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PetsOnMe Accident Plan

Comprehensive injury cover for cats and dogs

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Description

Insurer
PetsOnMe
Policy
Accident Plan
Underwriter
Pacific International Insurance Pty Ltd
Policy type
Comprehensive injury cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
6 weeks
Maximum age for new cover
11 years
Maximum benefit per year
$5,000
Benefit paid per claim
80% vet bill covered

Excesses

Excess
Choose excess from $100, $200 or $300

Covered events

Injury
  • Comprehensive cover
  • No waiting period
Illness
Not covered
Vet consults
  • Up to $80 per consult
  • Up to $200 per specialist consult or house call
Emergency treatment
Up to $200 per consult
Pre-existing conditions
Not covered

Conditions

Allergic reaction
Not covered
Brachycephalic Airway Obstruction Syndrome
Not covered
Behavioural conditions
Not covered
Cancer
Not covered
Cruciate ligament conditions
Not covered
Ear conditions
  • Covered
  • No cover for presbycusis
  • Standard waiting periods
Eye conditions
  • Covered
  • Cover includes cherry eye caused by accidental injury
  • No cover for glaucoma
  • Standard waiting periods
Dental and oral health conditions
  • Not covered
  • Does cover dental damage as a result of accidental injury where there is trauma visible to surrounding tissue within the mouth/face
Ingestion of a foreign object
  • Covered
  • Up to 1 incident per year
  • 21 day waiting period
Heart conditions
Not covered
Orthopaedic conditions
  • Covered
  • Standard waiting periods
Patella luxation
Not covered
Joint conditions
Not covered
Intervertebral disc disease
Not covered
Hereditary conditions
Not covered
Pregnancy and obstetrics
Illness caused by parasites
  • Covered
  • Cover limited to tick paralysis
  • Insurer requires up to date preventative treatments
  • No cover for conditions caused by ectoparasites, fleas, ticks, endoparasites, intestinal worms or long term exposure to parasites where preventative treatments have not been used
  • Standard waiting periods
Skin conditions
Not covered
Snakebite
  • Covered
  • Standard waiting periods
Vaccinatable Conditions
Not covered

Additional benefits

Routine care
Not covered
Alternative therapies
Not covered
Lost animal
Not covered
Necessary euthanasia
Telehealth vet service
Not covered
Legal liability
Up to $10000

Claims

Howtoclaim
Customer portal
Quickeasyclaims
Not covered
Directpayments
Not covered

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