Limited injury and comprehensive illness cover for cats and dogs
Good Points
The product's best features and benefits
Bad Points
Drawbacks or issues you need to know about
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- allergic reaction to insect and arachnid bites
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscess
- lacerations or abrasion of tissue, skin or mucous membrane due to external violence
- near drowning incident
- Comprehensive cover
- 30 day waiting period
Conditions
- Covered
- Standard waiting periods
- Not covered
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- Up to $3200 for treatment in ACT, NT and WA
- Up to $2600 for treatment in NSW, Qld, SA, Tas and Vic
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Not covered
- Does cover oral tumours
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Specifically covered injuries include bone fracture
- Cover limited to bone fracture
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Covers conditions caused by external parasites, ticks, fleas, skin mites and ear mites
- Up to $1200 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Standard waiting periods
- Covered
- Vaccine benefit available under routine care option
Additional benefits
- Optional
- Up to $50 for one of: de-sexing; microchipping; heartworm preventative medication; teeth cleaning; council registration fees; alternative therapies for pets; prescription diets; dewclaw removal; cremation or burial; behavioural therapy; dental illness treatment; obedience training (at a recognised training facility); flea, tick or worm control or vaccinations or health checks
- Up to $15 for heartworm tests or blood screening
- Up to $15 for FeLV/FIV tests or urinalysis
- Optional
- Some cover available under routine care option
Claims
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet submits on your behalf)
- Mail claim form (vet must fill out a section)
- GapOnly
- Participating vet practices only
- Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
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