RACT Comprehensive review

RACT insures your vehicle for an amount you set, known as the agreed value. Repairs are done at a shop chosen by the insurer. This policy has no excess on glass repairs, and a reduced excess on glass replacements.

Pros

Pros

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The product's best features and benefits

Cons

Cons

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Drawbacks or issues you need to know about

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Description

Insurer
RACT
Policy
Comprehensive
Provider
RACT
About the insurer

Cost Members only Results for paid members only

Same price to pay monthly
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Additional benefits

Cover for personal property
  • Up to $1000
  • Covers your or your family's personal belongings
Cover for child seats
Up to $1000 per baby capsules and baby seats
Cover for keys
  • Up to $1000
  • Covers replacement keys, remotes and locks if lost or stolen; and replacement locks if maliciously damaged
Cover for trailers and caravans
  • Up to $1000
  • Covers trailers
Accommodation and transport when far from home
  • Up to $1000 overall
  • Covers additional accommodation costs, or additional transport costs to get you to your destination or home
  • Available your car is stolen or damaged by an insured event and cannot be driven
  • Must be at least 100km from home
Transport costs
Not covered
Towing after an incident
  • Covers towing to and from nearest suitable location
  • Also covers storage costs
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • Optional
  • $0 excess
  • Covers windscreens, sunroofs and window glass
Roadside assistance
Optional

Car rental

Rental car after theft
  • Covers a small category hire car, arranged by the insurer
  • Available for up to 14 days
Rental car after not-at-fault incident
  • Covers a small category hire car, arranged by the insurer
  • Available for up to 14 days
Rental car after any incident
  • Optional
  • Applies after at fault accident
  • Covers a small category hire car, arranged by the insurer
  • Available for up to 30 days

Covered events

Comprehensive Cover
Legal liability
$20 million
How your car is valued
Agreed value