Skip to content   Skip to footer navigation 

Kogan Pet Primary Cover policy

Accident cover for cats and dogs.

Cover type View more details.
  • Accident and illness is the most comprehensive and includes accidental injuries, cancer and other illnesses.
  • Accident is for things like broken bones, spider and snake bites.
  • Extended accidental injury covers accidents and some specified illnesses.
  • Indoor cat refers to cancer and other illnesses.
  • Major events refers to accidental injuries and some major illnesses.
Accident
Animals covered
Cats and dogs
Minimum age for new cover View more details.

The insurer won't cover animals younger than this.

8 weeks
Maximum age for new cover View more details.

The insurer won't sell a new policy for animals older than this.

No maximum age
Maximum benefit per year View more details.

Maximum benefit per year. For accident and illness policies the maximum limit is normally combined for accidents and illnesses.

Up to $8000
Excess View more details.

The cost to make a claim. Typically choosing a higher excess will reduce your premium.

Choose excess from $0 or $50
Benefit paid per claim View more details.

Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you make a $1000 claim, you pay $200 (plus excess) and the insurer pays $800.

80% vet bill covered
Routine care View more details.

This is additional cover that pays for things like vaccinations and teeth cleaning. May also be called "wellness care" "or "tender loving care".

Optional
Insurer
Kogan
Underwriter
PetSure (Australia) Pty Ltd
Website
koganpetinsurance.com.au
Phone number
1300 001 738
PDS date View more details.

The date of the product disclosure statement (PDS) used in this comparison. If a supplementary PDS is issued we'll show that date.

10/03/2021 12:00:00 AM
Pre-existing conditions View more details.

Pet insurance doesn't cover pre-existing conditions by default, but you can sometimes get cover by serving a waiting period and making an application to the insurer.

Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Vet consults View more details.

Benefit for ordinary vet visits.

Up to $300
Emergency treatment View more details.

Cover for emergency after-hours vet visits.

Yes
Hereditary conditions View more details.

Cover for hereditary and genetic conditions.

No
Paralysis tick treatment View more details.

Benefit for paralysis tick treatment.

Up to $1200
Cruciate ligament damage View more details.

Benefit for cruciate ligament injury treatment.

Up to $2600
Skin conditions View more details.

Benefit for treating skin conditions.

Yes
Motor vehicle injury View more details.

Cover for injuries sustained in a motor vehicle collision.

Yes
Swallowing foreign objects View more details.

Cover for treatment after your pet eats something it shouldn't have.

Yes
Burns View more details.

Cover for accidental burns.

Yes
Electrocution View more details.

Cover for accidental electrocution.

Yes
Snakebite View more details.

Cover for treatment of snakebite.

Yes
Allergic reaction View more details.

Cover for allergic reaction treatment. Allergic reactions to fleas and insect bites are normally excluded.

Yes
Bone fracture View more details.

Cover for broken bones.

Yes
Patella luxations and elbow dysplasia View more details.

Cover for common conditions affecting leg joints.

No
Illness caused by parasites View more details.

Cover for treatment of illness caused by internal or external parasites.

No
Necessary euthanasia View more details.

The cost of putting your pet down, when necessary.

Yes
Lost animal View more details.

The amount the insurer pays if your pet is lost, stolen or runs away.

No
Alternative therapies View more details.

Optional alternative therapy cover usually entails a small benefit under routine care. This includes things like physiotherapy, acupuncture and hydrotherapy.

Optional
Legal liability View more details.

Cover when you are responsible for injury, damage or death caused by your pet

No
Member reviews

Average rating