ING lets insure your vehicle either to an agreed value or its market value. This is a white label of Budget Direct Gold Comprehensive. It has identical cover to three other policies in our comparison, although the price may vary. You can pay an extra premium to have your choice of repairer. For an additional premium you can reduce the excess payable for window claims – although not to zero, which other policies offer. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
CHOICE Expert Rating
Good Points
The product's best features and benefits
Bad Points
Drawbacks or issues you need to know about
Unlock our expert review and more
Reviews you can trust
Easy side-by-side comparison
Recommended products at a glance
Recommended products
Results for paid members only
Scores
Results for paid members only
Description
Cost
Results for paid members only
Additional benefits
- Up to $500
- Limit combined with child seats benefit
- Covers items designed to be worn or carried
- Up to $500
- Limit combined with personal effects benefit
- Covers child seats and capsules
- Up to $1000
- Covers replacement keys, remote locking devices and proximity keys; and recoding locks
- Available after theft of keys
- Up to $1000
- Covers collision damage to trailer
- Up to $1000 overall
- Covers transport for driver and occupants to address where vehicle normally kept at night
- Alternatively, claim temporary accommodation
- Available if vehicle is damaged in a covered incident
- Up to $200 per day
- Up to $1000
- Limit combined with emergency accommodation benefit
- Up to $200 per day
- Covers transport for driver and occupants to address where vehicle normally kept at night
- Covers recovery and towing of car to nearest repairer or holding facility
- Also covers storage costs
- Covered for total loss within 2 years of purchase
- Must have fewer than 40000km
- Optional
- $40 excess
- Covers front, rear and side windows
Car rental
- Covers costs of hiring a car that meets your needs
- Available for up to 21 days
- Up to $1500
- Covers a hire car that meets your needs, arranged by the insurer
- Available until claim settled
- Up to $75 per day if hire car not available
- Optional
- Applies after at fault accident
- Covers a hire car that meets your needs, arranged by the insurer
- Available for up to 21 days
- Up to $75 per day if hire car not available
Covered events
Looking for user reviews?
We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.
