Limited injury and comprehensive illness cover for cats and dogs
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- reaction to bite from an insect or arachnid
- near drowning incident
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
- Comprehensive cover
- 30 day waiting period
Conditions
- Covered
- Standard waiting periods
- Not covered
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Up to $3200 for treatment in ACT, NT and WA
- Up to $2600 for treatment in NSW, Qld, SA, Tas and Vic
- Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgery
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Not covered by default
- Does cover oral tumours <b>Optional cover:</b>
- Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth
- No cover for odontoclastic resorptive lesions
- Up to $2000
- 2 year waiting period
- Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Specifically covered injuries include bone fracture
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Covers conditions caused by reaction to flea/tick/worm control
- Up to $1000 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Standard waiting periods
- Covered
- Vaccine benefit available under routine care option
Additional benefits
- Optional
- Up to $50 for one of: desexing, heartworm control, dew claw removal, prescription diets, cremation/burial, microchipping, teeth cleaning, council registration fees or alternative therapies
- Up to $45 for one of: flea/tick/worm control
- Up to $30 for one of: vaccinations or health checks
- Up to $10 for one of: heartworm tests or blood screens
- Up to $10 for one of: FeLV/FIV tests or urinalysis
- Not covered
- Some cover available under routine care option
- Text or video call with vet
- Available 24/7
Claims
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet submits on your behalf)
- Mail claim form (vet must fill out a section)
- GapOnly
- Participating vet practices only
- Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
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