Youi gives you the option to insure your car up to an agreed value, or its market value. No choice of repairer with this policy – the insurer chooses who fixes your car. Reduced excess for glass damage is available as an optional extra. Getting a quote from Youi can be a uniquely frustrating experience. While other insurers are happy to give you an easy online quote, Youi will call you up to three times before texting you a link to your quote.
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Description
Cost
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $750
- Covers contents inside the car
- Up to $150 per item
- Cover for child seats
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- Up to replacement cost
- Covers child restraints that comply with Australian standard
- Cover for keys
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- Up to $1000
- Covers replacing or recoding locks and keys
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $1500
- Limited to 750kg gross trailer mass
- Covers unbraked trailers
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers emergency accommodation, or transport
- Also covers emergency repairs
- Available after an insured event, where you can no longer safely drive the vehicle
- Must be at least 100km from home
- Limit combined with emergency repairs benefit
- Transport costs
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- Up to $100
- Limit combined with emergency accommodation and emergency repairs benefits
- Covers transport costs from the scene of the incident
- Covers transport costs to and from repairer
- Covers transport costs to and from hire car provider
- Towing after an incident
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- Covers towing to and from nearest suitable place for safekeeping
- Also covers storage costs
- New car replacement
- Covered for total loss within 24 months of purchase
- Reduced excess on glass claims
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- Optional
- Reduced excess (amount not disclosed in PDS)
- Covers windscreens, windows and sunroofs
- Roadside assistance
- Covered
Car rental
- Rental car after theft
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- Covers a compact hire car, arranged by the insurer
- Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
- Available for up to 21 days
- Rental car after not-at-fault incident
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- Covers a compact hire car, arranged by the insurer
- Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
- Available until claim settled
- Rental car after any incident
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- Optional
- Covers a compact hire car, arranged by the insurer
- Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
- Available for up to 21 days
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value
