Car hire excess products within Australia



Standard car hire excess

The standard excess is the basic cover that is included in your car rental cost and limits the amount you are liable for (beware of exclusions to this). In short, this is the amount for which you'll want to purchase cover.

Standard excess/liability

Avis: $4500

Budget: $4560

Europcar: $4180

Hertz: $4560

Thrifty: $4000

High excesses may apply in certain circumstances, e.g. for certain vehicles, such as 4WDs and luxury vehicles, in a single vehicle accident, if you're a young driver, or if damage is water damage or from natural disasters.

Comparing the cost of car rental cover

  • Taking a short trip? Compare the cost per day.
  • Taking a long trip (7 days or more)? Compare the cost per day on a 7 day hire. 

Excess cover through the car rental agencies

Avis – excess reduction

  • Excess: $640
  • Cost per day^: $28.40
  • Cost per day on 7 day hire^: $28.40

Budget – excess reduction

  • Excess: $630
  • Cost per day^: $28.40
  • Cost per day on 7 day hire^: $28.40

Europcar – collision damage waiver

  • Excess: $1100
  • Cost per day^: $26.19
  • Cost per day on 7 day hire^: $26.18

Europcar – super collision damage waiver

  • Excess: $550
  • Cost per day^: $32.45
  • Cost per day on 7 day hire^: $32.45

Europcar – go zen

  • Excess: $0
  • Cost per day^: $44.41
  • Cost per day on 7 day hire^: $34.15

Hertz – accident excess reduction

  • Excess: $770
  • Cost per day^: $21.70
  • Cost per day on 7 day hire^: $21.70

Hertz – maximum cover

  • Excess: $0
  • Cost per day^: $33
  • Cost per day on 7 day hire^: $33

Thrifty – premium protection

  • Excess: $550
  • Cost per day^: $30.60
  • Cost per day on 7 day hire^: $30.60

Thrifty – ultimate protection

  • Excess: $0
  • Cost per day^: $37.45
  • Cost per day on 7 day hire^: $37.45
^Includes GST and 3.5% admin fee but not additional % based fees such as premium location surcharges.

Domestic standalone car rental excess cover

Allianz – rental car excess insurance (cover of $4000)

  • Excess: $0
  • Cost per day to cover $4000 excess*: $24.88
  • Cost per day on a 7 day hire to cover $4000 excess*: $12.75

Car Hire Excess – rental car excess (cover of $4000)

  • Excess: $0
  • Cost per day to cover $4000 excess*: $18.71
  • Cost per day on a 7 day hire to cover $4000 excess*: $10.27

Hiccup – rental vehicle excess insurance (cover of $4000)

  • Excess: $0
  • Cost per day to cover $4000 excess*: $27.63
  • Cost per day on a 7 day hire to cover $4000 excess*: $14.16

RACV – rental car excess insurance (cover of $4000)

  • Excess: $0
  • Cost per day to cover $4000 excess*: $102.09
  • Cost per day on a 7 day hire to cover $4000 excess*: $14.58

Rentalcover.com (cover of $4000)

  • Excess: $0
  • Cost per day to cover $4000 excess*: $22.25
  • Cost per day on a 7 day hire to cover $4000 excess*: $14.12

TripCover – plan a (cover of $4000)

  • Excess: $0
  • Cost per day to cover $4000 excess*: $13.87
  • Cost per day on a 7 day hire to cover $4000 excess*: $10.39

TripCover – plan c (cover of $4000)

  • Excess: $300
  • Cost per day to cover $4000 excess*: $9.49
  • Cost per day on a 7 day hire to cover $4000 excess*: $7.11
*A higher level of excess cover may be possible.

Domestic travel insurance

Good2Go – comprehensive domestic cover (cover of $4000)

  • Excess: $50
  • Cost per day to cover excess: $37
  • Cost per day on a 7 day hire to cover excess: $5.75

WorldCare Travel Insurance – domestic insurance (cover of $6000)

  • Excess: $0
  • Cost per day to cover excess: $39.53
  • Cost per day on a 7 day hire to cover excess: $6.54

1Cover – domestic travel insurance (cover of $5000)

  • Excess: $0
  • Cost per day to cover excess: $35.85
  • Cost per day on a 7 day hire to cover excess: $6.69
Figures correct as of June 8 2017. Comparisons based on a driver aged 25+ picking up an economy car from a Melbourne location at 10am and dropping off at 10am.

Back to main article: Car hire excess and hidden fees.


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