Limited injury and comprehensive illness cover for cats and dogs
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- allergic reaction to insect/arachnid bites
- bone fracture
- snake bite toxicity
- traumatic ligament/tendon injury
- bite wound/fight wound abscesses
- lacerations/abrasion of tissue, skin or mucous membrane due to external violence
- near drowning incident
- Comprehensive cover
- 30 day waiting period
Conditions
- Covered
- Standard waiting periods
- Not covered
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- Up to $3200 for treatment in ACT and NT or WA
- Up to $2600 for treatment in NSW, Qld, SA and Tas or Vic
- 6 month waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities, fractured teeth and oral tumours
- No cover for odontoclastic resorptive lesions
- Up to $2000
- 2 year waiting period
- Treatment for dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Does not cover teeth cleaning/scaling, orthodontics, crowns, root canal, removal of deciduous teeth, cosmetic dental surgery or corrective treatment
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Specifically covered injuries include bone fracture
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Covers conditions caused by allergic reaction to flea/tick/worm control
- Up to $1200 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Standard waiting periods
- Covered
- Vaccine benefit available under routine care option
Additional benefits
- Optional
- Up to $50 for one of: desexing, heartworm control, dew claw removal, prescription diets microchipping, dental illness treatment, teeth cleaning, vaccinations, health checks, cremation/burial, council registration fees, alternative therapy, behavioural therapy obedience training or flea/tick/worm control
- Up to $15 for heartworm tests or blood screen
- Up to $15 for felv tests or urinalysis
- Optional
- Some cover available under routine care option
Claims
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet submits on your behalf)
- Mail claim form (vet must fill out a section)
- GapOnly
- Participating vet practices only
- Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
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