RACT insures your vehicle for an amount you set, known as the agreed value. Repairs are done at a shop chosen by the insurer. This policy has no excess on glass repairs, and a reduced excess on glass replacements.
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
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Scores
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- CHOICE Expert Rating
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- Cover score
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- Price score
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- Customer satisfaction
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- Claims satisfaction
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Description
- Insurer
- RACT
- Policy
- Comprehensive
- Provider
- RACT
- About the insurer
Cost
Results for paid members only
- Same price to pay monthly
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- NSW price comparison
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- NT price comparison
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- Queensland price comparison
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- SA price comparison
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- Tasmania price comparison
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- Victoria price comparison
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- WA price comparison
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Additional benefits
- Cover for personal property
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- Up to $1000
- Covers your or your family's personal belongings
- Cover for child seats
- Up to $1000 per baby capsules and baby seats
- Cover for keys
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- Up to $1000
- Covers replacement keys, remotes and locks if lost or stolen; and replacement locks if maliciously damaged
- Cover for trailers and caravans
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- Up to $1000
- Covers trailers
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers additional accommodation costs, or additional transport costs to get you to your destination or home
- Available your car is stolen or damaged by an insured event and cannot be driven
- Must be at least 100km from home
- Transport costs
- Not covered
- Towing after an incident
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- Covers towing to and from nearest suitable location
- Also covers storage costs
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- Optional
- $0 excess
- Covers windscreens, sunroofs and window glass
- Roadside assistance
- Optional
Car rental
- Rental car after theft
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- Covers a small category hire car, arranged by the insurer
- Available for up to 14 days
- Rental car after not-at-fault incident
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- Covers a small category hire car, arranged by the insurer
- Available for up to 14 days
- Rental car after any incident
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- Optional
- Applies after at fault accident
- Covers a small category hire car, arranged by the insurer
- Available for up to 30 days
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Agreed value