Bupa Ultimate Comprehensive gives you the option to insure your car up to an agreed value, or its market value. It's a white label of Huddle Black Comprehensive: it has the same cover but the price is different. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra. This may not be a suitable policy for younger drivers, as the additional age excess can be over $1000 even if they're listed on the policy.
CHOICE Expert Rating
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
Unlock our expert review and more
Reviews you can trust
Easy side-by-side comparison
Recommended products at a glance
Recommended products
Results for paid members only
- Recommended
- Members only
Scores
Results for paid members only
- CHOICE Expert Rating
- Members only
- Cover score
- Members only
- Price score
- Members only
- Customer satisfaction
- Members only
- Claims satisfaction
- Members only
Description
- Insurer
- Bupa
- Policy
- Ultimate Comprehensive
- Provider
- Hollard
- About the insurer
Cost
Results for paid members only
- Same price to pay monthly
- ACT price comparison
- Members only
- NSW price comparison
- Members only
- NT price comparison
- Members only
- Queensland price comparison
- Members only
- SA price comparison
- Members only
- Tasmania price comparison
- Members only
- Victoria price comparison
- Members only
- WA price comparison
- Members only
Additional benefits
- Cover for personal property
-
- Up to $1000
- Covers personal items designed to be worn or carried
- Cover for child seats
-
- Up to $500
- Covers child seats and baby capsules
- Also covers prams
- Cover for keys
-
- Up to $2000
- Covers replacing and recoding locks and keys
- Available after theft of keys
- Cover for trailers and caravans
-
- Up to $1000
- Covers trailers and caravans
- Accommodation and transport when far from home
-
- Up to $2000 overall
- Covers temporary accommodation for you and your passengers, or travel necessary to return you, your partner and dependant children to your home
- Available if your cannot be safely driven home after a covered incident
- Must be 100km from home for accommodation
- Limit combined with transport costs benefit
- Transport costs
-
- Up to $2000
- Limit combined with emergency accommodation benefit
- Covers travel necessary to return you, your partner and dependant children to your home
- Towing after an incident
- Covers towing to the nearest safe and secure place or towing to an approved repairer
- New car replacement
-
- Covered for total loss within 3 years of purchase
- Must have fewer than 70000km
- Reduced excess on glass claims
-
- Optional
- One nil-excess claim per year
- Covers windscreens and window glass
- Roadside assistance
- Optional
Car rental
- Rental car after theft
-
- Covers insurer-organised hire car, or costs to hire car of similar make and model
- Available for up to 14 days
- Up to $80 per day
- Up to $2000 per rental car excess or bond
- Rental car after not-at-fault incident
-
- Optional
- Covers insurer-organised hire car, or costs to hire car of similar make and model
- Available until claim settled
- Up to $80 per day
- Up to $2000 per rental car excess or bond
- Rental car after any incident
-
- Optional
- Covers insurer-organised hire car, or costs to hire car of similar make and model
- Available until claim settled
- Up to $80 per day
- Up to $2000 per rental car excess or bond
Covered events
- Comprehensive Cover
- Legal liability
- $30 million
- How your car is valued
- Choose agreed value or market value
