RAA Standard Comprehensive gives you the option to insure your car up to an agreed value, or its market value. This policy lets you choose the repairer take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
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Cons
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Description
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $1500
- Covers personal effects
- Cover for child seats
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- Up to replacement cost
- Covers baby capsules, boosters and child seats
- Cover for keys
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- Up to $1000
- Covers replacement of keys or central locking remote control; and re-coding of locks
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $1500
- Covers trailers and caravans
- Accommodation and transport when far from home
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- Up to $750 overall
- Covers appropriate ground transport for you, anyone accompanying you, and your vehicle to original destination or your home, or emergency accommodation
- Available your vehicle is stolen or not drivable after a covered incident
- Also available if you suffer an unexpected illness or injury which leaves you, and anyone accompanying you, unable to drive your vehicle
- Must be at least 100km from home
- Transport costs
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- Up to $150
- Covers emergency transport by taxi, rideshare or public transport to your home, or another intended destination, from the scene of incident
- Towing after an incident
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- Covers towing to the nearest repairer or another place approved by insurer
- Also covers storage until repairs can be undertaken
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- Optional
- One nil-excess claim per year
- Covers windscreens, windows and roof glass
- Roadside assistance
- Sold separately
Car rental
- Rental car after theft
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- Covers cost of hiring a similar replacement vehicle
- Available for up to 21 days
- Up to $90 per day
- Rental car after not-at-fault incident
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- Optional
- Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
- Available for up to 21 days
- Up to $90 per day
- Up to $4000 for hire car excesses
- Rental car after any incident
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- Optional
- Covers cost of hiring a similar replacement vehicle from repairer or insurer-approved hire car company
- Available for up to 21 days
- Up to $90 per day
- Up to $4000 for hire car excesses
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value