JavaScript is disabled

If possible, please enable JavaScript for an enhanced experience on the CHOICE website.

Home and contents insurance

Protect your most valuable assets against unexpected major disasters and minor mishaps.

Are you financially prepared for a disaster like a fire, flood or storm? Minor mishaps like a flooded bathroom or broken window can even put you out of pocket. It's impossible to know if, or when, bad luck will strike, but a good home and contents insurance policy could save you a few grey hairs (not to mention a lot of dollars) if the worst were to happen.

Meet the home insurance team

Review and compare

Home and contents insurance reviews We review dozens of home insurance policies to find the best cover for your building and contents.

Buying guides

How to find the best home and contents insurance policy Protect your assets against major disasters and minor mishaps.

Articles

Are home insurance calculators accurate? They're handy for working out how much to insure your home for, but you can run the risk of being underinsured.

Weathering a home insurance storm What can be done about out-of-control home insurance premiums up north?

Commonwealth Bank to refund $10m to insurance customers Refunds to be made to 75,000 people.

Broken buildings Strata insurance may not pay off if your building is defective.

Home insurance quotes all over the shop Average of $1100 difference to insure the same property.

On-demand insurance set to hit Australia 2 May 2016 | Trov is set to make its debut in Australia, providing single-item insurance.

Domestic building insurance The story of the worst insurance product in Australia.

What kind of flood will your insurance cover? The Industry Code of Practice redefined the term 'flood' to help protect consumers, but insurers may still challenge a flood claim – depending on the weather.

Choosing the best jewellery insurance Losing your jewellery is upsetting enough without having to worry about insurance problems when you claim.

Home warranty insurance Homeowners find little value for money when it comes to home warranty insurance.

Flood cover Are you paying too much to insure your home against flood?

Bushfire insurance cover You may be covered for fire, but are you covered for bushfire?

Insurance for renovators Are your home and contents covered during a remodel? | 18 February 2015

Still no insurance premium reminders for Australian consumers UK takes a step toward better disclosure while Australia lags behind | 7 December 2015

Home and contents premium hikes Compulsory flood cover causes insurance premiums to skyrocket.

Home insurance key fact sheets and other new rules They should make money matters simpler - so why haven't you heard of them?

Insurance risk warning for Airbnb hosts 13 November 2015 | Many Australian hosts are leaving themselves exposed to damages claims.

Queensland and NT cyclones - are you covered? 20 February 2015 | Storm insurance cover probably includes cyclones, but maybe not all the impacts.

Show 14 more articles

The home insurance team

Our insurance experts know that choosing the right home and contents insurance at the right price can be difficult – especially with the rising cost of premiums. They've done the legwork and looked through all the funds on the market, so they can give you the information you need to choose the right cover for your home and contents.