Comprehensive injury and illness cover for cats and dogs
CHOICE Expert Rating
Unlock our expert review and more
Reviews you can trust
Easy side-by-side comparison
Recommended products at a glance
Scores
Results for paid members only
- CHOICE Expert Score
- Members only
- Cover score
- Members only
- Out of pocket score
- Members only
Description
- Insurer
- Trupanion
- Policy
- Pet Insurance
- Underwriter
- PetSure (Australia) Pty Ltd
- Policy type
- Comprehensive injury and illness cover
- Animals covered
- Cats and dogs
Cover summary
- Minimum age for new cover
- No minimum age
- Maximum age for new cover
- 13 years
- Maximum benefit per year
- No annual limit
- Benefit paid per claim
- 90% vet bill covered
Excesses
- Excess
- Choose excess from $0–$1000
Covered events
- Injury
-
- Comprehensive cover
- 5 day waiting period
- Illness
-
- Comprehensive cover
- 30 day waiting period
- Vet consults
- Optional
- Emergency treatment
- Optional
- Pre-existing conditions
- Not covered
Conditions
- Allergic reaction
- Covered
- Brachycephalic Airway Obstruction Syndrome
- Covered
- Behavioural conditions
- Optional, bundled with other extras
- Cancer
- Covered
- Cruciate ligament conditions
- Covered
- Ear conditions
- Covered
- Eye conditions
- Covered
- Dental and oral health conditions
-
- Covered
- Cover limited to periodontal disease, periodontitis, gingivitis, tartar, resorptive lesions and stomatitis
- Does not cover preventative dental care, scale/polish, toothbrushes, toothpastes, dental foods, chews, rinse or open/closed roof planing
- Covers conditions caused by complications from dental prophy
- Insurer requires annual dental exam/treatment
- Ingestion of a foreign object
- Covered
- Heart conditions
- Covered
- Orthopaedic conditions
- Covered
- Patella luxation
- Covered
- Joint conditions
- Covered
- Intervertebral disc disease
- Covered
- Hereditary conditions
- Covered
- Pregnancy and obstetrics
- Not covered
- Illness caused by parasites
-
- Covered
- Cover includes tick paralysis
- Skin conditions
- Covered
- Snakebite
- Covered
- Vaccinatable Conditions
-
- Covered
- Vaccination required for illnesses you have vaccinated your pet for on the recommendation of your vet
Additional benefits
- Routine care
- Not covered
- Alternative therapies
- Optional
- Lost animal
- Not covered
- Necessary euthanasia
- Covered
- Telehealth vet service
- Not covered
- Legal liability
- Not covered
Claims
- Howtoclaim
-
- Customer portal
- Email claim form
- GapOnly (vet must opt in)
- Quickeasyclaims
-
- GapOnly
- Participating vet practices only
- Available Monday—Saturday 8am—10pm AET (excluding NSW public holidays)
- Directpayments
- 1
