BOQ is an agreed value policy, where you set the amount you want to insure your car for. This is a white label policy managed by Honey Insurance. It has the same cover as Aldi. No choice of repairer with this policy the insurer chooses who fixes your car. $0 excess for windscreen claims is a useful optional extra.
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
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Description
- Insurer
- BOQ
- Policy
- Comprehensive
- Provider
- RACQ
- About the insurer
Cost
Results for paid members only
- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $1500
- Covers personal property belonging to you or an immediate relative
- Cover for child seats
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- Up to $1500
- Covers baby capsules and child seats
- Cover for keys
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- Up to $1500
- Covers replacing and recoding keys and locks
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $1500
- Covers box trailers
- Accommodation and transport when far from home
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- Up to $1500 overall
- Covers short term accommodation for you and accompanying family
- Alternatively, claim transportation costs for you and accompanying family to car's garaging address
- Available if vehicle is unable to be used as a result of loss or damage caused by an incident
- Must be at least 100km from home
- Up to $100 per day
- Transport costs
- Not covered
- Towing after an incident
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- Covers towing to closest repairer or safe place
- Also covers storage for up to $100 per day for 30 days
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- Optional
- One nil-excess claim per year
- Covers windscreens, window glass and sunroof glass
- Roadside assistance
- Not covered
Car rental
- Rental car after theft
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- Covers cost of a similar sized car chosen by the insurer
- Covers costs of alternative transport if hire car unavailable or unsuitable
- Available for up to 21 days
- Up to $150 per day
- Rental car after not-at-fault incident
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- Covers cost of a similar sized car chosen by the insurer
- Covers costs of alternative transport if hire car unavailable or unsuitable
- Available until claim settled
- Up to $150 per day
- Rental car after any incident
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- Optional
- Covers cost of a similar sized car chosen by the insurer
- Covers costs of alternative transport if hire car unavailable or unsuitable
- Available for up to 21 days
- Up to $150 per day
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Agreed value