GIO Platinum insures your vehicle for an amount you set, known as the agreed value. In terms of cover this policy is comparable to Suncorp Comprehensive Advantages, issued by the same underwriter. You can choose your own repairer with this policy (or use the insurer's). This policy doesn't charge an excess for windscreen damage claims.
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Description
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $1000
- Limit combined with emergency repairs and emergency accommodation benefits
- Covers personal property owned by you
- Cover for child seats
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- Up to $750 per item
- Covers child seats and baby capsules
- Cover for keys
- Not covered
- Cover for trailers and caravans
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- Up to $1000
- Covers trailers attached to car, and trailers that run out of control after separating from car while moving
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers emergency accommodation
- Available if car is not roadworthy or safe to drive after an covered incident
- Must be at least 100km from home
- Limit combined with emergency repairs and personal property benefits
- Transport costs
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- Up to $250
- Covers transport costs from the scene of the incident to your destination if your car is not driveable
- Covers transport costs to and from the repairer of your car
- Covers transport costs to and from a hire car provider
- Towing after an incident
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- Covers cost of a tow from scene of incident to nearest repairer or another location nominated or agreed by insurer
- Also covers vehicle storage costs until claim settled
- New car replacement
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- Covered for total loss within 2 years of purchase
- Lifetime cover if you insured the vehicle with this policy within 13 months of purchase, and renewed continuously
- Reduced excess on glass claims
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- One nil-excess claim per year
- Covers windscreens, window glass and sun roof
- Roadside assistance
- Optional
Car rental
- Rental car after theft
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- Covers hire car that meets your transport needs from insurer's provider
- Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
- Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
- Available until claim settled
- Up to $100 per day
- Rental car after not-at-fault incident
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- Covers hire car that meets your transport needs from insurer's provider
- Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
- Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
- Available until claim settled
- Up to $100 per day
- Rental car after any incident
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- Covers hire car that meets your transport needs from insurer's provider
- Alternatively, covers costs to hire a car or arrange alternative transport if car not available from provider
- Also covers reasonable cost of insurance organised with hire car provider and additional excess charged by hire car provider (if it is greater than your excess under this policy)
- Available until claim settled
- Up to $100 per day
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Agreed value
