Insurers
Scores (5)
CHOICE Expert Score
Cover score
Price score
Price filter
Filter on policies in your state or territory (9)
Extra protection (5)
Sort by
Filter by
The best home and contents insurance policies
Compare over 60 home insurers from across the market to help you find the right cover for your building and contents. Our comparison includes policies offered by Apia, NRMA, GIO, QBE, Budget Direct, Youi and more.
What our members say
I think I probably saved several hundred dollars on home contents and car insurance, but the most valuable thing was that it made comparing policies far easier.
CHOICE member
No phone calls, no commissions. Unlike other insurance comparison websites, we don’t get paid by any of the insurers we compare. This means you sometimes won’t see price scores for insurers like NRMA and RACV (because we rely on insurers voluntarily supplying their pricing data), but it also means we don’t recommend insurers based on how much they pay us. We only recommend the best insurance policies for you.
Products list
AAMI Complete Replacement Cover
Treats home insurance differently to other policies, in that you don't set a sum insured amount for your building. Instead, the cover limit for any one incident is the assessed quote to repair or rebuild the building.
AAMI Home and Contents
A sum insured policy. Accidental damage cover is optional.
AANT Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
AANT Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
AHM Basic
A sum insured policy. A white label policy, identical in cover to Huddle and Bupa Basic.
AHM Comprehensive
A sum insured policy. A white label policy, identical in cover to Huddle and Bupa Comprehensive. Comes with accidental damage cover.
Aldi Household
A sum insured policy. A white label policy, identical cover to policies sold by Honey, Bank Australia and BOQ. Accidental damage cover is optional.
Allianz Home and Contents
A sum insured policy with an optional 30% underinsurance safety net for your building. Accidental damage cover is optional.
ANZ Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
ANZ Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Apia Home and Contents
A sum insured policy. Apia is an insurance brand focussed on seniors, meaning you can only get a quote if someone 55 and older is named on the policy.
Apia Home and Contents Extra
A sum insured policy. Apia is an insurance brand focussed on seniors, meaning you can only get a quote if someone 55 and older is named on the policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Australian Military Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Australian Military Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Australian Seniors Essential
A sum insured policy. A white label Hollard policy, identical cover to policies sold by Everyday Insurance and Real Insurance. We've scored this policy on cover only, because the insurer doesn't share its price data.
Australian Seniors Top
A sum insured policy. A white label Hollard policy, identical cover to policies sold by Everyday Insurance and Real Insurance. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bank Australia Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bank First Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bank First Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bank of Melbourne Home and Contents
A sum insured policy. A white label of Westpac's policy: same cover and price. Accidental damage cover is optional.
Bank of us Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bank of us Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
BankSA Home and Contents
A sum insured policy. A white label of Westpac's policy: same cover and price. Accidental damage cover is optional.
BCU Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
BCU Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bendigo Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bendigo Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
BOQ Household
A sum insured policy. A white label policy, identical cover to policies sold by Honey, Aldi and Bank Australia. We've scored this policy on cover only, because the insurer doesn't share its price data.
Budget Direct Home and Contents
A sum insured policy with an optional 25% underinsurance safety net for your building. Identical cover to the four other policies by A&G. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bupa Basic
A sum insured policy. A white label policy, identical in cover to Huddle and AHM Basic.
Bupa Comprehensive
A sum insured policy. A white label policy, identical in cover to Huddle and AHM Comprehensive. Comes with accidental damage cover.
Bupa Ultimate
A sum insured policy. A white label policy, identical cover to Huddle Black. We've scored this policy on cover only, because the insurer doesn't share its price data.
CBA Building and Contents Cover Classic
A sum insured policy. Accidental damage cover is optional.
CBA Building and Contents Cover Plus
A sum insured policy with a 25% underinsurance safety net for your home and contents. Accidental damage cover is optional.
Coastline Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Coastline Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Coles Home and Contents
A sum insured policy with an optional 25% underinsurance safety net for your building. Identical cover to the four other policies by A&G. We've scored this policy on cover only, because the insurer doesn't share its price data.
COTA Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. We've scored this policy on cover only, because the insurer doesn't share its price data.
Defence Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Defence Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Everyday Insurance Comprehensive
A sum insured policy. A white label Hollard policy, identical cover to policies sold by Australian Seniors and Real Insurance. Comes with accidental damage cover.
Everyday Insurance Standard
A sum insured policy. A white label Hollard policy, identical cover to policies sold by Australian Seniors and Real Insurance.
GIO Classic
A sum insured policy with an optional 25% underinsurance safety net for your building. Very similar to the equivalent policy from Suncorp with minor cover differences.
GIO Classic Extras
A sum insured policy with a 25% underinsurance safety net for your building. Very similar to the equivalent policy from Suncorp with minor cover differences.
