01.Introduction
Pet insurance is designed to help pay vet bills in the event of an accident or illness. A trip to the vet can be expensive, so it makes sense to have a plan to cover any unexpected costs.
Australia has one of the highest levels of pet ownership in the world, making pets an important part of our lifestyle.
In this report, we show you the tricks and traps of pet insurance, and some of the best value pet insurance plans on offer. We also explain some of the basics so that you can understand the industry lingo, and we look at some other way to be financially responsible for your pet.
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The following brands were included in our pet insurance comparison:
- 1300 Insurance Pet Protect
- AFS-PetMed
- Bow Wow Meow
- HCF Pet Insurance
- InsuranceLine
- Medibank Pet Insurance
- Petcover
- Petplan
- Petsecure
- Pet Insurance Australia
- PROSURE
- Real Pet Insurance
- RSPCA
- Woolworths Pet Insurance
What to expect
We provide full comparison tables of both accident-only and accident and illness policies so you can compare policy features side by side. We’ve also looked at ongoing premiums, policy features co-payments and excess amounts in a range of high and low cost scenarios to highlight products we believe deliver the most value.

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28 Sep 2011
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Growing up on a farm gives you a pretty good idea of the ups and downs of pet ownership. From our cigarette-stealing sheep to miniature horses and donkeys running alongside the dogs in the backyard, I’ve had pets in all different shapes and sizes.
17 Aug 2010
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New guidelines recommend that adult cats and dogs be vaccinated with core vaccines no more frequently than every three years.
22 May 2007
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Very little independent research has been done in Australia about the long-term effects on the health of pets eating commercial pet food - the majority of research is done by manufacturers themselves.
29 May 2008
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Pets have many benefits for their caretakers. For some of us however, there is the hair-raising prospect of the stray strands of hair that our pets leave behind.