Comprehensive injury and illness cover for dogs
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Description
- Insurer
- Petsy
- Policy
- Puppy Protection Plus
- Underwriter
- Pacific International Insurance Pty Ltd
- Policy type
- Comprehensive injury and illness cover
- Animals covered
- Dogs
Cover summary
- Minimum age for new cover
- 6 weeks
- Maximum age for new cover
- 1 year
- Maximum benefit per year
-
- Choose from $6000, $12000 or $30000 if pet insured before 6 months old
- Choose from $5500, $11000 or $27500 if pet insured before 1 year old
- Benefit paid per claim
- Choose from 80% or 90% vet bill covered
Excesses
- Excess
- Choose excess from $0, $150, $200, $300 or $500
Covered events
- Injury
-
- Comprehensive cover
- 1 day waiting period
- Illness
-
- Comprehensive cover
- 14 day waiting period
- Vet consults
- Optional
- Emergency treatment
- Covered
- Pre-existing conditions
- Can be covered if condition is on insurer's list of reviewable conditions and approved by insurer review
Conditions
- Allergic reaction
- Covered
- Brachycephalic Airway Obstruction Syndrome
-
- Optional
- Insurer requires you to apply for cover
- Behavioural conditions
-
- Optional, bundled with other extras
- Pet must be under 3 years when first taking out this option
- Cover includes dietary indiscretion, excessive licking, fur pulling, pacing, destructive chewing, anxiety, aggression and obsessive behavioural disorders
- 6 month waiting period
- Cancer
- Covered
- Cruciate ligament conditions
-
- Covered
- 6 month waiting period
- Ear conditions
- Covered
- Eye conditions
-
- Covered
- 6 month waiting period for cherry eye, entropion and ectropion
- Dental and oral health conditions
-
- Included in bundle of optional extras
- Cover includes dental diseases, gingivitis, periodontal disease, gingival disease and tumours/growths
- Pet must be under 3 years when first taking out this option
- 14 day waiting period
- Treatment includes dental cleaning/scaling
- Does not cover aesthetic/cosmetic dental procedures, caps, crown amputation, crowns, elective/routine procedures, endodontic procedures, fillings, implants, orthodontics, removal of deciduous teeth or root canals
- Ingestion of a foreign object
- Covered
- Heart conditions
- Covered
- Orthopaedic conditions
- Covered
- Patella luxation
-
- Covered
- 6 month waiting period
- Joint conditions
-
- Covered
- 6 month waiting period for hip dysplasia, elbow dysplasia and osteochondritis dissecans (OCD)
- Intervertebral disc disease
-
- Covered
- 6 month waiting period
- Hereditary conditions
- Covered
- Pregnancy and obstetrics
- Not covered
- Illness caused by parasites
- Covered
- Skin conditions
- Covered
- Snakebite
- Covered
- Vaccinatable Conditions
-
- Covered
- Insurer requires documented evidence of up to date vaccinations for canine distemper virus (CDV), canine adenovirus (CAV), canine parvovirus (CPV-2), parainfluenza virus (PI), Bordetella bronchiseptica (Bb), leptospira interrogans, Feline Parvovirus (FPV), feline calicivirus (FCV), feline herpesvirus (FHV-1), feline leukaemia virus (FeLV) and Feline Immunodeficiency Virus (FIV) and chlamydia felis
Additional benefits
- Routine care
- Not covered
- Alternative therapies
-
- Optional, bundled with other extras
- Pet must be under 3 years when first taking out this option
- Lost animal
- Not covered
- Necessary euthanasia
- Covered
- Telehealth vet service
- Not covered
- Legal liability
- Not covered
Claims
- Howtoclaim
-
- Customer portal
- Phone
- Vet can email on your behalf
- Quickeasyclaims
- Directpayments
- 1
