Car insurances

RACQ Comprehensive review

Issued by RACQ. Insure vehicle to market value or agreed value. Your choice of repairer. Available in Queensland

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Claims satisfaction
85%
Customer satisfaction
85%

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Description

Insurer
RACQ
Policy
Comprehensive
Insurance provider
RACQ Insurance Limited
About the insurer
Cooling off period
21 days
How your car is valued
Choose agreed value or market value

Additional benefits

Cover for personal property
  • Up to $500
  • Covers personal property belonging to you or an immediate relative
Cover for child seats
  • Up to $500
  • Covers baby capsules and child seats
Cover for keys
  • Up to $750
  • Covers replacing and recoding keys and locks
  • Available after theft of keys
Cover for trailers and caravans
  • Up to $750
  • Covers box trailers and caravans
Accommodation and transport when far from home
Not covered
Transport costs
Not covered
Towing after an incident
  • Covers towing to closest repairer or safe place
  • Also covers storage for up to $100 per day for 30 days
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • Optional
  • One nil-excess claim per year
  • Covers windscreens, window glass and sunroof glass
Roadside assistance
Sold separately

Car rental

Rental car after theft
  • Covers a hire car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available for up to 21 days
  • Up to $75 per day
Rental car after not-at-fault incident
  • Covers a hire car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available until claim settled
  • Up to $75 per day
Rental car after any incident
  • Optional
  • Covers a hire car chosen by the insurer
  • Covers costs of alternative transport if hire car unavailable or unsuitable
  • Available until claim settled
  • Up to $75 per day

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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