NRMA Comprehensive Basics gives you the option to insure your car up to an agreed value, or its market value. NRMA may be IAG's flagship brand, but the cover is identical to 0 other white label products we compared. No choice of repairer with this policy – the insurer chooses who fixes your car. There's no reduced excess for glass claims, which might make it cheaper to simply get window damage fixed yourself.
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Description
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
- Not covered
- Cover for child seats
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- Up to replacement cost
- Covers baby capsules and child seats
- Cover for keys
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- Up to $500
- Covers repairing, replacing and recoding keys, locks, barrels or keypads
- Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
- Cover for trailers and caravans
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- Up to $750
- Covers trailers and caravans
- Accommodation and transport when far from home
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- Up to $750 overall
- Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
- Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
- Available if vehicle is damaged and cannot be driven as a result of a covered incident
- Must be at least 100km from home
- Transport costs
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- Up to $75
- Covers transport costs from the scene of the incident
- Covers transport costs to and from a hire car provider
- Covers transport costs to and from repairer
- Towing after an incident
- Covers towing to a repairer, a safe place or other place insurer recommends
- New car replacement
- Not covered
- Reduced excess on glass claims
- No (basic excess applies)
- Roadside assistance
- Sold separately
Car rental
- Rental car after theft
- Not covered
- Rental car after not-at-fault incident
- Not covered
- Rental car after any incident
- Not covered
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value
