2024
Policy submissions, reports and complaints
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Joint submission to Treasury on unfair trading practices
Read more: Joint submission to Treasury on unfair trading practicesJointly submission from 19 consumer and advocacy organisations calls for stronger reforms to address systemic unfair business practices, particularly in the digital economy.
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Submission to Reserve Bank of Australia’s card surcharging inquiry
Read more: Submission to Reserve Bank of Australia’s card surcharging inquiryCHOICE is calling for a ban on debit card surcharges, a cap on credit card surcharges, and several other interventions aimed at getting small businesses a better deal from the payments industry.
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Joint submission to the Treasury’s Review of AI and the Australian Consumer Law
Read more: Joint submission to the Treasury’s Review of AI and the Australian Consumer LawJoint submission calling for changes to the ACL and resource and empower the ACCC to take appropriate action in relation to AI-enabled goods and services.
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Joint submission to Treasury consultation on penalties for consumer guarantees
Read more: Joint submission to Treasury consultation on penalties for consumer guaranteesJoint submission calling for penalties for consumer guarantees to apply economy-wide, and to provide regulators like the ACCC to respond proportionately to all kinds of breaches.
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Submission to the ACCC Supermarkets Inquiry Interim report
Read more: Submission to the ACCC Supermarkets Inquiry Interim reportCHOICE supports regulating the accessibility of pricing information, auditing unit pricing compliance, and measures to address multi-buy specials, shrinkflation, loyalty programs, and unfair trading practices.
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Joint submission to Treasury on draft scams prevention framework laws
Read more: Joint submission to Treasury on draft scams prevention framework lawsThis joint submission makes a range of recommendations to improve the scams prevention framework (SPF) putting victims of scams at the centre of the model and allowing for a much fairer approach to dispute resolution.
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Submission to the Aviation Industry Ombuds Scheme – Consultation Paper
Read more: Submission to the Aviation Industry Ombuds Scheme – Consultation PaperJoint submission calling for the Federal Government to establish mandatory, strong obligations for banks, telcos and digital platforms to protect consumers from scams.
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Joint submission to Senate Committee on regulations impacting home ownership
Read more: Joint submission to Senate Committee on regulations impacting home ownershipJoint submission that recommends making the home loan market deliver a fairer deal for borrowers, and provide better protections to people if they fall into a temporary difficult life period.
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Submission to the Department of Industry, Science and Resource on the Introducing mandatory guardrails for AI in high-risk settings consultation
Read more: Submission to the Department of Industry, Science and Resource on the Introducing mandatory guardrails for AI in high-risk settings consultationThis submission calls for mandatory AI guardrails, a risk-based framework with clear prohibitions, and standalone legislation to protect consumers from harm.
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Submission to Productivity Commission on analysis of competition policy reforms
Read more: Submission to Productivity Commission on analysis of competition policy reformsThis joint submission urges the Government to treat consumer outcomes as the main goal of competition reform.
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Submission to the National Strategy for Food Security in Remote First Nations Communities Consultation
Read more: Submission to the National Strategy for Food Security in Remote First Nations Communities ConsultationJoint submission calling on the government to reduce grocery prices, improve accessibility and help close the gap for First Nations people living in remote communities.
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Submission to Treasury: reforming mergers and acquisitions – exposure draft
Read more: Submission to Treasury: reforming mergers and acquisitions – exposure draftCHOICE and the CFA provide feedback on the proposed the proposed amendments to the laws that govern Australia’s oversight of merger and acquisitions
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Submission to Senate Economics Committee on Bill to regulate buy now, pay later
Read more: Submission to Senate Economics Committee on Bill to regulate buy now, pay laterA joint submission advocating for BNPL to be regulated as credit.
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PASSING THE BUCK: how businesses leave scam victims feeling alone and ashamed
Read more: PASSING THE BUCK: how businesses leave scam victims feeling alone and ashamedThis report reveals how scam victims are left isolated and burdened by harm, while businesses enabling scam activity face little accountability.
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Submission to Productivity Commission on analysis of competition policy reforms
Read more: Submission to Productivity Commission on analysis of competition policy reformsThis joint submission urges the Commission to take extra steps to ensure the analysis pays proper regard to consumers’ actual experiences in markets.
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Submission to Treasury on draft laws to regulate buy now, pay later
Read more: Submission to Treasury on draft laws to regulate buy now, pay laterCHOICE welcomes the major step toward regulating BNPL the draft legislation represents and urges the Government to finalise these laws as a priority.
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Submission to Treasury consultation on standardising definitions and terms for general insurance
Read more: Submission to Treasury consultation on standardising definitions and terms for general insuranceThe joint submission recommends that the government establish an independent panel informed by consumer testing to help develop commonly understood standard definitions and insurance coverage.
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Submission to the ACCC Supermarkets Inquiry 2024-25
Read more: Submission to the ACCC Supermarkets Inquiry 2024-25CHOICE welcomes this inquiry as an opportunity to investigate the pricing and promotional practices of the major supermarkets.
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Submission: 2023-2030 Australian Cyber Security Strategy
Read more: Submission: 2023-2030 Australian Cyber Security StrategyCHOICE supports the Internet of Things Alliance Australia’s vision to balance innovation with consumer trust, endorsing key positions in its submission while providing additional recommendations.
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Joint Submission to the Treasury on Scams – Mandatory Industry Codes
Read more: Joint Submission to the Treasury on Scams – Mandatory Industry CodesCHOICE and other advocates call for the Federal Government to establish mandatory, strong obligations for banks, telcos and digital platforms to protect consumers from scams.