Limited injury and comprehensive illness cover for cats and dogs
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
- Choose excess from $0, $100, $250 or $500
- Higher excess not available with lower benefit limits
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- reaction to bite from an insect, spider or scorpion
- near drowning incident
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
- ingestion of foreign object
- poisioning
- Comprehensive cover
- 30 day waiting period
Conditions
- Optional
- Up to $2000
- Limit combined with cover for dental and alternative therapies
- Some cover available under routine care option
- Covered as a specified injury
- Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgery
- Limited default cover
- Does cover traumatic tooth fracture, oral tumours and immune-mediated stomatitis <b>Optional cover:</b>
- Bundled with other extras
- Cover limited to gingivitis, abscesses, odontoclastic resorptive lesions, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth due to dental disease
- Up to $2000
- 6 month waiting period
- Treatment limited to dental x-rays, polishing, scaling and tooth removal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
- Covered
- Specifically covered injuries include bone fracture
- Covered
- Cover includes tick paralysis
- Some cover for parasite prevention, testing and control available under routine care option
- Covered
- Vaccine benefit available under routine care option
Additional benefits
- Optional
- Up to $50 for two of: desexing, vaccinations or health checks, microchipping, heartworm preventative medication, dew claw removal, prescription diets, teeth cleaning, cremation or burial, council registration fees, alternative medication or obedience training
- Up to $45 for flea, tick or worm control
- Up to $10 for heartworm tests or blood screen
- Up to $10 for FeLV/FIV tests or urinalysis
- Optional
- Up to $2000
- Limit combined with cover for dental and behavioural conditions
- Some cover available under routine care option
- Text or video call with vet
- Available 24/7
Claims
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet submits on your behalf)
- Mail claim form (vet must fill out a section)
- GapOnly
- Participating vet practices only
- Available Monday—Saturday 8am—10pm AET (excluding NSW public holidays)
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