Our overall score is made up of Policy score (80%) and Claims score (20%).

How well this policy covers features such as medical, cancellation, baggage, public liability, pre-existing conditions, cover for dependants, rental car, and activities covered.

The higher the rating the better they perform. Based on the number of consumers that lodged a dispute about an insurer with the Financial Ombudsman Service, how far they progressed through that process and what the chance was of achieving an agreeable outcome.

The higher the score, the cheaper the policy is relative to the competitors for a range of travel scenarios across 3,500 quotes

We pick policies that score well for policy features and claims performance.

This is the provider of the insurance product and correlates with the Financial Services Provider (FSP) listed in the Financical Ombudsman Service (FOS) complaints table. You can look up your insurer's provider in the FOS comparative tables to see how likely consumers were to bring a travel insurance dispute to FOS about them.

In years (up to and including given number).

The limit per person for medical and emergency evacuation and repatriation expenses for illness or injury. Cover is assessed on individual circumstance.

Limit for dental per person as a result of an accident

NA means 'not covered'.

Cover is assessed on individual circumstances.

Dental per person as a result of sudden and acute pain.

NA means 'Not covered'.

Cover is assessed on individual circumstances.

Limit per person for cancellation or amendment expenses.

NA means 'Not covered'.

Cover is assessed on individual circumstances.

The limit for additional travel expenses per person if travel is interrupted by an insured event (not including injury or sickness as that is covered separately under 'Additional travel expenses for injury or sickness').

NA means 'Not covered'. Cover is assessed on individual circumstances.

Cover limit for additional travel expenses to reach a special event such as a wedding, conference or sporting event on time if the scheduled transport is cancelled or delayed.

Cover is assessed on individual circumstances.

Cover limit for additional travel expenses to reach pre-paid travel arrangements on time if the scheduled transport is cancelled or delayed.

Cover is assessed on individual circumstances.

Limit per person for additional meal and accommodation expenses if scheduled transport is delayed.

NA means 'Not covered'. Cover is assessed on individual circumstances.

The minimum number of hours before transport delay is covered.

Limit per person per 24 hour period for this transport delay

NA means 'Not covered'. Cover is assessed on individual circumstances.

The overall limit per person for stolen or damaged personal belongings.

NA means 'Not covered'. Cover is assessed on individual circumstances.

Limit for a single unspecified item.

NA means 'Not covered'. Cover is assessed on individual circumstances.

Limit per item for a video or photo camera.

NA means 'Not covered'. Cover is assessed on individual circumstances.

Limit for a laptop or tablet.

NA means 'Not covered'. Cover is assessed on individual circumstances.

Limit for a smartphone.

NA means 'Not covered'. Cover is assessed on individual circumstances.

Limit for a prescribed medications.

NA means 'Not covered'. Cover is assessed on individual circumstances.

Overall limit for a single person for baggage lost temporarily.

NA means 'Not covered'. Cover is assessed on individual circumstances.

Overall limit for a family for baggage lost temporarily.

NA means 'Not covered'. Cover is assessed on individual circumstances.

The minimum period of time in hours before which cover applies for temporarily lost baggage.

Cover collision damage excess for a hire car.

Limit for collision damage excess for a hire car.