PD lets insure your vehicle either to an agreed value or its market value. Repairs are done at a shop chosen by the insurer. This policy charges no excess on windscreen repairs, and for an extra premium you can extend this to windscreen and window replacements.
CHOICE Expert Rating
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
Unlock our expert review and more
Reviews you can trust
Easy side-by-side comparison
Recommended products at a glance
Recommended products
Results for paid members only
- Recommended
- Members only
Scores
Results for paid members only
- CHOICE Expert Rating
- Members only
- Cover score
- Members only
- Price score
- Members only
- Customer satisfaction
- Members only
- Claims satisfaction
- Members only
Description
- Insurer
- PD
- Policy
- Car Insurance For Fans
- Provider
- Pacific
- About the insurer
Cost
Results for paid members only
- Same price to pay monthly
- ACT price comparison
- Members only
- NSW price comparison
- Members only
- NT price comparison
- Members only
- Queensland price comparison
- Members only
- SA price comparison
- Members only
- Tasmania price comparison
- Members only
- Victoria price comparison
- Members only
- WA price comparison
- Members only
Additional benefits
- Cover for personal property
-
- Optional
- Up to $750
- Limit combined with child seats benefit
- Covers personal belongings, clothing and groceries
- Cover for child seats
-
- Optional
- Up to $750
- Limit combined with personal effects benefit
- Covers child safety seats
- Cover for keys
- Not covered
- Cover for trailers and caravans
-
- Up to $500
- Limited to 750kg gross trailer mass
- Covers unbraked trailers and caravans
- Accommodation and transport when far from home
- Not covered
- Transport costs
- Not covered
- Towing after an incident
-
- Covers towing to the nearest repairer or place of safety
- Also covers storing vehicle until claim settled
- New car replacement
-
- Covered for total loss within 12 months of purchase
- Must have fewer than 20000km
- Reduced excess on glass claims
-
- Included, with additional optional cover
- $0 excess
- Covers repairs to windscreens
- Optional extra cover for replacement of windscreens and window glass if damage is not repairable or uneconomical to repair
- Also covers anything attached to the glass such as window tinting, demisters, or aerials
- No cover for sunroofs, panoramic glass roofs or glass not part of front and rear windscreens or a window
- Up to $1000 per replacement claim
- Roadside assistance
- Not covered
Car rental
- Rental car after theft
-
- Covers cost to hire an economy car
- Available for up to 14 days
- Up to $50 per day
- Rental car after not-at-fault incident
-
- Optional
- Covers cost to hire an economy car
- Available for up to 14 days
- Limited to two claims per year
- Up to $50 per day
- Rental car after any incident
-
- Optional
- Covers cost to hire an economy car
- Available for up to 14 days
- Limited to two claims per year
- Up to $50 per day
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value
