GIO Comprehensive gives you the option to insure your car up to an agreed value, or its market value. This policy has mostly the same cover as Suncorp Comprehensive Extras, also from AAI. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
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Description
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $1000
- Limit combined with emergency repairs and emergency accommodation benefits
- Covers personal property owned by you
- Cover for child seats
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- Up to $750 per item
- Covers child seats and baby capsules
- Cover for keys
- Not covered
- Cover for trailers and caravans
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- Up to $1000
- Covers trailers attached to car, and trailers that run out of control after separating from car while moving
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers emergency accommodation
- Available if car is not roadworthy or safe to drive after an covered incident
- Must be at least 100km from home
- Limit combined with emergency repairs and personal property benefits
- Transport costs
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- Up to $250
- Covers transport costs from the scene of the incident to your destination if your car is not driveable
- Covers transport costs to and from the repairer of your car
- Covers transport costs to and from a hire car provider
- Towing after an incident
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- Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
- Also covers vehicle storage costs until claim settled
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- Optional
- One nil-excess claim per year
- Covers windscreens, window glass and sunroofs
- Roadside assistance
- Optional
Car rental
- Rental car after theft
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- Covers hire car that meets your transport needs from insurer's provider
- Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
- Available for up to 21 days
- Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
- Rental car after not-at-fault incident
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- Covers hire car of similar make and model from insurer's provider
- Alternatively, covers costs to hire a car that meets your transport needs or arrange alternative transport if car not available from provider
- Available until claim settled
- Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
- Rental car after any incident
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- Optional
- Covers hire car of similar make and model from your choice of provider
- Alternatively, covers costs to make alternative travel arrangements if similar car not available
- Available for up to 21 days
- Up to $75 per day
- Covers third party liability and accidental loss or damage to hire car up to its market value (if arranged through insurer's provider)
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value
