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Prime Regal

Limited injury and comprehensive illness cover for cats and dogs

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Description

Insurer
Prime
Policy
Regal
Underwriter
PetSure (Australia) Pty Ltd
Policy type
  • Limited injury cover
  • Comprehensive illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
15 years
Maximum benefit per year
  • $14000
  • Up to $2000 per condition
Benefit paid per claim
65% vet bill covered

Excesses

Excess
$0

Covered events

Injury
  • Limited cover
  • No waiting period <b>Covers these specified injuries only:</b>
  • motor vehicle incident
  • burn or electrocution
  • allergic reaction to insect/arachnid bites
  • bone fracture
  • snake bite toxicity
  • traumatic ligament/tendon injury
  • bite wound/fight wound abscesses
  • lacerations/abrasion of tissue, skin or mucous membrane due to external violence
  • near drowning incident
Illness
  • Comprehensive cover
  • 30 day waiting period
Vet consults
Up to $300
Emergency treatment
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months

Conditions

Allergic reaction
Covered
Brachycephalic Airway Obstruction Syndrome
  • Covered
  • Standard waiting periods
Behavioural conditions
Not covered
Cancer
  • Covered
  • Standard waiting periods
Cruciate ligament conditions
  • Covered
  • Up to $2000
  • 6 month waiting period
Ear conditions
  • Covered
  • Standard waiting periods
Eye conditions
  • Covered
  • Standard waiting periods
Dental and oral health conditions
  • Not covered
  • Does cover oral tumours
  • Up to $2000 per condition
Ingestion of a foreign object
  • Covered
  • Standard waiting periods
Heart conditions
  • Covered
  • Standard waiting periods
Orthopaedic conditions
  • Covered
  • Specifically covered injuries include bone fracture
  • Standard waiting periods
Patella luxation
  • Covered
  • Standard waiting periods
Joint conditions
  • Covered
  • Standard waiting periods
Intervertebral disc disease
  • Covered
  • Standard waiting periods
Hereditary conditions
  • Covered
  • Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
  • Covered
  • Covers conditions caused by allergic reaction to flea/tick/worm control
  • Up to $2000 for tick paralysis
  • Standard waiting periods
Skin conditions
  • Covered
  • Standard waiting periods
Snakebite
  • Covered as a specified injury
  • Standard waiting periods
Vaccinatable Conditions
Covered

Additional benefits

Routine care
Not covered
Alternative therapies
Not covered
Lost animal
Not covered
Necessary euthanasia
Telehealth vet service
Not covered
Legal liability
Not covered

Claims

Howtoclaim
  • Customer web portal
  • E-claim (vet submits on your behalf)
  • GapOnly (vet submits on your behalf)
  • Mail claim form (vet must fill out a section)
Quickeasyclaims
  • GapOnly
  • Participating vet practices only
  • Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
Directpayments
GapOnly claims only

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