up to reasonable cost
• Covers emergency repairs to make vehicle safe to drive to your next destination or home
• Up to $500
• Covers essential temporary repairs needed to get your car back on the road
• Up to $500
• Covers essential repairs to make vehicle roadworthy and safe to drive home or to repairer
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
• Up to $500
• Covers emergency repairs needed to drive vehicle home safely or to a repairer
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
• Up to $750
• Covers emergency repairs so you can get vehicle to your destination or nearest repairer
• Up to $500
• Covers emergency repairs to enable vehicle to be safely driven
• Up to $1000
• Limit combined with emergency accommodation and personal property benefits
• Covers emergency repairs to make vehicle roadworthy or safe to get to your destination and repairer or home
• Up to $1000
• Limit combined with emergency accommodation and personal property benefits
• Covers emergency repairs to make vehicle roadworthy or safe to get to your destination and repairer or home
• Up to $750
• Covers emergency repairs so you can get vehicle to your destination or nearest repairer
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers essential temporary repairs needed to get your car back on the road
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $1000
• Limit combined with emergency accommodation and personal property benefits
• Covers emergency repairs to make vehicle roadworthy or safe to get to your destination and repairer or home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $1000
• Limit combined with emergency accommodation and personal property benefits
• Covers emergency repairs to make vehicle roadworthy or safe to get to your destination and repairer or home
• Up to $1500
• Limit combined with emergency accommodation and personal property benefits
• Covers emergency repairs to make vehicle roadworthy or safe to get to your destination and repairer or home
• No cover for transport costs under "get home expenses" if you claim this
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $1000
• Covers temporary repairs to make vehicle safe and secure or roadworthy
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $1000
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $1000
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $1000
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $1000
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $500
• Covers essential repairs to allow the car to be driven immediately after an accident
• Up to $500
• Covers essential repairs to allow the car to be driven immediately after an accident
• Up to $500
• Covers essential repairs to allow the car to be driven immediately after an accident
• Up to $500
• Covers essential repairs to allow the car to be driven immediately after an accident
• Up to $500
• Covers essential repairs to allow the car to be driven immediately after an accident
• Up to $1000
• Must be 100km from home
• Limit combined with emergency accommodation and transport costs benefits
• Covers emergency repairs
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
• Up to $500
• Covers essential repairs to ensure vehicle is roadworthy and safe
• Up to $500
• Covers emergency repairs to make vehicle secure and safe to drive home and and to prevent further damage
• Up to $500
• Covers emergency repairs to make vehicle safe to drive home and secure after loss or damage and to prevention of further loss or damage
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $8000
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $1000
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $800
• Covers emergency repairs needed to make vehicle secure or allow it to be driven or used
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
• Up to $500
• Covers essential repairs to allow the car to be driven immediately after an accident
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers emergency repairs necessary to drive vehicle home
• Up to $500
• Covers essential temporary repairs to restore vehicle to roadworthy and safe condition so you may drive to your intended destination
Out-of-hours claiming
• App
• Online
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• App
• Online
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
Online
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• Phone (not 24/7)
• Online
• 24/7 Phone
• App
• Online
• App
• Online
• Online
• Phone (not 24/7)
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• App
• Online
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• App
• Online
• App
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• Phone (not 24/7)
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
Online
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
• Online
• 24/7 Phone
Getting your car repaired
• Your choice of repairer
• Repairs guaranteed for lifetime of vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed for lifetime of vehicle
• Your choice of repairer
• Repairs guaranteed as long as you or a family member own the vehicle, but only for repairs done by insurer's selected repairer
• Insurer chooses repairer
• Repairs guaranteed as long as you or a family member own the vehicle
• Insurer chooses repairer
• Repairs guaranteed as long as you or a family member own the vehicle
• Insurer chooses repairer
• Repairs guaranteed for lifetime of vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while it is insured by you with RAA
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed for lifetime of vehicle
• Your choice of repairer
• Repairs guaranteed for lifetime of vehicle
• Your choice of repairer
• Repairs guaranteed while it is insured by you with RAA
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Insurer chooses repairer
• Repairs guaranteed for lifetime of vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed for lifetime of vehicle
• Insurer chooses repairer
• Repairs guaranteed for lifetime of vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Choice of repairer at insurer's discretion
• Repairs guaranteed for lifetime of vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed for lifetime of vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Insurer chooses repairer
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while you own the vehicle
• Choice of repairer is optional extra
• Repairs guaranteed while you own the vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own vehicle
• Your choice of repairer
• Repairs guaranteed while you own the vehicle
Replacement parts used in repairs
• New parts, or reusable parts where available
• Where available, aftermarket parts for windscreens and window glass (including sunroof), radiators and air conditioning
New or used parts (including non-OEM)
New or used parts (including non-OEM)
New or used parts (including non-OEM)
• New parts, or reusable parts where available
• Where available, aftermarket parts for windscreens and window glass (including sunroof), radiators and air conditioning
• Generally new parts, may use second hand, aftermarket or exchange parts
• May use OEM supplier parts for components
• May use ADR compliant parts for windscreens and window glass
• Generally new parts, may use second hand, aftermarket or exchange parts
• May use OEM supplier parts for components
• May use ADR compliant parts for windscreens and window glass
• Generally new parts, may use second hand, aftermarket or exchange parts
• May use OEM supplier parts for components
• May use ADR compliant parts for windscreens and window glass
New parts, or reusable parts where available
• Genuine new parts or genuine reconditioned parts (depending on availability) for 3 years after vehicle first registered
• Genuine new, genuine parallel or genuine reconditioned parts (depending on availability) for mechanical parts in subsequent years
• Genuine parallel or reconditioned parts (depending on availability) for other parts in subsequent years
• May use non-genuine parts for windscreens, sunroofs, window glass, radiators and air conditioning
• OEM parts while under manufacturer's warranty
• ADR compliant parts, not necessarily produced by the original manufacturer for windscreens and window glass while under manufacturer's warranty
• New parts or parts consistent with age and condition of vehicle (including non-OEM or reconditioned) in subsequent years
• OEM parts while under manufacturer's warranty
• ADR compliant glass for windscreens and window glass while under manufacturer's warranty
• New parts, non-OEM parts or reconditioned parts when outside manufacturer's warranty period
New, recycled or reconditioned parts
• OEM parts while under manufacturer's warranty
• ADR compliant glass for windscreens and window glass while under manufacturer's warranty
• New parts, non-OEM parts or reconditioned parts when outside manufacturer's warranty period
• New or used parts
• Aftermarket ADR-complaint parts for windscreens and window glass
• Manufacturer's approved parts or parts which meet Australian Standards while under manufacturer's warranty
• New non-genuine parts or second-hand parts when outside manufacturer's warranty period
• New parts, or reusable parts where available
• Where available, aftermarket parts for windscreens and window glass (including sunroof), radiators and air conditioning
• New parts, or reusable parts where available
• Where available, aftermarket parts for windscreens and window glass (including sunroof), radiators and air conditioning
• New or used parts
• Aftermarket ADR-complaint parts for windscreens and window glass
New, recycled or reconditioned parts
• Genuine new parts for 3 years after vehicle first registered
• Genuine new or genuine reconditioned parts for mechanical parts in subsequent years
• Genuine new parts, or genuine used parts if unavailable, for other parts in subsequent years
• May use non-genuine parts for windscreens, sunroofs, window glass, radiators and air conditioning
New, recycled or reconditioned parts
New, recycled or reconditioned parts
New, recycled or reconditioned parts
New, recycled or reconditioned parts
New, recycled or reconditioned parts
• New parts, or reusable parts where available
• Where available, aftermarket parts for windscreens and window glass (including sunroof), radiators and air conditioning
New, recycled or reconditioned parts
New, recycled or reconditioned parts
• New parts, or reusable parts where available
• Where available, aftermarket parts for windscreens and window glass (including sunroof), radiators and air conditioning
• New parts, or reusable parts where available
• Where available, aftermarket parts for windscreens and window glass (including sunroof), radiators and air conditioning
