enter value/s in increments of 1 between 0 and 0
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Owner type
To get the right cover, choose whether own a strata property or rent your home.
Cover score
The score is made up of property valuation (15%), insured event cover (25%), legal liability cover (10%), claiming (10%), portable contents cover (10%) and additional features (30%).
enter value/s in increments of i between 28 and 75
Price score
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.
enter value/s in increments of i between 1 and 92
Satisfaction score
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. Percentages with an asterisk* had fewer than 30 respondents, so they should be taken as indicative only. N/A means there was no result for that insurer.
enter value/s in increments of i between 72 and 87
Price rating available
Prices aren't available for all policies. Use this filter to only select policies with price ratings.
Sold in the ACT
If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the state, or wouldn't provide us with online quotes for our test addresses.
Sold in NSW
If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the state, or wouldn't provide us with online quotes for our test addresses.
Sold in the NT
If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the territory, or wouldn't provide us with online quotes for our test addresses.
Sold in North Queensland
Rockhampton and above. If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the region, or wouldn't provide us with online quotes for our test addresses.
Sold in South Queensland
South of Rockhampton. If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the state, or wouldn't provide us with online quotes for our test addresses.
Sold in SA
If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the state, or wouldn't provide us with online quotes for our test addresses.
Sold in Tasmania
If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the state, or wouldn't provide us with online quotes for our test addresses.
Sold in Victoria
If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the state, or wouldn't provide us with online quotes for our test addresses.
Sold in WA
If a policy is available but has no price comparison data, we could not obtain online quotes for our test addresses. This may be because the insurer only operates in a part of the state, or wouldn't provide us with online quotes for our test addresses.
Underinsurance protection
Policies with an underinsurance safety net will cover up to 30% more than your contents sum insured if you didn't insure your contents for enough to cover repair and replacement costs.
enter value/s in increments of i between 0 and 30
Portable contents cover
Cover for portable valuables away from home.
24/7 emergency phone line
Whether the insurer has a 24/7 phone line for emergency out-of-hours claiming.
Accidental damage cover
Cover for accidental loss or damage to contents at the home.
Included in this comparison
- Recommended
- CHOICE Expert Rating
- Cover score
- Price score
- Owner type
- Provider
- Satisfaction score
- Contents cover
- Legal liability cover
- Pay-by-the-month charge
- How to claim
- How the insurer can settle your claim
- Cash settlement
- New for old replacement
- Cover for accidental damage
- Cover for fire
- Cover for explosion
- Cover for theft
- Cover for flood
- Cover for storm and cyclone
- Cover for earthquake
- Cover for tsunami
- Cover for action of the sea
- Cover for storm surge
- Cover for vandalism
- Cover for impact
- Cover for animal damage
- Cover for sudden escape of liquid
- Cover for breakage
- Cover unspecified valuables away from home
- Cover individual valuables away from home
- Contents in the open air
- Temporary accomodation
- Emergency storage
- Cover for motor burnout
- Debris removal
- Keys and locks after break-in
- Jewellery
- Artworks
- Collections (e.g. stamps, coins)
- Digital media
- Spoiled food
- Visitors' contents
- Pet cover
- Fixed contents
- Overlapping cover at a new house
- Cover for contents while moving house
- Portable contents cover
- 24/7 emergency phone line
- Accidental damage cover
- Underinsurance protection
- ACT price comparison
- NSW price comparison
- NT price comparison
- North Queensland price comparison
- South Queensland price comparison
- SA price comparison
- Tasmania price comparison
- Victoria price comparison
- WA price comparison