GIO Platinum
A sum insured policy with a generous 30% underinsurance safety net for your building. Very similar to the equivalent policy from Suncorp with minor cover differences.
Great Southern Bank Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. Accidental damage cover is optional.
Guild Home Elite
A sum insured policy with a 20% underinsurance safety net for your building. Comes with accidental damage cover.
Guild Home Essential
A sum insured policy with a 20% underinsurance safety net for your building.
HCF Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. We've scored this policy on cover only, because the insurer doesn't share its price data.
Honey Household
A sum insured policy. Very similar cover to RACQ, and to policies by Aldi and BOQ. Accidental damage cover is optional.
Horizon Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Horizon Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Huddle Basic
A sum insured policy. A white label policy, identical in cover to AHM and Bupa Basic.
Huddle Black
A sum insured policy. A white label policy, identical cover to Bupa Ultimate. We've scored this policy on cover only, because the insurer doesn't share its price data.
Huddle Comprehensive
A sum insured policy. A white label policy, identical in cover to AHM and Bupa Comprehensive. Comes with accidental damage cover.
Hume Bank Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. Accidental damage cover is optional.
ING Home and Contents
A sum insured policy with an optional 25% underinsurance safety net for your building. Identical cover to the four other policies by A&G. We've scored this policy on cover only, because the insurer doesn't share its price data.
Kogan Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. Accidental damage cover is optional.
MOVE Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
MOVE Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
MyState Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
MyState Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
NAB Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. Accidental damage cover is optional.
National Seniors Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. Accidental damage cover is optional.
NRMA Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Near-identical cover to many other policies issued by IAG. We've scored this policy on cover only, because the insurer doesn't share its price data.
NRMA Home Buildings and Contents Standard
A sum insured policy. Near-identical cover to many other policies issued by IAG. We've scored this policy on cover only, because the insurer doesn't share its price data.
Over Fifty Home and Contents
A sum insured policy. An Allianz white label, identical cover to eight other policies we compared. We've scored this policy on cover only, because the insurer doesn't share its price data.
Ozicare Home and Contents
A sum insured policy with an optional 25% underinsurance safety net for your building. Identical cover to the four other policies by A&G. We've scored this policy on cover only, because the insurer doesn't share its price data.
P&N Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
P&N Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
People First Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
People First Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Qantas Home and Contents
A sum insured policy with an optional 25% underinsurance safety net for your building. Identical cover to the four other policies by A&G. We've scored this policy on cover only, because the insurer doesn't share its price data.
QBANK Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
QBANK Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
QBE Home
A sum insured policy with a generous 30% underinsurance safety net for your building. Accidental damage cover is optional.
Queensland Country Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Queensland Country Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
RAA Home and Contents
A sum insured policy with a 10% underinsurance safety net for your home and contents. Accidental damage cover is optional.
RAC Building, Contents And Personal Valuables
A sum insured policy. Accidental damage cover is optional.
RACQ Household
A sum insured policy. Accidental damage cover is optional.
RACT Home, Contents and Portable Items
A sum insured policy with a 25% underinsurance safety net for your building. Accidental damage cover is optional.
RACV Home Buildings and Contents
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Real Insurance Essential
A sum insured policy. A white label Hollard policy, identical cover to policies sold by Australian Seniors and Everyday Insurance.
Real Insurance Top
A sum insured policy. A white label Hollard policy, identical cover to policies sold by Australian Seniors and Everyday Insurance. Comes with accidental damage cover.
St.George Home
A sum insured policy. A white label of Westpac's policy: same cover and price. Accidental damage cover is optional.
Summerland Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
Summerland Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
Suncorp Classic
A sum insured policy with an optional 25% underinsurance safety net for your building. Very similar to the equivalent policy from GIO with minor cover differences.
Suncorp Classic Advantages
A sum insured policy with a generous 30% underinsurance safety net for your building. Very similar to the equivalent policy from GIO with minor cover differences.
Suncorp Classic Extras
A sum insured policy with a 25% underinsurance safety net for your building. Very similar to the equivalent policy from GIO with minor cover differences.
Sure Home & Contents
A sum insured policy sold only in regional Queensland. Accidental damage cover is optional.
The Capricornian Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
The Capricornian Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
The Mutual Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. Identical cover to 18 other IAG policies. We've scored this policy on cover only, because the insurer doesn't share its price data.
The Mutual Bank Home Buildings and Contents Standard
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
TIO Territory Home
A sum insured policy with a generous 30% underinsurance safety net for your building. Very similar cover to underwriter Allianz's own policy. Accidental damage cover is optional.
Westpac Home
A sum insured policy. Very similar cover to underwriter Allianz's own policy. Accidental damage cover is optional.
Youi Building And Contents
A sum insured policy. We've scored this policy on cover only, because the insurer doesn't share its price data.