New, recycled or reconditioned parts
• New OEM parts while under manufacturer's warranty
• ADR compliant parts for windscreens, sunroofs and window glass while under manufacturer's warranty
• New or recycled OEM parts when outside manufacturer's warranty period
• ADR compliant parts for radiators and air conditioning condensers when outside manufacturer's warranty period
New, recycled or reconditioned parts
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
New, recycled or reconditioned parts
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
New, recycled or aftermarket parts
New, recycled or aftermarket parts
New, recycled or aftermarket parts
New, recycled or aftermarket parts
New, recycled or aftermarket parts
• New genuine parts for mechanical parts for 3 years after vehicle first registered
• Genuine new parts, or recycled parts if unavailable, for non-mechanical parts for 3 years after vehicle first registered
• Parts consistent with age and condition of car (never recycled) for mechanical and non-mechanical parts in subsequent years
• Regardless of age, may use non-genuine parts for windscreens, sunroofs, window glass, radiators and air conditioning components
• OEM parts while under manufacturer's warranty
• ADR compliant glass for windscreens and window glass while under manufacturer's warranty
• New parts, non-OEM parts or reconditioned parts when outside manufacturer's warranty period
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
OEM, aftermarket, refurbished or repaired parts
Any combination of OEM, aftermarket, refurbished or repaired parts
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
New, recycled or reconditioned parts
New, recycled or reconditioned parts
New, recycled or reconditioned parts
• Genuine parts for 3 years after vehicle first registered
• Genuine parts when available, reusable parts, or non-OEM supplier parts in subsequent years
• May use non-genuine parts for windscreens, window glass, sunroofs, moonroofs, radiators and air-conditioning components
New or used parts (including non-OEM)
New, recycled or aftermarket parts
New, recycled or reconditioned parts
New, recycled or reconditioned parts
New or used parts (including non-OEM)
Additional excesses
• Listed driver under 25: $400
• Listed driver 25 or older who has held licence for less than 2 consecutive years before incident: $400
• Learner driver: $400
• Unlisted driver under 25: $1400
• Unlisted driver 25 or older who has held licence for less than 2 consecutive years before incident: $1400
• Listed driver with licence cancelled, suspended, disqualified or restricted in 3 years prior to period of insurance: $800
• Listed driver under 21: $1200
• Listed driver aged 21–24: $800
• Driver 25 or older who has held full licence for the last 2 years: $800
• Learner driver: $800
• Unlisted driver under 21: $2000
• Unlisted driver aged 21–24: $1600
• Listed driver under 21: $1200
• Listed driver aged 21–24: $800
• Driver 25 or older who has held full licence for the last 2 years: $800
• Learner driver: $800
• Unlisted driver under 21: $2000
• Unlisted driver aged 21–24: $1600
• Listed driver under 21: $1200
• Listed driver aged 21–24: $800
• Driver 25 or older who has held full licence for the last 2 years: $800
• Learner driver: $800
• Unlisted driver under 21: $2000
• Unlisted driver aged 21–24: $1600
• Listed driver under 25: $400
• Listed driver 25 or older who has held licence for less than 2 consecutive years before incident: $400
• Learner driver: $400
• Unlisted driver under 25: $1400
• Unlisted driver 25 or older who has held licence for less than 2 consecutive years before incident: $1400
• Listed driver with licence cancelled, suspended, disqualified or restricted in 3 years prior to period of insurance: $800
• Listed driver under 25: $600
• Unlisted driver under 25: $1200
• Unlisted driver 25 or older who has not held full licence for the past 2 consecutive years: $400
• May be imposed on certain types of high performance vehicles: $400
• Listed driver with a claims, traffic or criminal history: amount not disclosed
• Listed driver who has held full licence for less than 5 consecutive years: $750
• Unlisted driver who has held full licence for less than 5 consecutive years: $1500
• Listed driver who has held full licence for less than 5 consecutive years: $750
• Unlisted driver who has held full licence for less than 5 consecutive years: $1500
• Driver under 25: $600
• Household member or regular driver not listed on policy: $1950
• Listed driver under 25: $600
• Unlisted driver under 25: $1600
• May be imposed on policy due to the insurance history of car or its driver: amount not disclosed
• May be imposed on specific driver due to their details, including insurance history: amount not disclosed
• Listed driver under 25: $800
• Driver 25 or older who has not held full licence for the last 2 years: $800
• Learner driver: $800
• Unlisted driver under 25: $1600
• May be imposed on policy based on vehicle, its use, your driving record, or insurance history of drivers: amount not disclosed
• Odometer reading below the start reading or above the end reading listed on Certificate of Insurance (if you select Comprehensive Saver option): $1000
• Odometer is faulty or non-functional and you have not had it repaired: $1000
• Odometer has been replaced and reading has changed, and you have not updated policy details: $1000
• Driver under 21: $1200
• Driver aged 21–24: $800
• Driver over 25 and has held licence (excluding learner) for less than 2 years: $800
• Learner driver: $800
• Unlisted driver under 25: $800
• May be imposed based on vehicle, its use, your driving record, and/or insurance history of drivers: amount not disclosed
• Driver under 25, if youngest listed driver is under 25: $600
• Driver under 25, if no driver under 25 is listed on policy: $1800
• Driver under 21: $1200
• Driver aged 21–24: $800
• Driver over 25 and has held licence (excluding learner) for less than 2 years: $800
• Learner driver: $800
• Unlisted driver under 25: $800
• May be imposed based on vehicle, its use, your driving record, and/or insurance history of drivers: amount not disclosed
• Driver under 22: $600
• Driver aged 22–25: $500
• May be imposed as a result of an individual risk review, or information relating to vehicle, claims history, listed driver driving history, non-standard accessories or modifications: amount not disclosed
• Listed driver under 22: $650
• Listed driver aged 22–24: $300
• Unlisted driver under 25: $1500
• May be imposed when some aspects of vehicle or drivers fall outside insurer's normal underwriting guidelines: amount not disclosed
• Listed driver under 25: $400
• Listed driver 25 or older who has held licence for less than 2 consecutive years before incident: $400
• Learner driver: $400
• Unlisted driver under 25: $1400
• Unlisted driver 25 or older who has held licence for less than 2 consecutive years before incident: $1400
• Listed driver with licence cancelled, suspended, disqualified or restricted in 3 years prior to period of insurance: $800
• Listed driver under 25: $400
• Listed driver 25 or older who has held licence for less than 2 consecutive years before incident: $400
• Learner driver: $400
• Unlisted driver under 25: $1400
• Unlisted driver 25 or older who has held licence for less than 2 consecutive years before incident: $1400
• Listed driver with licence cancelled, suspended, disqualified or restricted in 3 years prior to period of insurance: $800
• Driver under 22: $600
• Driver aged 22–25: $500
• May be imposed as a result of an individual risk review, or information relating to vehicle, claims history, listed driver driving history, non-standard accessories or modifications: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $700
• Unlisted driver under 25: $2000
• May be imposed on policy as a result of vehicle or driver insurance history: amount not disclosed
• May be imposed on specific driver as a result of their details, including insurance history: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $400
• Listed driver 25 or older who has held licence for less than 2 consecutive years before incident: $400
• Learner driver: $400
• Unlisted driver under 25: $1400
• Unlisted driver 25 or older who has held licence for less than 2 consecutive years before incident: $1400
• Listed driver with licence cancelled, suspended, disqualified or restricted in 3 years prior to period of insurance: $800
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $400
• Listed driver 25 or older who has held licence for less than 2 consecutive years before incident: $400
• Learner driver: $400
• Unlisted driver under 25: $1400
• Unlisted driver 25 or older who has held licence for less than 2 consecutive years before incident: $1400
• Listed driver with licence cancelled, suspended, disqualified or restricted in 3 years prior to period of insurance: $800
Driver under 25: $1500
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver aged 16–18: $650
• Listed driver aged 19–20: $550
• Listed driver aged 21–23: $450
• Listed driver aged 24–25: $300
• Unlisted driver under 26: $1000
• May be imposed on specific driver or whole policy, taking into account factors such as vehicle, claims history and traffic offence history: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: $400
• Driver 25 or older with less than 2 years driving experience (excluding as a learner): $400
• Unlisted driver under 25: $1600
• May be imposed on specific driver, owner or incident, depending on vehicle type and claims or traffic offence history: ranges from $200–2500
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Driver under 21: $600
• Driver aged 21–24: $500
• Driver has held licence (excluding learner) for less than 2 years: $500
• Unlisted driver: $600
• Driver under 21: $600
• Driver aged 21–24: $500
• Driver has held licence (excluding learner) for less than 2 years: $500
• Unlisted driver: $600
• Driver under 21: $600
• Driver aged 21–24: $500
• Driver has held licence (excluding learner) for less than 2 years: $500
• Unlisted driver: $600
• Driver under 21: $600
• Driver aged 21–24: $500
• Driver has held licence (excluding learner) for less than 2 years: $500
• Unlisted driver: $600
• Driver under 21: $600
• Driver aged 21–24: $500
• Driver has held licence (excluding learner) for less than 2 years: $500
• Unlisted driver: $600
• Young driver (age limit not disclosed): amount not disclosed (paid instead of basic excess)
• Unlisted driver: amount not disclosed (paid instead of basic excess)
• May be imposed in "certain circumstances" (no details given): amount not disclosed (paid instead of basic excess)
• Driver under 21: $1200
• Driver aged 21–24: $800
• Driver over 25 and has held licence (excluding learner) for less than 2 years: $800
