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Home loans

Independent and unbiased information to help you find the best value mortgage.

Owning your own home may be the great Australian dream, but decades of debt and unpredictable interest rates can turn the dream into a nightmare for some unlucky people. Hunting for the right home loan is just as important as hunting for the right home – it's just not as much fun! Luckily CHOICE has done the hard yakka already, and we're here to share our research and expertise with you.

Meet the home loans team

Buying guides

Renting versus buying? We help you negotiate the mortgage maze.

Articles

Green home loans Find out which banks offer lower rates or even discounts if your home is environmentally sustainable.

Westpac accused of breaching responsible lending practices ASIC takes Westpac to Federal Court for allegedly issuing loans people can't afford.

How to cope with interest rate increases Home loan interest rates are on the way up again. What can you do to protect yourself?

Fixed rate home loans compared Fixed rates are currently at historical lows, but beware of fees.

Big banks raise mortgage rates - is it time to switch? How interest rate changes could affect you and what you can do to prepare.

Mortgages and maternity leave Are women on parental leave treated unfairly by the banks?

NAB announces huge profit in the wake of mortgage rate hike The big four banks are rolling in it - so why are rates still rising?

Mortgage tips With interest rates running low, it pays to do your maths.

Risky home loans on the rise - again Banks have been approving home loans that can get you into serious trouble when interest rates go up.

Commonwealth Bank holds back full Reserve Bank rate cut Many home loan customers are set to miss out on a historic low rate.

How to protect your credit rating You can get a free credit report every 12 months – and you probably should. Here's why.

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The home loans team

Unlike mortgage brokers, our finance experts have nothing to gain from giving you unbiased, independent advice about the best and worst home loan products. Whether you're thinking fixed rate or variable, 20 years or 30, they've done the research – and the maths – to give you the information you need before you make the biggest purchase of your life (unless you're saving up for the Mona Lisa).