Limited injury and illness cover for cats and dogs
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Description
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- allergic reaction to insect or arachnid bites
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
- Limited cover
- 30 day waiting period <b>Covers these specified illnesses only:</b>
- ingestion of a foreign object
- tick paralysis
- heat stroke
- gastric dilatation-volvulus (GDV)
- trauma induced respiratory impairment
- traumatic spinal disc rupture
- torn nail
- poisoning
- embedded grass seed
- soft tissue injury
- eye trauma
- intervertebral disc disease (IVDD)
Conditions
- Not covered
- Some cover available under routine care option
- Covered as a specified injury
- Up to $3200 for treatment in ACT and NT or WA
- Up to $2600 for treatment in NSW, Qld, SA and Tas or Vic
- Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgery
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Specifically covered illnesses include eye trauma
- Standard waiting periods
- Not covered
- Does cover oral tumours
- Some cover available under routine care option
- Covered as a specified illness
- 30 day waiting period
- Covered
- Specifically covered injuries include bone fracture
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered as a specified illness
- 30 day waiting period
- Covered
- Standard waiting periods
- Covered
- Specifically covered illnesses include tick paralysis
- No cover for conditions caused by ticks, fleas, skin/ear mites or intestinal worms
- Up to $1200 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Standard waiting periods
- Not covered
- Vaccine benefit available under routine care option
Additional benefits
- Optional
- Up to $80 for desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy or alternative therapies
- Up to $40 for one of: vaccination or health check, flea/tick/worm control, blood screens
- Optional
- Some cover available under routine care option
- Text or video call with vet
- Available 24/7
Claims
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet submits on your behalf)
- Mail claim form (vet must fill out a section)
- GapOnly
- Participating vet practices only
- Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
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