• Learner driver: $800
• Unlisted driver under 25: $800
• May be imposed based on vehicle, its use, your driving record, and/or insurance history of drivers: amount not disclosed
• Unlisted driver: $3000 (paid instead of basic excess)
• Listed driver where ROLLiN' app not recording at time of incident (applies if customer has opted in to "Safe 'n Save"): $1000 (paid instead of basic excess)
• Driver under 35: $1000
• Driver who has held their full licence (i.e. not learner or provisional) for less than five continuous years: $1000
• Unlisted driver: $3000
• Driver under 35: amount not disclosed
• Driver has not held full licence for five continuous years: amount not disclosed
• Unlisted driver: amount not disclosed
• Driver with an international licence: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: $400
• Driver 25 or older with less than 2 years driving experience (excluding as a learner): $400
• Unlisted driver under 25: $1600
• May be imposed on specific driver, owner or incident, depending on vehicle type and claims or traffic offence history: ranges from $200–2500
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: amount not disclosed
• Unlisted driver under 25: amount not disclosed
• Unlisted driver 25 or older: amount not disclosed
• May be imposed on specific listed driver due to their age, driving experience, claims history or licence cancellation or suspension: amount not disclosed
• Listed driver under 21: $1200
• Listed driver aged 21–24: $800
• Driver 25 or older who has held full licence for the last 2 years: $800
• Learner driver: $800
• Unlisted driver under 21: $2000
• Unlisted driver aged 21–24: $1600
• Driver under 21: $600
• Driver aged 21–24: $500
• Driver has held licence (excluding learner) for less than 2 years: $500
• Unlisted driver: $600
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 25: $600
• Unlisted driver under 25: $1800
• Unlisted driver: $2500 (paid instead of basic excess)
• Theft or attempted theft claims: amount not disclosed
• May be imposed on specific listed driver: amount not disclosed
• Listed driver under 21: $1200
• Listed driver aged 21–24: $800
• Driver 25 or older who has held full licence for the last 2 years: $800
• Learner driver: $800
• Unlisted driver under 21: $2000
• Unlisted driver aged 21–24: $1600

Additional benefits

Cover for personal property
• Up to $1000
• Limit combined with emergency repairs and emergency accommodation benefits
• Covers personal property owned by you
• Up to $500
• Covers personal items designed to be worn or carried
• Up to $500
• Covers personal items designed to be worn or carried
• Up to $500
• Covers personal items designed to be worn or carried
• Up to $1000
• Limit combined with emergency repairs and emergency accommodation benefits
• Covers personal property owned by you
• Up to $500
• Covers personal property belonging to you or an immediate relative
• Up to $1500
• Covers personal property belonging to you or an immediate relative
• Up to $1500
• Covers personal property belonging to you or an immediate relative
Not covered
• Up to $1000
• Covers items normally worn or carried
• Up to $500
• Covers personal items
• Up to $1000 for mobility devices and disability aids (separate limit)
• Up to $500
• Covers items which are designed to be worn or carried
• Up to $500
• Covers items designed to be worn or carried, and portable electronic items
• Up to $500
• Covers items which are designed to be worn or carried
• Up to $1500
• Covers personal effects
• Up to $500
• Covers personal belongings
• Up to $1000
• Limit combined with emergency repairs and emergency accommodation benefits
• Covers personal property owned by you
• Up to $1000
• Limit combined with emergency repairs and emergency accommodation benefits
• Covers personal property owned by you
• Up to $1500
• Covers personal effects
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers items normally worn or carried
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Limit combined with emergency repairs and emergency accommodation benefits
• Covers clothing, and electronic or telecommunication devices
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Limit combined with emergency repairs and emergency accommodation benefits
• Covers personal property owned by you
• Up to $1500
• Limit combined with emergency repairs and emergency accommodation benefits
• Covers clothing, and electronic or telecommunication devices
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal belongings
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal items
• Up to $1000
• Covers personal items
• Up to $1000
• Covers personal items
• Up to $1000
• Covers personal items
• Up to $500
• Covers personal items
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal items
• Up to $1000
• Covers personal items
• Up to $750
• Limit combined with child seats benefit
• Covers items designed to be worn or carried
• Up to $500
• Limit combined with child seats benefit
• Covers items designed to be worn or carried
• Up to $500
• Limit combined with child seats benefit
• Covers items designed to be worn or carried
• Up to $500
• Limit combined with child seats benefit
• Covers items designed to be worn or carried
• Up to $250
• Limit combined with child seats benefit
• Covers items designed to be worn or carried
• Up to $750
• Covers contents inside the car
• Up to $150 per item
• Up to $500
• Covers items which are designed to be worn or carried
Not covered
• Optional
• Up to $2000
• Limit combined with child seats benefit
• Covers medical equipment, sporting goods, clothing, groceries and other personal items
• Optional
• Up to $750
• Limit combined with child seats benefit
• Covers personal belongings, clothing and groceries
Not covered
Not covered
Not covered
Not covered
• Up to $1000
• Covers personal items, tools and appliances
• Up to $1000
• Covers personal items
• Up to $1000
• Covers personal items
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal items
• Up to $1000
• Covers personal items designed to be worn or carried
• Up to $500 for personal effects
• Up to $200 for grocery replacement
• Covers items designed to be worn or carried
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal effects designed to be work or carried, and clothing
• Up to $1000
• Covers personal items designed to be worn or carried
Cover for child seats
• Up to $750 per item
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
• Up to $750 per item
• Covers child seats and baby capsules
• Up to $500
• Covers baby capsules and child seats
• Up to $1500
• Covers baby capsules and child seats
• Up to $1500
• Covers baby capsules and child seats
• Up to $500 per item
• Covers child seats and baby capsules
• Up to replacement cost for baby capsules and child seats
• Up to $2000 for baby gear
• Covers baby capsules and child seats
• Also covers prams, strollers, and other essential baby items
• Up to $500
• Covers child safety seats
• Also covers prams
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
• Up to $500 per seat
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
• Up to replacement cost
• Covers baby capsules, boosters and child seats
• Up to $500
• Covers baby seats and baby capsules
• Up to $750 per item
• Covers child seats and baby capsules
• Up to $750 per item
• Covers child seats and baby capsules
• Up to replacement cost
• Covers baby capsules, boosters and child seats
• Up to $500
• Covers child seats and baby capsules
• Up to replacement cost
• Covers baby capsules and child seats
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers baby capsules and child seats
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $750 per item
• Covers child seats and baby capsules
• Up to $750
• Covers baby capsules and child seats
• Up to $500
• Covers child seats and baby capsules
• Up to replacement cost
• Covers child car seats involved in a collision, even if there's no apparent damage
• Up to $500
• Covers child seats and baby capsules
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to $500 per item
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to $750
• Limit combined with personal effects benefit
• Covers child seats and capsules
• Up to $500
• Limit combined with personal effects benefit
• Covers child seats and capsules
• Up to $500
• Limit combined with personal effects benefit
• Covers child seats and capsules
• Up to $500
• Limit combined with personal effects benefit
• Covers child seats and capsules
• Up to $250
• Limit combined with personal effects benefit
• Covers child seats and capsules
• Up to replacement cost
• Covers child restraints that comply with Australian standard
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
• Up to $1000
• Covers child seats and baby capsules
• Optional
• Up to $2000
• Limit combined with personal property benefit
• Covers child safety seats
• Also covers prams
• Optional
• Up to $750
• Limit combined with personal effects benefit
• Covers child safety seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to $500 per item
• Covers child seats and baby capsules
• Up to replacement cost
• Covers baby capsules and child seats
• Up to replacement cost
• Covers baby capsules and child seats
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to replacement cost
• Covers baby capsules and child seats
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
• Up to $500
• Covers child seats and capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Up to $500
• Covers child seats and baby capsules
• Also covers prams
Cover for keys
Not covered
• Up to $1000
• Covers replacing and recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers replacing and recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers replacing and recoding locks and keys
• Available after theft of keys
Not covered
• Up to $750
• Covers replacing and recoding keys and locks
• Available after theft of keys
• Up to $1500
• Covers replacing and recoding keys and locks
• Available after theft of keys
• Up to $1500
• Covers replacing and recoding keys and locks
• Available after theft of keys
Not covered
• Up to reasonable cost
• Covers replacing or recoding keys, locks and barrels
• Available after theft of keys
• Up to $1000
• Covers replacing and recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers replacing and recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers key replacement and lock recoding
• Available after theft of keys
• Up to $1000
• Covers replacing and recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers replacement of keys or central locking remote control; and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement keys and remotes if lost or stolen; and replacement locks if maliciously damaged
Not covered
