Limited injury and comprehensive illness cover for cats and dogs
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Description
- Insurer
- Guide Dogs
- Policy
- Basic Care
- Underwriter
- PetSure (Australia) Pty Ltd
- Policy type
-
- Limited injury cover
- Comprehensive illness cover
- Animals covered
- Cats and dogs
Cover summary
- Minimum age for new cover
- 9 years
- Maximum age for new cover
- No maximum age
- Maximum benefit per year
- $15,000
- Benefit paid per claim
- 75% vet bill covered
Excesses
- Excess
- Choose excess from $0 or $100
Covered events
- Injury
-
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- allergic reaction to insect and arachnid bites
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscess
- lacerations or abrasion of tissue, skin or mucous membrane due to external violence
- near drowning incident
- Illness
-
- Comprehensive cover
- 30 day waiting period
- Vet consults
- Up to $300
- Emergency treatment
- Covered
- Pre-existing conditions
- Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
Conditions
- Allergic reaction
- Covered
- Brachycephalic Airway Obstruction Syndrome
- Covered
- Behavioural conditions
- Not covered
- Cancer
- Covered
- Cruciate ligament conditions
-
- Covered
- Up to $3600
- 6 month waiting period
- Ear conditions
- Covered
- Eye conditions
- Covered
- Dental and oral health conditions
-
- Not covered
- Does cover oral tumours
- Ingestion of a foreign object
- Covered
- Heart conditions
- Covered
- Orthopaedic conditions
-
- Covered
- Specifically covered injuries include bone fracture
- Patella luxation
- Covered
- Joint conditions
- Covered
- Intervertebral disc disease
- Covered
- Hereditary conditions
- Covered
- Pregnancy and obstetrics
- Not covered
- Illness caused by parasites
-
- Covered
- No cover for conditions caused by external parasites, ticks, fleas, skin mites or ear mites
- Up to $1500 for tick paralysis
- Skin conditions
- Covered
- Snakebite
- Covered as a specified injury
- Vaccinatable Conditions
- Covered
Additional benefits
- Routine care
- Not covered
- Alternative therapies
- Not covered
- Lost animal
- Not covered
- Necessary euthanasia
- Covered
- Telehealth vet service
- Not covered
- Legal liability
-
- Covered for registered guide dogs only
- Up to $1000000
Claims
- Howtoclaim
-
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet must opt in)
- Mail claim form (vet must fill out a section)
- Quickeasyclaims
-
- GapOnly
- Participating vet practices only
- Available Monday—Saturday 8am—10pm AET (excluding NSW public holidays)
- Directpayments
- GapOnly claims
