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Compare RAC insurance

What to know about RAC insurance, including customer satisfaction ratings and available discounts.

RAC
CHOICE staff
CHOICE staff
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The Automobile Club of Western Australia (RAC) provides insurance, road service, and advocacy for safer and more sustainable road use. For example, RAC has built a charging station network for electric cars in between Esperance and Monkey Mia in Western Australia. It has over 1.2 million members and was formed in 1905.

Phone: 131 703

Website: rac.com.au

Who owns RAC?

RAC is a mutual company, meaning it is owned by its members. It was originally founded to provide advocacy for Western Australia’s motorists and to create road maps and signage to make roads safer. It started its insurance business in 1947.

Is RAC Australian-owned? Yes

Is RAC not-for-profit? Yes

Is RAC listed on the stock exchange (ASX)? No

 Where does RAC operate?

  • Western Australia

Which types of insurance does RAC offer?

How satisfied are RAC insurance customers?

In our customer satisfaction survey, RAC was rated the second best insurer for both car insurance and home insurance.

Customer satisfaction with home insurance

Of the RAC customers we surveyed, 82% rated their experience with home insurance as above average or excellent.

Customer satisfaction with car insurance

Of the RAC customers we surveyed, 82% rated their experience with car insurance as above average or excellent.

Does RAC offer insurance discounts?

RAC offers various discounts for insurance, including: 

  • 25% on car insurance if you have a low emissions car
  • 15% if you combine your home and contents insurance
  • up 25% on contents insurance if you have an RAC monitored alarm
  • discounts are also available for long-term members.

Does RAC let you claim online or in-app?

You can start home, contents, car and some other insurance claims online. However, landlord, life and basic contents insurance claims can only be started over the phone. 

RAC has an app that includes roadside assistance and fuel savings but not insurance.

24/7 helpline: No (Monday to Friday 7am to 8.30 pm, weekends and public holidays 8.30am to 5pm).

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Stock images: Getty, unless otherwise stated.