Not covered
• Up to $1000
• Covers replacement of keys or central locking remote control; and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to reasonable cost
• Covers replacing or recoding keys, locks or barrels
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
Not covered
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
Not covered
Not covered
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to reasonable cost
• Covers replacing keys, locks, barrels, fobs and keypads
• Available after loss and theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $2000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $2000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $2000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $2000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $1000
• Covers replacing and recoding keys, locks and barrels
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $1000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $1000
• Covers replacement keys, remote locking devices and proximity keys; and recoding locks
• Available after theft of keys
• Up to $1000
• Covers replacement keys, remote locking devices and proximity keys; and recoding locks
• Available after theft of keys
• Up to $1000
• Covers replacement keys, remote locking devices and proximity keys; and recoding locks
• Available after theft of keys
• Up to $1000
• Covers replacement keys, remote locking devices and proximity keys; and recoding locks
• Available after theft of keys
• Up to $1000
• Covers replacement keys, remote locking devices and proximity keys; and recoding locks
• Available after theft of keys
• Up to $1000
• Covers replacing or recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers replacing and recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers replacing and recoding keys and locks
• Available after theft of keys
Not covered
Not covered
• Up to $500
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $500
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $500
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $500
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $1000
• Covers replacing and recoding keys, locks and barrels
• Available after theft of keys
• Up to $2000
• Covers repairing, replacing and recoding keys, locks, barrels, fobs or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $1000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers repairing, replacing and recoding keys, locks, barrels or keypads
• Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
• Up to $2000
• Covers replacing and recoding locks and keys
• Available after theft of keys
• Up to $1000
• Covers replacement keys, remote locking devices and proximity keys; and recoding locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $1000
• Covers replacement of keys and re-coding of locks
• Available after theft of keys
• Up to $2000
• Covers replacing and recoding locks and keys
• Available after theft of keys
Cover for trailers and caravans
• Up to $1000
• Covers trailers attached to car, and trailers that run out of control after separating from car while moving
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers trailers attached to car, and trailers that run out of control after separating from car while moving
• Up to $750
• Covers box trailers and caravans
• Up to $1500
• Covers box trailers
• Up to $1500
• Covers box trailers
Not covered
• Up to $1000
• Covers trailers
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
Not covered
• Up to $1000
• Covers trailers and caravans
• Up to $1500
• Covers trailers and caravans
• Up to $1000
• Covers trailers
• Up to $1000
• Covers trailers attached to car, and trailers that run out of control after separating from car while moving
• Up to $1000
• Covers trailers attached to car, and trailers that run out of control after separating from car while moving
• Up to $1500
• Covers trailers and caravans
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000
• Covers trailers
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000
• Covers trailers attached to car, and trailers that run out of control after separating from car while moving
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000
• Covers trailers attached to car, and trailers that run out of control after separating from car while moving
• Up to $2000
• Covers trailers attached to car, and trailers that run out of control after separating from car while moving
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
Not covered
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1500
• Covers trailers and caravans
• Up to $1500
• Covers trailers and caravans
• Up to $1500
• Covers trailers and caravans
• Up to $1500
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers collision damage to trailer
• Up to $1000
• Covers collision damage to trailer
• Up to $1000
• Covers collision damage to trailer
• Up to $1000
• Covers collision damage to trailer
• Up to $500
• Covers collision damage to trailer
• Up to $1500
• Limited to 750kg gross trailer mass
• Covers unbraked trailers
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers trailers
• Up to $500
• Limited to 750kg gross trailer mass
• Covers unbraked trailers and caravans
• Up to $500
• Limited to 750kg gross trailer mass
• Covers unbraked trailers and caravans
• Up to $750
• Covers trailers and caravans
• Up to $750
• Covers trailers and caravans
• Up to $750
• Covers trailers and caravans
• Up to $750
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
• Up to $1500
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers trailers and caravans
• Up to $1000
• Covers collision damage to trailer or caravan
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000 or market value
• Covers trailers and caravans attached to insured vehicle
• Up to $1000
• Covers trailers and caravans
Accommodation and transport when far from home
• Up to $1000 overall
• Covers emergency accommodation
• Available if car is not roadworthy or safe to drive after an covered incident
• Must be at least 100km from home
• Limit combined with emergency repairs and personal property benefits
• Up to $500 overall
• Covers accommodation, or travel
• Available if your cannot be safely driven home after a covered incident
• Must be at least 200km from home
• Up to $500 overall
• Covers accommodation, or travel
• Available if your cannot be safely driven home after a covered incident
• Must be at least 200km from home
• Up to $500 overall
• Covers accommodation, or travel
• Available if your cannot be safely driven home after a covered incident
• Must be at least 200km from home
• Up to $1000 overall
• Covers emergency accommodation
• Available if car is not roadworthy or safe to drive after an covered incident
• Must be at least 100km from home
• Limit combined with emergency repairs and personal property benefits
Not covered
• Up to $1500 overall
• Covers short term accommodation for you and accompanying family
• Alternatively, claim transportation costs for you and accompanying family to car's garaging address
• Available if vehicle is unable to be used as a result of loss or damage caused by an incident
• Must be at least 100km from home
• Up to $100 per day
• Up to $1500 overall
• Covers short term accommodation for you and accompanying family
• Alternatively, claim transportation costs for you and accompanying family to car's garaging address
• Available if vehicle is unable to be used as a result of loss or damage caused by an incident
• Must be at least 100km from home
• Up to $100 per day
• Up to reasonable cost
• Covers emergency accommodation, if you incur costs as a direct result of loss or damage to vehicle, or travel costs to your next destination or home
• Also covers emergency repairs to make vehicle safe to drive to your next destination or home
• Available if your car can't be driven safely after an insured incident
• Up to $1000 overall
• Covers essential accommodation, or transport to get driver and any passengers home
• No cover for other incidental costs such as food or laundry
• Available if vehicle is not safe to drive after a covered incident
• Must be at least 100km from home
• Up to $600 overall
• Covers emergency accommodation for driver and passengers
• Available if vehicle cannot be safely driven after a claimable event
• Must be at least 200km from home
• Up to $500 overall
• Covers accommodation, or travel
• Available if your cannot be safely driven home after a covered incident
• Must be at least 200km from home
• Up to $500 overall
• Covers extra accommodation costs
• Available your car isn't driveable after after a covered incident
• Must be at least 100km from home
• Up to $500 overall
• Covers accommodation, or travel
• Available if your cannot be safely driven home after a covered incident
• Must be at least 200km from home
• Up to $750 overall
• Covers appropriate ground transport for you, anyone accompanying you, and your vehicle to original destination or your home, or emergency accommodation
• Available your vehicle is stolen or not drivable after a covered incident
• Also available if you suffer an unexpected illness or injury which leaves you, and anyone accompanying you, unable to drive your vehicle
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional accommodation costs, or additional transport costs to get you to your destination or home
• Available your car is stolen or damaged and cannot be driven
• Must be at least 100km from home
• Up to $1000 overall
• Covers emergency accommodation
• Available if car is not roadworthy or safe to drive after an covered incident
• Must be at least 100km from home
• Limit combined with emergency repairs and personal property benefits
• Up to $1000 overall
• Covers emergency accommodation
• Available if car is not roadworthy or safe to drive after an covered incident
• Must be at least 100km from home
• Limit combined with emergency repairs and personal property benefits
• Up to $750 overall
• Covers appropriate ground transport for you, anyone accompanying you, and your vehicle to original destination or your home, or emergency accommodation
• Available your vehicle is stolen or not drivable after a covered incident
• Also available if you suffer an unexpected illness or injury which leaves you, and anyone accompanying you, unable to drive your vehicle
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers essential accommodation, or transport to get driver and any passengers home
• No cover for other costs such as food or laundry
• Available if vehicle is not safe to drive after a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers emergency accommodation
• Available if car is not roadworthy or safe to drive after an covered incident
• Must be at least 100km from home
