enter value/s in increments of 1 between 0 and 0
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Price score
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.
enter value/s in increments of i between 20 and 86
Sold in the ACT
Sold in NSW
Sold in the NT
Sold in North Queensland
North Queensland means north of the Tropic of Capricorn.
Sold in South Australia
Sold in South Queensland
South Queensland means south of the Tropic of Capricorn.
Sold in Tasmania
Sold in Victoria
Sold in Western Australia
North WA means north of the Tropic of Capricorn.
Underinsurance protection
An underinsurance safety net means your insurer will cover you for more than your sum insured, if you have a total loss and the cost of rebuilding is more than your sum insured. Total building replacement cover means you don't set a sum insured, and the insurer commits to rebuilding no matter the cost. Note that safety nets may be an optional extra.
Accidental damage to building
Cover for accidental damage to your building.
Accidental damage to contents
Cover for accidental damage to contents at your home.
Cover for unspecified portable contents
Cover for unspecified portable items such as jewellery, phones and sporting equipment. Some insurers will cover general contents away from home, while others cover a limited range of items (check the PDS for specifics). A few make you individually insure any item you want covered away from home. You may be covered for accidental loss and damage, on top of the usual list of insured events. In some cases you will pay a reduced excess.
24/7 emergency phone line
Insurer has a 24/7 phone line for emergency out-of-hours claiming.
Included in this review
- Recommended
- CHOICE Expert Rating
- Cover score
- Price score
- About the insurer
- Claims satisfaction
- Customer satisfaction
- Building cover
- Contents cover
- Legal liability cover
- Pay-by-the-month charge
- ACT price comparison
- NSW price comparison
- NT price comparison
- North Queensland price comparison
- South Queensland price comparison
- SA price comparison
- Tasmania price comparison
- Victoria price comparison
- WA price comparison
- Cover for theft
- Cover for fire
- Cover for flood
- Cover for storm and cyclone
- Cover for storm surge
- Cover for action of the sea
- Cover for tsunami
- Cover for explosion
- Cover for earthquake
- Cover for vandalism
- Cover for impact
- Cover for animal damage
- Cover for sudden escape of liquid
- Cover for accidental breakage of glass
- Cover for accidental damage
- How to claim
- Settling your claim
- Cash settlements for building claims
- Cash settlements for contents claims
- New for old replacement
- Motor burnout
- Key/lock replacement after theft
- Gardens and landscaping
- Costs to comply with building regulations
- Professional fees
- Mortgage discharge fees
- Debris removal and demolition
- Temporary accomodation
- Cover for unspecified portable contents
- Optional cover for individual portable valuables
- Contents in the open air
- Emergency storage
- Jewellery
- Artworks
- Collections (e.g. stamps, coins)
- Digital media
- Spoiled food
- Visitors' contents
- Pet cover
- Overlapping cover at a new house
- Cover for contents while moving house
- Fire, storm and theft
- Flood
- Underinsurance protection