Limited injury and comprehensive illness cover for cats and dogs
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- reaction to a bite from an insect, spider or scorpion
- near drowning incident
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of a foreign object
- poisoning
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
- Comprehensive cover
- 30 day waiting period
Conditions
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered as a specified injury
- Up to $3000 per leg
- Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgery
- 6 month waiting period
- Covered
- 30 day waiting period
- Covered
- Standard waiting periods
- Not covered
- Does cover traumatic tooth fracture, oral tumours and stomatitis
- Covered as a specified injury
- 30 day waiting period
- Covered
- 30 day waiting period
- Covered
- Specifically covered injuries include bone fracture
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Covered treatments include total hip replacement
- Up to $4000 for hip joint surgery (per hip)
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Cover includes tick paralysis
- No cover for conditions caused by external parasites, ticks, fleas or skin/ear mites
- Up to $1500 for tick paralysis
- Standard waiting periods
- Covered
- Standard waiting periods
Additional benefits
- Text or video call with vet
- Available 24/7
Claims
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet submits on your behalf)
- Mail claim form (vet must fill out a section)
- GapOnly
- Participating vet practices only
- Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
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