RACQ lets insure your vehicle either to an agreed value or its market value. You can choose your own repairer with this policy (or use the insurer's). This policy has no excess on glass repairs, and a reduced excess on glass replacements.
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Description
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $500
- Covers personal property belonging to you or an immediate relative
- Cover for child seats
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- Up to $500
- Covers baby capsules and child seats
- Cover for keys
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- Up to $750
- Covers replacing and recoding keys and locks
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $750
- Covers box trailers and caravans
- Accommodation and transport when far from home
- Not covered
- Transport costs
- Not covered
- Towing after an incident
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- Covers towing to closest repairer or safe place
- Also covers storage for up to $100 per day for 30 days
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- Optional
- One nil-excess claim per year
- Covers windscreens, window glass and sunroof glass
- Roadside assistance
- Sold separately
Car rental
- Rental car after theft
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- Covers a hire car chosen by the insurer
- Covers costs of alternative transport if hire car unavailable or unsuitable
- Available for up to 21 days
- Up to $75 per day
- Rental car after not-at-fault incident
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- Covers a hire car chosen by the insurer
- Covers costs of alternative transport if hire car unavailable or unsuitable
- Available until claim settled
- Up to $75 per day
- Rental car after any incident
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- Optional
- Covers a hire car chosen by the insurer
- Covers costs of alternative transport if hire car unavailable or unsuitable
- Available until claim settled
- Up to $75 per day
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value