• Limit combined with emergency repairs and personal property benefits
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers emergency accommodation
• Available if car is not roadworthy or safe to drive after an covered incident
• Must be at least 100km from home
• Limit combined with emergency repairs and personal property benefits
• Up to $1500 overall
• Covers emergency accommodation
• No cover for transport costs under "Get home expenses" if you claim this
• Available if car is not roadworthy or safe to drive after an covered incident
• Must be at least 100km from home
• Limit combined with emergency repairs and personal property benefits
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers emergency accommodation for you and passengers
• Available if you can't use your car after a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1500 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1500 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1500 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1500 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Alternatively, claim temporary accommodation
• Available if vehicle is damaged in a covered incident
• Up to $200 per day
• Up to $1000 overall
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Alternatively, claim temporary accommodation
• Available if vehicle is damaged in a covered incident
• Up to $200 per day
• Up to $1000 overall
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Alternatively, claim temporary accommodation
• Available if vehicle is damaged in a covered incident
• Up to $200 per day
• Up to $1000 overall
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Alternatively, claim temporary accommodation
• Available if vehicle is damaged in a covered incident
• Up to $200 per day
• Up to $600 overall
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Alternatively, claim temporary accommodation
• Available if vehicle is damaged in a covered incident
• Up to $150 per day
• Up to $1000 overall
• Covers emergency accommodation, or transport
• Also covers emergency repairs
• Available after an insured event, where you can no longer safely drive the vehicle
• Must be at least 100km from home
• Limit combined with emergency repairs benefit
• Up to $500 overall
• Covers accommodation, or travel
• Available if your cannot be safely driven home after a covered incident
• Must be at least 200km from home
• Up to $500 overall
• Covers a place to stay, or travel costs
• Available if your car has been stolen or damaged in a covered incident
• Must be at least 200km from home
Not covered
Not covered
• Up to $750 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $750 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $750 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $750 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1500 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1500 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
• Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
• Available if vehicle is damaged and cannot be driven as a result of a covered incident
• Must be at least 100km from home
• Up to $2000 overall
• Covers temporary accommodation for you and your passengers, or travel necessary to return you, your partner and dependant children to your home
• Available if your cannot be safely driven home after a covered incident
• Must be 100km from home for accommodation
• Limit combined with transport costs benefit
• Up to $1000 overall
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Alternatively, claim temporary accommodation
• Available if vehicle is damaged in a covered incident
• Up to $200 per day
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $1000 overall
• Covers additional travel and accommodation costs
• Also covers cost of collecting vehicle following repairs
• No cover for accommodation if you already intended to pay for overnight accommodation
• Available after a covered accident
• Must be at least 100km from home
• Up to $2000 overall
• Covers temporary accommodation for you and your passengers, or travel necessary to return you, your partner and dependant children to your home
• Available if your cannot be safely driven home after a covered incident
• Must be 100km from home for accommodation
• Limit combined with transport costs benefit
Transport costs
• Up to $250
• Covers transport costs from the scene of the incident to your destination if your car is not driveable
• Covers transport costs to and from the repairer of your car
• Covers transport costs to and from a hire car provider
Not covered
Not covered
Not covered
• Up to $250
• Covers transport costs from the scene of the incident to your destination if your car is not driveable
• Covers transport costs to and from the repairer of your car
• Covers transport costs to and from a hire car provider
Not covered
Not covered
Not covered
• Up to reasonable cost
• Covers travel costs to your next destination or home
• Up to reasonable cost
• Up to $50 per trip
• Covers transport costs to get from repairer to next destination
• Covers transport costs to repairer when you pick up car
• No cover for transport to repairers outside insurer's network
• Up to $500
• Covers transport costs to return driver and occupants home
• Covers transport costs to collect vehicle when repaired
Not covered
• Up to $500
• Covers transport costs to or from the repairer or rental car provider
• Covers transport costs from the scene of the accident to your next destination if your car isn't drivable
• Covers transport costs to the location of your stolen car, if it's found
Not covered
• Up to $150
• Covers emergency transport by taxi, rideshare or public transport to your home, or another intended destination, from the scene of incident
Not covered
• Up to $250
• Covers transport costs from the scene of the incident to your destination if your car is not driveable
• Covers transport costs to and from the repairer of your car
• Covers transport costs to and from a hire car provider
• Up to $250
• Covers transport costs from the scene of the incident to your destination if your car is not driveable
• Covers transport costs to and from the repairer of your car
• Covers transport costs to and from a hire car provider
• Up to $150
• Covers emergency transport by taxi, rideshare or public transport to your home, or another intended destination, from the scene of incident
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $100
• Covers transport costs to help the driver and any passengers get to their destination
• Covers transport costs to or from repairer
• Covers transport costs to or from hire car provider
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $250
• Covers transport costs from the scene of the incident to your destination if your car is not driveable
• Covers transport costs to and from the repairer of your car
• Covers transport costs to and from a hire car provider
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $250
• Covers transport costs from the scene of the incident to your destination if your car is not driveable
• Covers transport costs to and from the repairer of your car
• Covers transport costs to and from a hire car provider
• Up to $500
• Covers costs to transport you and your passengers to your address or destination
• No cover for transport costs if you claim for "after claim expenses" (accommodation, emergency repairs and personal property)
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers costs to get you and passengers from the scene of an incident to your home, original destination or a safe place
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $250
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $250
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $250
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $250
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
Not covered
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $150
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $150
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $1000
• Limit combined with emergency accommodation benefit
• Up to $200 per day
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Up to $1000
• Limit combined with emergency accommodation benefit
• Up to $200 per day
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Up to $1000
• Limit combined with emergency accommodation benefit
• Up to $200 per day
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Up to $1000
• Limit combined with emergency accommodation benefit
• Up to $200 per day
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Up to $600
• Limit combined with emergency accommodation benefit
• Up to $150 per day
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Up to $100
• Limit combined with emergency accommodation and emergency repairs benefits
• Covers transport costs from the scene of the incident
• Covers transport costs to and from repairer
• Covers transport costs to and from hire car provider
Not covered
Not covered
• Up to $100
• Covers transport costs from place of incident to your home or another location
• Covers transport costs to and from hire car provider
• Covers transport costs to and from car's repairer
Not covered
• Up to $75
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $75
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $75
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $75
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $500
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $250
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $150
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $150
• Covers transport costs from the scene of the incident
• Covers transport costs to and from a hire car provider
• Covers transport costs to and from repairer
• Up to $2000
• Limit combined with emergency accommodation benefit
• Covers travel necessary to return you, your partner and dependant children to your home
• Up to $1000
• Limit combined with emergency accommodation benefit
• Up to $200 per day
• Covers transport for driver and occupants to address where vehicle normally kept at night
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $500
• Covers travel necessary to return you, your spouse and dependent children to your home
• Covers transportation for you to collect vehicle when it has been repaired
• Up to $2000
• Limit combined with emergency accommodation benefit
• Covers travel necessary to return you, your partner and dependant children to your home
Towing after an incident
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
Covers towing to the nearest safe and secure place or towing to an approved repairer
Covers towing to the nearest safe and secure place or towing to an approved repairer
