Sum insured policy. Provided by Hollard. Available in all states & territories
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Description
Cover summary
- Up to $20 million
- Cover for people named on the policy
- Cover for incidents in Australia
Cost
Covered events
- Covers loss and damage due to theft and attempted theft
- No cover for theft by residents
- No cover for theft by people at the address with consent of you or a resident
- No cover for theft at a multi-residency site from common property, common or public areas or unenclosed individual car parks or spaces
- No cover for theft from homes not sufficiently furnished for normal residential purposes
- No cover where building security has been compromised due works being carried out
- No cover for theft or attempted theft out of or in connection with any business, profession or occupation
- Covers fire and bushfire
- Accidental damage option adds cover for any process involving the application of heat where there is no flame
- No cover for ignition of mineral spirit or dangerously flammable substance brought onto or kept at the address in quantities which are in breach of statutory regulations or deliberately by residents or someone at the address with consent
- 72 hour waiting period for bushfire
Claims
- Repair damaged items
- Replace damaged items
- Pay you the item's replacement value, up to your sum insured or other sublimits
- Customer cost
- Insurer may offer non-cash alternatives
Contents
- Covers some items for accidental loss or damage
- Choose overall limit from $2500–$7500
- Up to $1000 per item
- Covered anywhere in Australia and New Zealand
- $100 excess
- Optional
- Cover for insured events and accidental loss/damage
- Covered anywhere in Australia and New Zealand
- $100 excess
- Up to $4000 overall
- Up to $1000 per item
- No item sublimit for barbecues or garden furniture
- Up to 12 months or 10% sum insured
- Paid on top of sum insured
- Covers accommodation for you and any family member living at your home
- Up to $500 for temporary accommodation for dogs and/or cats
- Up to 10% sum insured overall
- Paid on top of sum insured
- Up to 120 days
- Covers cost to move and store contents
- Motors up to 10 years or $1500 overall
- Optional
- Up to $5000 overall
- Up to $2000 per collection or item
- Up to $5000 overall
- Up to $2000 per collection or item
- Up to $5000 overall
- Up to $2000 per item or collection
- Up to $500 overall
- Cover for motor burnout
- Up to sum insured overall
- Covers fixtures and fittings that are attached to the building that are owned by you, or you are legally responsible for by written agreement and are not otherwise insured under strata insurance
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