Allianz Comprehensive is an agreed value policy, where you set the amount you want to insure your car for. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
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Description
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $1000
- Covers items designed to be worn or carried, and portable electronic items
- Cover for child seats
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- Up to $650 per seat
- Covers child seats and baby capsules
- Cover for keys
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- Up to $1000
- Covers key replacement and lock recoding
- Available after theft of keys
- Cover for trailers and caravans
- Not covered
- Accommodation and transport when far from home
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- Up to $500 overall
- Covers extra accommodation costs
- Available your car isn't driveable after after a covered incident
- Must be at least 100km from home
- Transport costs
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- Up to $500
- Covers transport costs to or from the repairer or rental car provider
- Covers transport costs from the scene of the accident to your next destination if your car isn't drivable
- Covers transport costs to the location of your stolen car, if it's found
- Towing after an incident
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- Covers costs to move car to nearest place of safety or other agreed place
- Also covers storage costs
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- Optional
- One nil-excess replacement per year
- Two nil-excess repairs per year
- Covers windscreens, sunroofs and window glass
- Roadside assistance
- Not covered
Car rental
- Rental car after theft
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- Covers rental car of similar size or type to yours, arranged by the insurer
- Available for up to 30 days
- Covers additional cost for vehicles with disability modifications
- Up to $80 for day travel allowance if car not available
- Rental car after not-at-fault incident
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- Covers rental car of similar size or type to yours, arranged by the insurer
- Available for up to 30 days
- Covers additional cost for vehicles with disability modifications
- Up to $80 for day travel allowance if car not available
- Rental car after any incident
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- Applies after total loss
- Covers rental car of similar size or type to yours, arranged by the insurer
- Available for up to 7 days
- Covers additional cost for vehicles with disability modifications
- Up to $80 for day travel allowance if car not available
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Agreed value
