Car insurances

Youi Comprehensive

Issued by Youi. Insure vehicle to market value or agreed value. Insurer chooses repairer. Available in all states & territories

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Members only
Cover score
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Price score
Members only
Claims satisfaction
73%
Customer satisfaction
77%

Description

Insurer
Youi
Policy
Comprehensive
Insurance provider
Youi Pty Ltd
About the insurer
Cooling off period
20 days
How your car is valued
Choose agreed value or market value

Cost

Same price to pay monthly
ACT price comparison
N/A
NSW price comparison
N/A
NT price comparison
N/A
Queensland price comparison
N/A
SA price comparison
N/A
Tasmania price comparison
N/A
Victoria price comparison
N/A
WA price comparison
N/A

Additional benefits

Cover for personal property
  • Up to $750
  • Covers contents inside the car
  • Up to $150 per item
Cover for child seats
  • Up to replacement cost
  • Covers child restraints that comply with Australian standard
Cover for keys
• Up to $1000u003cbru003e• Covers replacing or recoding locks and keysu003cbru003e• Available after theft of keys
Cover for trailers and caravans
  • Up to $1500
  • Limited to 750kg gross trailer mass
  • Covers unbraked trailers
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers emergency accommodation, or transport
  • Also covers emergency repairs
  • Available after an insured event, where you can no longer safely drive the vehicle
  • Must be at least 100km from home
  • Limit combined with emergency repairs benefit
Transport costs
  • Up to $100
  • Limit combined with emergency accommodation and emergency repairs benefits
  • Covers transport costs from the scene of the incident
  • Covers transport costs to and from repairer
  • Covers transport costs to and from hire car provider
Towing after an incident
• Covers towing to and from nearest suitable place for safekeepingu003cbru003e• Also covers storage costs
New car replacement
Covered for total loss within 24 months of purchase
Reduced excess on glass claims
  • Optional
  • Reduced excess (amount not disclosed in PDS)
  • Covers windscreens, windows and sunroofs
Roadside assistance
1

Car rental

Rental car after theft
  • Covers a compact hire car, arranged by the insurer
  • Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
  • Available for up to 21 days
Rental car after not-at-fault incident
  • Covers a compact hire car, arranged by the insurer
  • Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
  • Available until claim settled
Rental car after any incident
  • Optional
  • Covers a compact hire car, arranged by the insurer
  • Covers a suitable hire car that meets your requirements, arranged by the insurer (if available and if compact car is unsuitable)
  • Available for up to 21 days

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million

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