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Contents insurance comparison

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Last updated: 22 April 2020
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Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE.

We've compared contents insurance policies from 24 insurers to help you find the right cover for your belongings. We've looked at contents policies offered by ANZ, Suncorp, Westpac, Woolworths, NRMA, Youi and more. 

We're not like the other insurance comparison websites – we don't get paid by any of the insurers we're comparing.

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How we compare

We collect publicly available product information on insurance policies, and send surveys to insurers asking for quotes for a range of scenarios. 

Premiums differ from home to home, so we can't estimate how much a policy will cost you. The compare policies on price we obtained quotes for five different customer scenarios in two locations per state and territory (one in the capital, one in a high-risk area) as well as northern Queensland. By comparing the results of these tests we can see how each policy stacks up against the competition in each region.

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Brand

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

    Included in this comparison

    Members-only access
    • Features score
    • Ease of use score
    • Contents cover
    • How to claim
    • Pay-by-the-month charge
    • Cover for fire
    • Cover for theft
    • Cover for sudden escape of liquid
    • Cover for storm and cyclone
    • Cover for lightning
    • Cover for flood
    • Cover for actions of the sea
    • Cover for impact
    • Cover for animal damage
    • Cover for vandalism
    • Cover for earthquake
    • Cover for tsunami
    • Cover for accidental breakage of glass
    • Legal liability cover
    • Legal liability cover for renters
    • New for old replacement
    • Cover individual valuables away from home
    • Cover unspecified valuables away from home
    • Cover for valuables while travelling
    • Cover for motor burnout
    • Spoiled food
    • Jewellery
    • Works of art
    • Collections (eg stamps, coins)
    • Digital media
    • Cash
    • Tools of trade at the home
    • Visitors' contents
    • Cover while moving house
    • Temporary accomodation
    • Debris removal
    • Keys and locks
    • Contents in the open air
    • Pet cover
    • ACT price comparison
    • NSW price comparison
    • NT price comparison
    • FNQ price comparison
    • QLD price comparison
    • SA price comparison
    • TAS price comparison
    • VIC price comparison
    • WA price comparison
    • Corrections
    • Insurer
    • Policy name
    • Underwriter
    • Website
    • Cover for storm surge
    • Cover for accidental damage
    • Underinsurance safety net
    • Accidental damage cover
    • Unspecified portable contents cover
    • Online claiming
    • 24/7 emergency claims hotline
    • Sold in ACT
    • Sold in NSW
    • Sold in NT
    • Sold in North Queensland
    • Sold in South Queensland
    • Sold in SA
    • Sold in Tasmania
    • Sold in Victoria
    • Sold in WA

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