Covers towing to the nearest safe and secure place or towing to an approved repairer
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
• Covers towing to closest repairer or safe place
• Also covers storage for up to $100 per day for 30 days
• Covers towing to closest repairer or safe place
• Also covers storage for up to $100 per day for 30 days
• Covers towing to closest repairer or safe place
• Also covers storage for up to $100 per day for 30 days
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
• Covers cost of towing to nearest repairer or safe location agreed to by insurer
• Also covers vehicle storage costs at towing destination
• Covers towing to the nearest repairer or any other place you reasonably request
• Also covers storage costs
Covers towing to the nearest safe and secure place or towing to an approved repairer
• Covers costs to move car to nearest repairer, place of safety or other agreed place
• Also covers storage costs
Covers towing to the nearest safe and secure place or towing to an approved repairer
• Covers towing to the nearest repairer or another place approved by insurer
• Also covers storage until repairs can be undertaken
Covers towing to the nearest repairer approved by insurer
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
• Covers towing to the nearest repairer or another place approved by insurer
• Also covers storage until repairs can be undertaken
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
• Covers cost of towing to nearest repairer or safe location agreed by insurer
• Also covers vehicle storage costs at towing destination
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
• Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
• Also covers vehicle storage costs until claim settled
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers towing to the nearest approved repairer or safe location agreed to by insurer
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to a repairer, a safe place or other place insurer recommends
Covers one tow to nearest authorised repairer or safe place recommended by insurer (if there are multiple tows, insurer decides which to cover)
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to a repairer, a safe place or other place insurer recommends
• Covers recovery and towing of car to nearest repairer or holding facility
• Also covers storage costs
• Covers recovery and towing of car to nearest repairer or holding facility
• Also covers storage costs
• Covers recovery and towing of car to nearest repairer or holding facility
• Also covers storage costs
• Covers recovery and towing of car to nearest repairer or holding facility
• Also covers storage costs
• Covers recovery and towing of car to nearest repairer or holding facility
• Also covers storage costs
• Covers towing to and from nearest suitable place for safekeeping
• Also covers storage costs
Covers towing to the nearest safe and secure place or towing to an approved repairer
Covers one tow to nearest authorised repairer or safe place recommended by insurer (if there are multiple tows, insurer decides which to cover)
• Covers cost of towing to nearest repairer or place of safety
• Also covers vehicle storage costs until claim settled
• Covers towing to the nearest repairer or place of safety
• Also covers storing vehicle until claim settled
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing from incident location to repairer, a safe place, or other place insurer recommends
Covers cost of towing to repairer, a place insurer recommends, or a safe place
Covers towing to a repairer, a safe place or other place insurer recommends
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers towing to a repairer, a safe place or other place insurer recommends
Covers towing to the nearest safe and secure place or towing to an approved repairer
• Covers recovery and towing of car to nearest repairer or holding facility
• Also covers storage costs
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
Covers towing to the nearest safe and secure place or towing to an approved repairer
New car replacement
• Covered for total loss within 2 years of purchase
• Lifetime cover if you insured the vehicle with this policy within 13 months of purchase, and renewed continuously
Covered for total loss within 24 months of purchase
Covered for total loss within 24 months of purchase
Covered for total loss within 24 months of purchase
• Covered for total loss within 2 years of purchase
• Lifetime cover if you insured the vehicle with this policy within 13 months of purchase, and renewed continuously
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
• Optional
• For total loss within 3 years of purchase
• Covered for total loss within 2 years of purchase
• Must have fewer than 40000km
Covered for total loss within 24 months of purchase
Covered for total loss within 24 months of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 24 months of purchase
Covered for total loss within 5 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
• Covered for total loss within 3 years of purchase
• Must have fewer than 60000km
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
• Covered for total loss within 2 years of purchase
• Covered for theft within 10 years of purchase, up to $40000
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 36 months of purchase
Covered for total loss within 36 months of purchase
Covered for total loss within 36 months of purchase
Covered for total loss within 36 months of purchase
Covered for total loss within 24 months of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 24 months of purchase
Covered for total loss within 24 months of purchase
• Covered for total loss within 2 years of purchase
• Must have fewer than 40000km
• Covered for total loss within 2 years of purchase
• Must have fewer than 40000km
• Covered for total loss within 2 years of purchase
• Must have fewer than 40000km
• Covered for total loss within 2 years of purchase
• Must have fewer than 40000km
• Covered for total loss within 1 year of purchase
• Must have fewer than 20000km
Covered for total loss within 24 months of purchase
Covered for total loss within 24 months of purchase
• Covered for total loss (no time limit)
• Must have fewer than 15000km
• Covered for total loss within 12 months of purchase
• Must have fewer than 25000km
• Covered for total loss within 12 months of purchase
• Must have fewer than 20000km
Not covered
Not covered
Not covered
Not covered
Covered for total loss within 36 months of purchase
Covered for total loss within 36 months of purchase
Covered for total loss within 24 months of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
Covered for total loss within 24 months of purchase
• Covered for total loss within 3 years of purchase
• Must have fewer than 70000km
• Covered for total loss within 2 years of purchase
• Must have fewer than 40000km
Covered for total loss within 2 years of purchase
Covered for total loss within 2 years of purchase
• Covered for total loss within 3 years of purchase
• Must have fewer than 70000km
Reduced excess on glass claims
• One nil-excess claim per year
• Covers windscreens, window glass and sun roof
• Optional
• One nil-excess claim per year
• Covers front windscreens
• Optional
• One nil-excess claim per year
• Covers front windscreens
• Optional
• One nil-excess claim per year
• Covers front windscreens
• One nil-excess claim per year
• Covers windscreens, window glass and sun roof
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroof glass
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroof glass
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroof glass
• Optional
• $0 excess
• Covers windscreens, window glass and sunroofs
• Optional
• One nil-excess claim per year
• Covers windscreens, rear windows, sunroofs and window glass
• No cover for non-retractable panoramic roofs
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroofs
• Optional
• One nil-excess claim per year
• Covers front windscreens
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess claim per year
• Covers front windscreens
• $0 excess
• Covers windscreens, windows and roof glass
• Optional
• $0 excess
• Covers replacement of broken windscreens and window glass
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroofs
No (basic excess applies)
• Optional
• One nil-excess claim per year
• Covers windscreens, windows and roof glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Included, with additional optional cover
• $0 excess
• Covers repairs to windscreens, rear windows, sunroofs and window glass
• No cover for non-retractable panoramic roofs
• Optional extra cover for replacement windscreens, rear windows, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroofs
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroofs
• Optional
• One nil-excess claim per year
• Covers windscreens, window glass and sunroofs
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• $0 excess for glass repair
• $150 excess for glass replacement
• Covers windscreens, sunroofs and window glass
• Also covers tinted glass, window seals and mouldings
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• Optional
• $0 excess
• Covers windscreen, sunroof and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• Optional
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• Optional
• $40 excess
• Covers front, rear and side windows
• Optional
• $40 excess
• Covers front, rear and side windows
• Optional
• $40 excess
• Covers front, rear and side windows
• Optional
• $40 excess
• Covers front, rear and side windows
• Optional
• $40 excess
• Covers front, rear and side windows
• Optional
• Reduced excess (amount not disclosed in PDS)
• Covers windscreens, windows and sunroofs
• Optional
• One nil-excess claim per year
• Covers front windscreens
• One nil-excess claim per year
• Covers windscreens, sunroofs and window glass
• Unlimited $50 excess repairs
• One $50 excess replacement per year
• Covers windscreens
• Also covers anything attached to windscreen (e.g. tinting, demisters, aerials) and calibration of related sensors or cameras
• Up to $1000 per claim
• Included, with additional optional cover
• $0 excess
• Covers repairs to windscreens
• Optional extra cover for replacement of windscreens and window glass if damage is not repairable or uneconomical to repair
• Also covers anything attached to the glass such as window tinting, demisters, or aerials
• No cover for sunroofs, panoramic glass roofs or glass not part of front and rear windscreens or a window
• Up to $1000 per replacement claim
No (basic excess applies)
No (basic excess applies)
No (basic excess applies)
No (basic excess applies)
• $0 excess
• Covers windscreens, sunroofs and window glass
