Over Fifty gives you the option to insure your car up to an agreed value, or its market value. It's an Allianz white label, with the same cover as ten other policies in our comparison (but it is different to the flagship Allianz product). This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.
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Description
- Insurer
- Over Fifty
- Policy
- Comprehensive
- Provider
- Allianz
- About the insurer
Cost
Results for paid members only
- Same price to pay monthly
- ACT price comparison
- Members only
- NSW price comparison
- Members only
- NT price comparison
- Members only
- Queensland price comparison
- Members only
- SA price comparison
- Members only
- Tasmania price comparison
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- Victoria price comparison
- Members only
- WA price comparison
- Members only
Additional benefits
- Cover for personal property
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- Up to $1000
- Covers personal effects designed to be worn or carried, and clothing
- Cover for child seats
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- Up to $500
- Covers child seats and baby capsules
- Cover for keys
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- Up to $1000
- Covers replacement of keys and re-coding of locks
- Available after theft of keys
- Cover for trailers and caravans
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- Up to $1000 or market value
- Covers trailers and caravans attached to insured vehicle
- Accommodation and transport when far from home
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- Up to $1000 overall
- Covers additional travel and accommodation costs
- Also covers cost of collecting vehicle following repairs
- No cover for accommodation if you already intended to pay for overnight accommodation
- Available after a covered accident
- Must be at least 100km from home
- Transport costs
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- Up to $500
- Covers travel necessary to return you, your spouse and dependent children to your home
- Covers transportation for you to collect vehicle when it has been repaired
- Towing after an incident
- Covers protection, removal and towing of vehicle to nearest repairer, place of safety or other agreed place
- New car replacement
- Covered for total loss within 2 years of purchase
- Reduced excess on glass claims
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- Optional
- One nil-excess replacement per year
- Two nil-excess repairs per year
- Covers windscreens, sunroofs and window glass
- Roadside assistance
- Not covered
Car rental
- Rental car after theft
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- Covers rental car arranged by the insurer
- Available for up to 30 days
- Up to $100 per day for rental charges
- Up to $50 per day for travel costs if car not available
- Up to $3000 for rental car excess or security bond
- Rental car after not-at-fault incident
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- Optional
- Covers rental car arranged by the insurer
- Available for up to 30 days
- Up to $100 per day for rental charges
- Up to $50 per day for travel costs if car not available
- Up to $3000 for rental car excess or security bond
- Rental car after any incident
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- Optional
- Covers rental car arranged by the insurer
- Available for up to 30 days
- Up to $100 per day for rental charges
- Up to $50 per day for travel costs if car not available
- Up to $3000 for rental car excess or security bond
Covered events
- Comprehensive Cover
- Legal liability
- $20 million
- How your car is valued
- Choose agreed value or market value
