Comprehensive injury cover for cats and dogs
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Description
- Insurer
- PetsOnMe
- Policy
- Accident Plan
- Underwriter
- Pacific International Insurance Pty Ltd
- Policy type
- Comprehensive injury cover
- Animals covered
- Cats and dogs
Cover summary
- Minimum age for new cover
- 6 weeks
- Maximum age for new cover
- 11 years
- Maximum benefit per year
- $5,000
- Benefit paid per claim
- 80% vet bill covered
Excesses
- Excess
- Choose excess from $100, $200 or $300
Covered events
- Injury
-
- Comprehensive cover
- No waiting period
- Illness
- Not covered
- Vet consults
-
- Up to $80 per consult
- Up to $200 per specialist consult or house call
- Emergency treatment
- Up to $200 per consult
- Pre-existing conditions
- Not covered
Conditions
- Allergic reaction
- Not covered
- Brachycephalic Airway Obstruction Syndrome
- Not covered
- Behavioural conditions
- Not covered
- Cancer
- Not covered
- Cruciate ligament conditions
- Not covered
- Ear conditions
-
- Covered
- No cover for presbycusis
- Eye conditions
-
- Covered
- Cover includes cherry eye caused by accidental injury
- No cover for glaucoma
- Dental and oral health conditions
-
- Not covered
- Does cover dental damage as a result of accidental injury where there is trauma visible to surrounding tissue within the mouth/face
- Ingestion of a foreign object
-
- Covered
- Up to 1 incident per year
- 21 day waiting period
- Heart conditions
- Not covered
- Orthopaedic conditions
- Covered
- Patella luxation
- Not covered
- Joint conditions
- Not covered
- Intervertebral disc disease
- Not covered
- Hereditary conditions
- Not covered
- Pregnancy and obstetrics
- Not covered
- Illness caused by parasites
-
- Covered
- Cover limited to tick paralysis
- Insurer requires up to date preventative treatments
- No cover for conditions caused by ectoparasites, fleas, ticks, endoparasites, intestinal worms or long term exposure to parasites where preventative treatments have not been used
- Skin conditions
- Not covered
- Snakebite
- Covered
- Vaccinatable Conditions
- Not covered
Additional benefits
- Routine care
- Not covered
- Alternative therapies
- Not covered
- Lost animal
- Not covered
- Necessary euthanasia
- Covered
- Telehealth vet service
- Not covered
- Legal liability
- Up to $10000
Claims
- Howtoclaim
- Customer portal
- Quickeasyclaims
- Directpayments
