TrueCover insures your vehicle for an amount you set, known as the agreed value. Repairs are done at a shop chosen by the insurer. You'll pay a reduced excess for window damage (other policies offer nil excess). TrueCover pushes the definition of young driver to the extremes, imposing a hefty $1000 additional excess for any driver under 35.
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
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- Customer satisfaction
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Description
- Insurer
- TrueCover
- Policy
- Comprehensive
- Provider
- TrueCover
- About the insurer
Cost
Results for paid members only
- Same price to pay monthly
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- NSW price comparison
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- NT price comparison
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- Queensland price comparison
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- SA price comparison
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- Tasmania price comparison
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- WA price comparison
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Additional benefits
- Cover for personal property
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- Optional
- Up to $2000
- Limit combined with child seats benefit
- Covers medical equipment, sporting goods, clothing, groceries and other personal items
- Cover for child seats
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- Optional
- Up to $2000
- Limit combined with personal property benefit
- Covers child safety seats
- Also covers prams
- Cover for keys
- Not covered
- Cover for trailers and caravans
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- Up to $500
- Limited to 750kg gross trailer mass
- Covers unbraked trailers and caravans
- Accommodation and transport when far from home
- Not covered
- Transport costs
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- Up to $100
- Covers transport costs from place of incident to your home or another location
- Covers transport costs to and from hire car provider
- Covers transport costs to and from car's repairer
- Towing after an incident
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- Covers cost of towing to nearest repairer or place of safety
- Also covers vehicle storage costs until claim settled
- New car replacement
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- Covered for total loss within 12 months of purchase
- Must have fewer than 25000km
- Reduced excess on glass claims
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- Unlimited $50 excess repairs
- One $50 excess replacement per year
- Covers windscreens
- Also covers anything attached to windscreen (e.g. tinting, demisters, aerials) and calibration of related sensors or cameras
- Up to $1000 per claim
- Roadside assistance
- Covered
Car rental
- Rental car after theft
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- Covers cost to hire an economy car
- Available for up to 20 days
- Up to $50 per day
- Rental car after not-at-fault incident
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- Optional
- Covers cost to hire an economy car
- Available for up to 20 days
- Up to $50 per day
- Rental car after any incident
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- Optional
- Covers cost to hire an economy car
- Available for up to 20 days
- Up to $50 per day
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Agreed value