Ozicare gives you the option to insure your car up to an agreed value, or its market value. It's a white label of Budget Direct's policy, and apart from some lower benefits it's identical in cover to the other products issued by Auto & General. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. Reduced excess for glass damage is available as an optional extra. For some annoying reason the PDS is split into two separate documents, which can make it complicated to figure out what you are covered for.
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Description
Cost
Results for paid members only
Additional benefits
- Up to $250
- Limit combined with child seats benefit
- Covers items designed to be worn or carried
- Up to $250
- Limit combined with personal effects benefit
- Covers child seats and capsules
- Up to $1000
- Covers replacement keys, remote locking devices and proximity keys; and recoding locks
- Available after theft of keys
- Up to $500
- Covers collision damage to trailer
- Up to $600 overall
- Covers transport for driver and occupants to address where vehicle normally kept at night
- Alternatively, claim temporary accommodation
- Available if vehicle is damaged in a covered incident
- Up to $150 per day
- Up to $600
- Limit combined with emergency accommodation benefit
- Up to $150 per day
- Covers transport for driver and occupants to address where vehicle normally kept at night
- Covers recovery and towing of car to nearest repairer or holding facility
- Also covers storage costs
- Covered for total loss within 1 year of purchase
- Must have fewer than 20000km
- Optional
- $40 excess
- Covers front, rear and side windows
Car rental
- Covers costs of hiring a car that meets your needs
- Available for up to 21 days
- Up to $1500
- Covers a hire car that meets your needs, arranged by the insurer
- Available until claim settled
- Up to $75 per day if hire car not available
- Optional
- Applies after at fault accident
- Covers a hire car that meets your needs, arranged by the insurer
- Available for up to 21 days
- Up to $75 per day if hire car not available
Covered events
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