AHM lets insure your vehicle either to an agreed value or its market value. This is a Huddle white label product, identical in cover (but not price) to Comprehensive by Huddle and Bupa. Repairs are done at a shop chosen by the insurer. For an extra premium you can remove the excess for glass claims. This policy charges a quite high additional excess for younger drivers, even if you name them on the policy.
Pros
The product's best features and benefits
Cons
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Description
- Insurer
- AHM
- Policy
- Comprehensive
- Provider
- Hollard
- About the insurer
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $500
- Covers personal items designed to be worn or carried
- Cover for child seats
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- Up to $500
- Covers child seats and baby capsules
- Also covers prams
- Cover for keys
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- Up to $1000
- Covers replacing and recoding locks and keys
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $1000
- Covers trailers and caravans
- Accommodation and transport when far from home
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- Up to $500 overall
- Covers accommodation, or travel
- Available if your cannot be safely driven home after a covered incident
- Must be at least 200km from home
- Transport costs
- Not covered
- Towing after an incident
- Covers towing to the nearest safe and secure place or towing to an approved repairer
- New car replacement
- Covered for total loss within 24 months of purchase
- Reduced excess on glass claims
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- Optional
- One nil-excess claim per year
- Covers front windscreens
- Roadside assistance
- Optional
Car rental
- Rental car after theft
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- Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
- Available for up to 14 days
- Up to $70 per day
- Rental car after not-at-fault incident
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- Optional
- Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
- Available until claim settled
- Up to $70 per day
- Rental car after any incident
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- Optional
- Covers hire car, organised by the insurer; or costs to hire a car of similar make and model
- Available until claim settled
- Up to $70 per day
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value