NRMA Comprehensive gives you the option to insure your car up to an agreed value, or its market value. NRMA may be IAG's flagship brand, but the cover is identical to four other white label products we compared. Choice of repairer is an optional extra, otherwise you can get your car fixed at a shop chosen by the insurer. $0 excess for windscreen claims is a useful optional extra.
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- Same price to pay monthly
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Additional benefits
- Cover for personal property
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- Up to $1000
- Covers personal items
- Cover for child seats
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- Up to replacement cost
- Covers baby capsules and child seats
- Cover for keys
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- Up to $1000
- Covers repairing, replacing and recoding keys, locks, barrels or keypads
- Available after keys or access codes stolen, lost or duplicated, or reasonably believed to be
- Cover for trailers and caravans
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- Up to $1000
- Covers trailers and caravans
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers temporary accommodation for you, your passengers and domestic pets, or transportation for you, your passengers and domestic pets to your home or (if insurer agrees) another destination
- Also covers transportation of vehicle from repairer to home, or from incident to a repairer near your home
- Available if vehicle is damaged and cannot be driven as a result of a covered incident
- Must be at least 100km from home
- Transport costs
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- Up to $150
- Covers transport costs from the scene of the incident
- Covers transport costs to and from a hire car provider
- Covers transport costs to and from repairer
- Towing after an incident
- Covers towing to a repairer, a safe place or other place insurer recommends
- New car replacement
- Covered for total loss within 24 months of purchase
- Reduced excess on glass claims
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- Optional
- $0 excess
- Covers windscreens, window glass, sunroofs and moonroofs
- Also covers window tinting, demisters and rain sensors
- No cover for mirrors, camera lenses or driving lights
- Roadside assistance
- Sold separately
Car rental
- Rental car after theft
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- Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
- Available for up to 21 days
- Up to $75 per day
- Up to $2000 for hire car bond or excess
- Rental car after not-at-fault incident
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- Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
- Also covers hire car bond or excess
- Available until claim settled
- Rental car after any incident
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- Optional
- Covers costs to hire replacement vehicle, arranged by the insurer; or costs to use taxis, rideshare services or public transport
- Available for up to 21 days
- Up to $75 per day
- Up to $2000 for hire car bond or excess
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value
