Annual policy. Insurance provider: Auto & General
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- CHOICE Expert Rating (%)
- Members only
- Cover score (%)
- Members only
- Price score
- Members only
- Cancellation cover score
- Members only
- Additional expense cover score
- Members only
- Baggage cover score
- Members only
Description
- Policy type
- Annual
- Provider
- Auto & General
Conditions
- Policy age limit
- 99
- Dependant age limit
- 21
Annual multi-trip
- Annual travel duration
- 15; 30
Pre-existing conditions
- Pre-existing conditions covered without application
- Pre-existing conditions covered on application
- Time period for existing conditions
- 12 months
Pregnancy
- Pregnancy
- Pregnancy stage covered
- 23
- Childbirth costs
Additional expenses
- Additional travel expenses for injury or sickness
- $10,000.00
- Additional expenses for interrupted travel
- $10,000.00
- Travel insurance extension for a delayed trip
- Additional expenses for a lost passport
- Additional expenses for resumption of journey interrupted for a relative
- $0.00
Cancellation
- Cancellation covered
- Cancellation expenses
- Cover chosen
- Cancellation for frequent flyer points
- Cancellation expenses for travel agent fees
- $4,000.00
- Cancellation for insolvency of a travel services provider
- Cancellation for insolvency of a travel agent
- Cancellation expenses for redundancy
- Cancellation expenses for defence and emergency workers
- Cancellation expenses for cancellation of work leave
Baggage
- Baggage cover
- Baggage expenses
- $5,000.00
- Item limit
- $1,000.00
- Camera limit
- $3,500.00
- Laptop or tablet limit
- $3,000.00
- Smartphone limit
- $1,000.00
- Prescribed medications
- $0.00
- Specified items
- $5,000.00
- Baggage in a car during the day
- $2,000.00
- Baggage in a car overnight
- $0.00
- Valuables in a car
- $2,000.00
- Lost or stolen cash
- $250.00
- Baggage lost temporarily
- $800.00
- Hours before cover applies for baggage lost temporarily
- 12
Special event
- Additional expenses for a special event
- $2,000.00
- Additional expenses for pre-paid travel arrangements
- $2,000.00
Travel delay
- Limit for travel delay expenses
- $1,000.00
- Hours before travel delay covered
- 6
- Limit per 24 hours for travel delay
- $300.00
Car rental
- Rental car excess
- Limit for rental car excess
- $10,000.00
Activities
- Mopeds and motorcycles
-
- Covered for optional extra fee
- Snow sports
-
- Optional cover for snow sports on-piste
- Off-piste excluded
- Scuba diving
- Abseiling
- Bungee jumping
- Hang gliding
- Horse riding
- Hot air ballooning
- Kayaking
- Paragliding
- Tandem skydiving
- Optional
- White water rafting
Covered events
- Transport incidents
-
- Excludes cancellation and additional expenses for mechanical breakdowns
- Includes cancellation and additional expenses for transport accident
- Mental health
- Yes (includes claims for mental health conditions experienced for the first time on the trip)
- COVID-19
-
- Includes additional expenses for COVID-19
- Cancellation expenses up to $5000 if the policy holder or a close relative contracts COVID-19
- Pandemic
- No (excludes claims for pandemics other than COVID-19)
- Natural disaster
- Covered
- Civil unrest
- Covered
- Terrorism
- Not covered
Cover summary
- Cancellation
- Yes Cover chosen
- Baggage
- Yes 5000