RAC insures your vehicle for an amount you set, known as the agreed value. You don't have choice of repairer, but the insurer will consider a quote if you provide one. This policy has no excess on glass repairs, and a reduced excess on glass replacements.
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
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Description
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $1000
- Covers personal belongings
- Cover for child seats
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- Up to replacement cost
- Covers child car seats involved in a collision, even if there's no apparent damage
- Cover for keys
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- Up to reasonable cost
- Covers replacing keys, locks, barrels, fobs and keypads
- Available after loss and theft of keys
- Cover for trailers and caravans
- Not covered
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers emergency accommodation for you and passengers
- Available if you can't use your car after a covered incident
- Must be at least 100km from home
- Transport costs
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- Up to $500
- Covers costs to get you and passengers from the scene of an incident to your home, original destination or a safe place
- Towing after an incident
- Covers towing to the nearest approved repairer or safe location agreed to by insurer
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- $0 excess for glass repair
- $150 excess for glass replacement
- Covers windscreens, sunroofs and window glass
- Also covers tinted glass, window seals and mouldings
- Roadside assistance
- Sold separately
Car rental
- Rental car after theft
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- Covers hire car of similar size, arranged by insurer
- Covers equivalent cost if hire car not available
- Available until claim settled
- Rental car after not-at-fault incident
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- Optional
- Covers hire car of similar size, arranged by insurer
- Covers equivalent cost if hire car not available
- Available until claim settled
- Up to $3000 for hire car excess
- Rental car after any incident
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- Optional
- Covers hire car of similar size, arranged by insurer
- Covers equivalent cost if hire car not available
- Available until claim settled
- Up to $3000 for hire car excess
Covered events
- Comprehensive Cover
- Legal liability
- $25 million
- How your car is valued
- Agreed value