Car insurance

Allianz Comprehensive review

Allianz is an agreed value policy, where you set the amount you want to insure your car for. This policy lets you choose the repairer – take your car to a place you know, or just let the insurer's network handle it. $0 excess for windscreen claims is a useful optional extra.

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Good Points

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The product's best features and benefits

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Drawbacks or issues you need to know about

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Description

Insurer
Allianz
Policy
Comprehensive
Provider
Allianz
About the insurer
Allianz

Cost Members only Results for paid members only

Same price to pay monthly
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Additional benefits

Cover for personal property
  • Up to $1000
  • Covers items designed to be worn or carried, and portable electronic items
Cover for child seats
  • Up to $650 per seat
  • Covers child seats and baby capsules
Cover for keys
  • Up to $1000
  • Covers key replacement and lock recoding
  • Available after theft of keys
Cover for trailers and caravans
Not covered
Accommodation and transport when far from home
  • Up to $500 overall
  • Covers extra accommodation costs
  • Available your car isn't driveable after after a covered incident
  • Must be at least 100km from home
Transport costs
  • Up to $500
  • Covers transport costs to or from the repairer or rental car provider
  • Covers transport costs from the scene of the accident to your next destination if your car isn't drivable
  • Covers transport costs to the location of your stolen car, if it's found
Towing after an incident
  • Covers costs to move car to nearest repairer, place of safety or other agreed place
  • Also covers storage costs
New car replacement
Covered for total loss within 2 years of purchase
Reduced excess on glass claims
  • Optional
  • One nil-excess replacement per year
  • Two nil-excess repairs per year
  • Covers windscreens, sunroofs and window glass
Roadside assistance
Not covered

Car rental

Rental car after theft
  • Covers rental car of similar size or type to yours, arranged by the insurer
  • Available for up to 30 days
  • Up to $80 for day travel allowance if car not available
Rental car after not-at-fault incident
  • Covers rental car of similar size or type to yours, arranged by the insurer
  • Available for up to 30 days
  • Up to $80 for day travel allowance if car not available
Rental car after any incident
  • Applies after total loss
  • Covers rental car of similar size or type to yours, arranged by the insurer
  • Available for up to 7 days
  • Up to $80 for day travel allowance if car not available

Covered events

Cover for theft, collision, hail, storm, flood, fire, malicious damage and vandalism
Legal liability
$20 million
How your car is valued
Agreed value

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