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• Optional
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• $0 excess
• Covers windscreens, window glass, sunroofs and moonroofs
• Also covers window tinting, demisters and rain sensors
• No cover for mirrors, camera lenses or driving lights
• Optional
• One nil-excess claim per year
• Covers windscreens and window glass
• Optional
• $40 excess
• Covers front, rear and side windows
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess replacement per year
• Two nil-excess repairs per year
• Covers windscreens, sunroofs and window glass
• Optional
• One nil-excess claim per year
• Covers windscreens and window glass
Roadside assistance
Optional
Optional
Optional
Optional
Optional
Sold separately
Not covered
Not covered
Not covered
Optional
Optional
Optional
Not covered
Optional
Sold separately
Optional
Optional
Optional
Sold separately
Not covered
Not covered
Not covered
Not covered
Not covered
Not covered
Not covered
Optional
Not covered
Not covered
Optional
Optional
Not covered
Sold separately
Not covered
Sold separately
Sold separately
Sold separately
Sold separately
Sold separately
Not covered
Sold separately
Sold separately
Optional
Optional
Optional
Optional
Optional
Covered
Optional
Not covered
Covered
Not covered
Sold separately
Sold separately
Sold separately
Sold separately
Sold separately
Not covered
Sold separately
Not covered
Not covered
Not covered
Sold separately
Optional
Optional
Not covered
Not covered
Optional

Car rental

Rental car after theft
• Covers hire car of similar make and model from insurer's provider
• Alternatively, covers hire car of similar make and model from your choice of provider
• Alternatively, covers costs you incur in making alternative transport arrangements, if hire car not available
• Available until claim settled
• Up to $100 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available for up to 14 days
• Up to $70 per day
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available for up to 14 days
• Up to $70 per day
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available for up to 14 days
• Up to $70 per day
• Covers hire car that meets your transport needs from insurer's provider
• Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
• Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
• Available until claim settled
• Up to $100 per day
• Covers a hire car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available for up to 21 days
• Up to $75 per day
• Covers cost of a similar sized car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available for up to 21 days
• Up to $150 per day
• Covers cost of a similar sized car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available for up to 21 days
• Up to $150 per day
• Optional
• Covers hire car of similar make and model, arranged by the insurer
• Alternatively, covers nearest equivalent vehicle of your choice from insurer's provider (if available)
• Also covers comprehensive insurance for hire car
• Available until claim settled
• Up to $50 per day if insurer can't provide you with a vehicle
• Covers a suitable hire car, arranged by the insurer
• Available for up to 14 days
• Covers a hire car organised by the insurer
• Alternatively, covers cost of hiring a car of similar make and model
• Available for up to 14 days
• Up to $75 per day
• Up to $30 per day if car not available
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available for up to 14 days
• Up to $50 per day
• Covers rental car of similar size or type to yours, arranged by the insurer
• Available until claim settled
• Up to $50 per day travel allowance if car not available
• Up to $2000 for security bond and rental car excess
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available for up to 14 days
• Up to $50 per day
• Covers cost of hiring a similar replacement vehicle
• Available for up to 21 days
• Up to $90 per day
• Covers a small category hire car, arranged by the insurer
• Available for up to 14 days
• Covers hire car that meets your transport needs from insurer's provider
• Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
• Available for up to 21 days
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers hire car that meets your transport needs from insurer's provider
• Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
• Available for up to 21 days
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers cost of hiring a similar replacement vehicle
• Available for up to 21 days
• Up to $90 per day
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers a suitable hire car, arranged by the insurer
• Available for up to 14 days
• Covers a rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers a hire car that meets your transport needs, organised by insurer
• Covers costs to hire a car or arrange alternative transport if car not available from insurer's provider
• Available for up to 21 days
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers hire car that meets your transport needs from insurer's provider
• Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
• Available for up to 21 days
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers a hire car that meets your transport needs, arranged by insurer from their provider
• Covers costs to hire a car that meets your transport needs or to arrange alternative transport if car not available
• Available for up to 21 days
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers hire car of similar size, arranged by insurer
• Covers equivalent cost if hire car not available
• Available until claim settled
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
• Available for up to 21 days
• Up to $60 per day
• Up to $2000 for excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Covers costs of hiring a car that meets your needs
• Available for up to 21 days
• Up to $1500
• Covers costs of hiring a car that meets your needs
• Available for up to 21 days
• Up to $1500
• Covers costs of hiring a car that meets your needs
• Available for up to 21 days
• Up to $1500
• Covers costs of hiring a car that meets your needs
• Available for up to 21 days
• Up to $1500
• Covers costs of hiring a car that meets your needs
• Available for up to 21 days
• Up to $1500
• Covers a compact hire car, arranged by the insurer
• Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
• Available for up to 21 days
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available for up to 14 days
• Up to $50 per day
• Covers a similar hire car, arranged by insurer; or cost of using any transport
• Available for up to 21 days
• Up to $80 per day
• Covers cost to hire an economy car
• Available for up to 20 days
• Up to $50 per day
• Covers cost to hire an economy car
• Available for up to 14 days
• Up to $50 per day
Not covered
Not covered
Not covered
Not covered
• Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
• Available until claim settled
• Up to $100 per day (does not apply if you can provide details of at-fault driver)
• Up to $3000 for excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Covers insurer-organised hire car, or costs to hire car of similar make and model
• Available for up to 14 days
• Up to $80 per day
• Up to $2000 per rental car excess or bond
• Covers costs of hiring a car that meets your needs
• Available for up to 21 days
• Up to $1500
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available for up to 14 days
• Up to $80 per day
• Up to $2000 per rental car excess or bond
Rental car after not-at-fault incident
• Covers hire car of similar make and model from insurer's provider
• Alternatively, covers hire car of similar make and model from your choice of provider
• Alternatively, covers costs you incur in making alternative transport arrangements, if hire car not available
• Available until claim settled
• Up to $100 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $70 per day
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $70 per day
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $70 per day
• Covers hire car that meets your transport needs from insurer's provider
• Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
• Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
• Available until claim settled
• Up to $100 per day
• Covers a hire car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available until claim settled
• Up to $75 per day
• Covers cost of a similar sized car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available until claim settled
• Up to $150 per day
• Covers cost of a similar sized car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available until claim settled
• Up to $150 per day
• Optional
• Covers hire car of similar make and model, arranged by the insurer
• Alternatively, covers nearest equivalent vehicle of your choice from insurer's provider (if available)
• Also covers comprehensive insurance for hire car
• Available until claim settled
• Up to $50 per day if insurer can't provide you with a vehicle
• Covers a suitable hire car, arranged by the insurer
• Available until claim settled
• Optional
• Covers a hire car organised by the insurer
• Alternatively, covers cost of hiring a car of similar make and model
• Available for up to 14 days
• Up to $75 per day
• Up to $30 per day if car not available
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $50 per day
• Covers rental car of similar size or type to yours, arranged by the insurer
• Available until claim settled
• Up to $50 per day travel allowance if car not available
• Up to $2000 for rental car excess and security bond
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $50 per day
• Optional
• Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
• Available for up to 21 days
• Up to $90 per day
• Up to $4000 for hire car excesses
• Optional
• Covers a small category hire car, arranged by the insurer
• Available for up to 14 days
• Covers hire car of similar make and model from insurer's provider
• Alternatively, covers costs to hire a car that meets your transport needs or arrange alternative transport if car not available from provider
• Available until claim settled
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers hire car of similar make and model from insurer's provider
• Alternatively, covers costs to hire a car that meets your transport needs or arrange alternative transport if car not available from provider
• Available until claim settled
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
• Available for up to 21 days
• Up to $90 per day
• Up to $4000 for hire car excesses
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers a suitable hire car, arranged by the insurer
• Available until claim settled
• Optional
