Allianz Comprehensive Essentials covers your car up to its market value. No choice of repairer with this policy the insurer chooses who fixes your car. There's no reduced excess for glass claims, which might make it cheaper to simply get window damage fixed yourself.
Pros
The product's best features and benefits
Cons
Drawbacks or issues you need to know about
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Recommended products
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Scores
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- CHOICE Expert Rating
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- Cover score
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- Price score
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- Customer satisfaction
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- Claims satisfaction
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Description
Cost
Results for paid members only
- Same price to pay monthly
- ACT price comparison
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- NSW price comparison
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- NT price comparison
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- Queensland price comparison
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- SA price comparison
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- Tasmania price comparison
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- Victoria price comparison
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- WA price comparison
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Additional benefits
- Cover for personal property
- Not covered
- Cover for child seats
- Not covered
- Cover for keys
- Not covered
- Cover for trailers and caravans
- Not covered
- Accommodation and transport when far from home
- Not covered
- Transport costs
- Not covered
- Towing after an incident
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- Covers costs to move car to nearest place of safety or other agreed place
- Also covers storage costs
- New car replacement
- Not covered
- Reduced excess on glass claims
- No (basic excess applies)
- Roadside assistance
- Not covered
Car rental
- Rental car after theft
- Not covered
- Rental car after not-at-fault incident
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- Covers rental car of similar size or type to yours, arranged by the insurer
- Available for up to 30 days
- Covers additional cost for vehicles with disability modifications
- Up to $80 for day travel allowance if car not available
- Rental car after any incident
- Not covered
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Market value