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Home and contents insurance comparison

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Last updated: 29 August 2023


Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE.

Compare more than 50 home insurance policies from across the market to help you find the right cover for your building and contents. Our comparison includes policies offered by NRMA, GIO, QBE, Budget Direct, Youi and more.

Unlike other insurance comparison websites, we're completely independent and don't get paid by any of the insurers we're comparing.

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With many Australians already affected by floods and others still at risk, we've put together some simple steps to help people prepare for insurance claims.

Not sure where to begin? Read our guide to finding the right home and contents insurance.

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

    Included in this comparison

    Members-only access
    • Legal liability cover
    • Settling your claim
    • Cash settlements for building claims
    • Cash settlements for contents claims
    • New for old replacement
    • Cover for fire
    • Cover for explosion
    • Cover for theft
    • Cover for accidental breakage of glass
    • Cover for sudden escape of liquid
    • Cover for impact
    • Cover for vandalism
    • Cover for flood
    • Cover for storm and cyclone
    • Cover for action of the sea
    • Cover for earthquake
    • Cover for tsunami
    • Cover for animal damage
    • Cover for motor burnout
    • Key/lock replacement after theft
    • Gardens and landscaping
    • Costs to comply with building regulations
    • Professional fees
    • Mortgage discharge fees
    • Debris removal and demolition
    • Temporary accomodation
    • Optional cover for individual portable valuables
    • Contents in the open air
    • Jewellery
    • Artworks
    • Collections (e.g. stamps, coins)
    • Digital media
    • Spoiled food
    • Visitors' contents
    • Pet cover
    • Overlapping cover at a new house
    • Cover for contents while moving house
    • ACT price comparison
    • NSW price comparison
    • NT price comparison
    • North Queensland price comparison
    • South Queensland price comparison
    • SA price comparison
    • Tasmania price comparison
    • Victoria price comparison
    • WA price comparison
    • Building Cover
    • Contents cover
    • Pay-by-the-month charge
    • How to claim
    • Cover for accidental damage
    • Cover for storm surge
    • Cover for unspecified valuables away from home


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