• Covers a rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers a hire car that meets your transport needs, organised by insurer
• Covers costs to hire a car or arrange alternative transport if car not available from insurer's provider
• Available until claim settled
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers hire car of similar make and model from insurer's provider
• Alternatively, covers costs to hire a car that meets your transport needs or arrange alternative transport if car not available from provider
• Available until claim settled
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Covers a hire car that meets your transport needs, arranged by insurer from their provider
• Covers costs to hire a car that meets your transport needs or to arrange alternative transport if car not available
• Available until claim settled
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers hire car of similar size, arranged by insurer
• Covers equivalent cost if hire car not available
• Available until claim settled
• Up to $3000 for hire car excess
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
• Available until claim settled
• Up to $2000 for excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Covers a hire car that meets your needs, arranged by the insurer
• Available until claim settled
• Up to $75 per day if hire car not available
• Covers a hire car that meets your needs, arranged by the insurer
• Available until claim settled
• Up to $75 per day if hire car not available
• Covers a hire car that meets your needs, arranged by the insurer
• Available until claim settled
• Up to $75 per day if hire car not available
• Covers a hire car that meets your needs, arranged by the insurer
• Available until claim settled
• Up to $75 per day if hire car not available
• Covers a hire car that meets your needs, arranged by the insurer
• Available until claim settled
• Up to $75 per day if hire car not available
• Covers a compact hire car, arranged by the insurer
• Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
• Available until claim settled
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $50 per day
• Covers a similar hire car, arranged by insurer; or cost of using any transport
• Available for up to 21 days
• Up to $80 per day
• Optional
• Covers cost to hire an economy car
• Available for up to 20 days
• Up to $50 per day
• Optional
• Covers cost to hire an economy car
• Available for up to 14 days
• Limited to two claims per year
• Up to $50 per day
Not covered
Not covered
Not covered
Not covered
• Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
• Available until claim settled
• Up to $100 per day (does not apply if you can provide details of at-fault driver)
• Up to $3000 for excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Also covers hire car bond or excess
• Available until claim settled
• Optional
• Covers insurer-organised hire car, or costs to hire car of similar make and model
• Available until claim settled
• Up to $80 per day
• Up to $2000 per rental car excess or bond
• Covers a hire car that meets your needs, arranged by the insurer
• Available until claim settled
• Up to $75 per day if hire car not available
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $80 per day
• Up to $2000 per rental car excess or bond
Rental car after any incident
• Covers hire car of similar make and model from insurer's provider
• Alternatively, covers hire car of similar make and model from your choice of provider
• Alternatively, covers costs you incur in making alternative transport arrangements, if hire car not available
• Available until claim settled
• Up to $100 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $70 per day
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $70 per day
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $70 per day
• Covers hire car that meets your transport needs from insurer's provider
• Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
• Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
• Available until claim settled
• Up to $100 per day
• Optional
• Covers a hire car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available until claim settled
• Up to $75 per day
• Optional
• Covers cost of a similar sized car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available for up to 21 days
• Up to $150 per day
• Optional
• Covers cost of a similar sized car chosen by the insurer
• Covers costs of alternative transport if hire car unavailable or unsuitable
• Available for up to 21 days
• Up to $150 per day
• Optional
• Covers hire car of similar make and model, arranged by the insurer
• Alternatively, covers nearest equivalent vehicle of your choice from insurer's provider (if available)
• Also covers comprehensive insurance for hire car
• Available until claim settled
• Up to $50 per day if insurer can't provide you with a vehicle
• Optional
• Covers a suitable hire car, arranged by the insurer
• Available for up to 14 days
• Optional
• Covers a hire car organised by the insurer
• Alternatively, covers cost of hiring a car of similar make and model
• Available for up to 14 days
• Up to $75 per day
• Up to $30 per day if car not available
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $50 per day
• Applies after total loss
• Covers rental car of similar size or type to yours, arranged by the insurer
• Available for up to 7 days
• Up to $50 per day travel allowance if car not available
• Up to $2000 for rental car excess and security bond
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $50 per day
• Optional
• Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
• Available for up to 21 days
• Up to $90 per day
• Up to $4000 for hire car excesses
• Optional
• Covers a small category hire car, arranged by the insurer
• Available for up to 14 days
• Optional
• Covers hire car of similar make and model from your choice of provider
• Alternatively, covers costs to make alternative travel arrangements if similar car not available
• Available for up to 21 days
• Up to $75 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers hire car of similar make and model from your choice of provider
• Alternatively, covers costs to make alternative travel arrangements if similar car not available
• Available for up to 21 days
• Up to $75 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
• Available for up to 21 days
• Up to $90 per day
• Up to $4000 for hire car excesses
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers a suitable hire car, arranged by the insurer
• Available for up to 14 days
• Optional
• Covers a rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers a hire car of similar make or model, organised by insurer
• Covers costs to hire a car or arrange alternative transport if car not available from insurer's provider
• Available until claim settled
• Up to $90 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers hire car of similar make and model from your choice of provider
• Alternatively, covers costs to make alternative travel arrangements if similar car not available
• Available for up to 21 days
• Up to $75 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers a hire car of similar make or model, arranged by insurer from their provider
• Covers costs to hire a car or to arrange alternative transport if car not available
• Available until claim settled
• Up to $90 per day
• Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers hire car of similar size, arranged by insurer
• Covers equivalent cost if hire car not available
• Available until claim settled
• Up to $3000 for hire car excess
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Optional
• Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
• Available for up to 21 days
• Up to $60 per day
• Up to $2000 for excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Optional
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Optional
• Applies after at fault accident
• Covers a hire car that meets your needs, arranged by the insurer
• Available for up to 21 days
• Up to $75 per day if hire car not available
• Optional
• Applies after at fault accident
• Covers a hire car that meets your needs, arranged by the insurer
• Available for up to 21 days
• Up to $75 per day if hire car not available
• Optional
• Applies after at fault accident
• Covers a hire car that meets your needs, arranged by the insurer
• Available for up to 21 days
• Up to $75 per day if hire car not available
• Optional
• Applies after at fault accident
• Covers a hire car that meets your needs, arranged by the insurer
• Available for up to 21 days
• Up to $75 per day if hire car not available
• Optional
• Applies after at fault accident
• Covers a hire car that meets your needs, arranged by the insurer
• Available for up to 21 days
• Up to $75 per day if hire car not available
• Optional
• Covers a compact hire car, arranged by the insurer
• Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
• Available for up to 21 days
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $50 per day
• Covers a similar hire car, arranged by insurer; or cost of using any transport
• Available for up to 21 days
• Up to $80 per day
• Optional
• Covers cost to hire an economy car
• Available for up to 20 days
• Up to $50 per day
• Optional
• Covers cost to hire an economy car
• Available for up to 14 days
• Limited to two claims per year
• Up to $50 per day
Not covered
Not covered
Not covered
Not covered
• Covers a hire car (insurer will "do our best" to arrange one that meets your needs)
• Available until claim settled
• Up to $100 per day (does not apply if you can provide details of at-fault driver)
• Up to $3000 for excess or security bond
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available until claim settled
• Up to $100 per day
• Up to $3000 for hire car bond or excess
• Optional
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
• Available for up to 21 days
• Up to $75 per day
• Up to $2000 for hire car bond or excess
• Optional
• Covers insurer-organised hire car, or costs to hire car of similar make and model
• Available until claim settled
• Up to $80 per day
• Up to $2000 per rental car excess or bond
• Optional
• Applies after at fault accident
• Covers a hire car that meets your needs, arranged by the insurer
• Available for up to 21 days
• Up to $75 per day if hire car not available
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers rental car arranged by the insurer
• Available for up to 30 days
• Up to $100 per day for rental charges
• Up to $50 per day for travel costs if car not available
• Up to $3000 for rental car excess or security bond
• Optional
• Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
• Available until claim settled
• Up to $80 per day
• Up to $2000 per rental car excess or bond